Full-Time

Capital Markets Lead

Aven

Aven

51-200 employees

Web-based tech platform emphasizing security

No salary listed

San Francisco, CA, USA + 1 more

More locations: New York, NY, USA

Hybrid

Hybrid work is listed for New York and the San Francisco Bay Area; remote work may be possible.

Bachelor's, Master's, MBA

Category
Finance & Banking (1)
Required Skills
Python
R
Debt Capital Markets
SQL
Risk Management
Excel/Numbers/Sheets

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Requirements
  • A Bachelor's Degree is required.
  • At least 7 years of experience in structured products or debt capital markets roles is required, with demonstrated leadership abilities and an execution track record.
  • Experience with specialty finance debt structuring and/or securitizations is required.
  • Expert-level Excel skills are required.
  • SQL skills are required.
  • The role requires reliable high-precision work with strong orientation to deadlines and detail.
Responsibilities
  • Lead the structuring and execution of structured financing products, including residential mortgage-backed securities, asset-backed securities, asset sales, master trusts, and hedging transactions.
  • Drive alignment with external and internal parties, review work completed by advisors and lawyers, and prioritize Aven's key objectives.
  • Lead development of a secondary market trading platform, including collateral tape and credit performance data analysis, cash flow modeling, pricing models, risk management tools, interest rate hedges, credit risk transfers, scalable infrastructure, third-party documentation, reporting, and reconciliations.
  • Lead go-to-market financing strategy and end-to-end execution for new Aven products.
  • Build cash flow modeling and receivables analytics for financing purposes across asset-backed securities execution, rating agency analysis, and forward flow sales using Intex and Excel.
  • Provide frontline support to capital providers, rating agencies, and investors, including responding to inquiries, ad hoc collateral analysis, cash flow modeling, performance metrics and projections, ongoing reporting, and surveillance.
Desired Qualifications
  • An MBA, MCS, or relevant advanced degree is preferred.
  • Prior experience dealing with specialty finance debt structuring and/or securitizations is desirable based on the qualifications.
  • Advanced experience with Intex is preferred.
  • Programming experience with Python or R is a plus.

Aven operates a web-based platform likely aimed at tech clients, with the core product consisting of online services accessed through a browser. The available hints point to a JavaScript-driven interface and the use of Cloudflare’s security features, suggesting the platform prioritizes protecting traffic and user data from malicious activity. How the product actually works cannot be confirmed from public information, but the presence of JavaScript and a security-focused setup implies the service runs in the browser and relies on cloud-based infrastructure to manage requests, authenticate users, and defend against threats. Aven’s differentiation appears to come from its emphasis on security and data protection within a web-based solution, rather than a broad suite of generic features. The stated goal seems to be delivering a secure, online platform for clients that require reliable protection of their web traffic and data while offering web-based functionality.

Company Size

51-200

Company Stage

Series E

Total Funding

$252M

Headquarters

San Francisco, California

Founded

2019

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Simplify Jobs

Simplify's Take

What believers are saying

  • Aven raised $142 million in July 2024 and $110 million in 2025, signaling investor conviction.
  • The 2026 Bitcoin Visa Card offers 7.99% APR and $1 million limits, expanding demand.
  • By March 2026, Aven said customers saved $300 million in interest, proving product traction.

What critics are saying

  • Lasky v. Aven Financial settled for $450,000 after the July 2023 data breach.
  • A March 2025 FCRA class action alleges unauthorized credit-report pulls, inviting CFPB scrutiny.
  • Bitcoin collateral ties Aven to volatility; forced liquidations and trust damage can hit immediately.

What makes Aven unique

  • Aven pairs HELOC economics with card UX, launched Bitcoin Visa Card on 2026-04-28.
  • Its machine-banking model targets homeowners and bitcoin holders needing secured, flexible liquidity.
  • BitGo custody plus Coastal Community Bank issuance gives Aven regulated infrastructure and distribution.

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Benefits

Company equity

Remote friendly

Medical, vision, & dental insurance

PTO

Parental leave

Aven Card

Growth & Insights and Company News

Headcount

6 month growth

-3%

1 year growth

-3%

2 year growth

-3%
Business Wire
Apr 28th, 2026
Aven launches bitcoin-backed credit card built on BitGo infrastructure

Aven has launched a Bitcoin Visa Card in partnership with BitGo, enabling consumers to access credit secured by bitcoin collateral without selling their holdings. BitGo provides the wallet and custody infrastructure supporting the product. The card allows bitcoin owners to unlock credit based on their holdings whilst maintaining their positions. BitGo's technology employs a per-borrower custody model, with each borrower's bitcoin held in a dedicated wallet designed for collateral segregation and secure management. BitGo serves as infrastructure provider for the deposited bitcoin collateral. The partnership reflects growing demand for financial products that extend digital asset utility beyond trading and long-term holding. Aven, founded in 2019, operates a machine-banking platform focused on asset-backed credit cards. Aven Visa credit cards are issued by Coastal Community Bank.

TechCrunch
Nov 11th, 2025
Aven: Prepare Early for $250M Series D

Startup founders should strategize for late-stage fundraises, like a $250 million Series D, from the start, according to founders and VCs. Aven CEO Sadi Khan emphasized planning for capital needs early, as Aven requires significant funding for growth. Building relationships with investors early is crucial, with Lila Preston of Generation Investment Management suggesting starting at least two years prior to needing capital. This approach helps align with suitable investors for future funding rounds.

Silicon Valley Daily
Sep 11th, 2025
Khosla Ventures Leads $110 Million Series E in Aven

SAN FRANCISCO - Aven, a pioneer in home equity - backed credit cards, today announced a $110 million Series E financing at a $2.2 billion post-money valuation - more than double its valuation from a year ago.

Business Wire
Sep 10th, 2025
Aven Raises $110M Series E at a $2.2B Valuation to Build America's First "Machine Banking" Platform for Homeowners

Aven, the pioneer in home equity–backed credit cards, today announced a $110 million Series E financing at a $2.2 billion post-money valuation — more than do...

Business Wire
Sep 9th, 2025
Aven Raises $110M for Machine Banking

Aven announced a $110 million Series E funding round at a $2.2 billion valuation, more than doubling its valuation from the previous year. The round was led by Khosla Ventures, with participation from General Catalyst, Caffeinated Capital, GIC, Electric Capital, and Founders Fund. This funding will help Aven accelerate the development of America's first full-service machine banking platform for homeowners.