Relationship Banker Private Banking

Job Description

To proactively deliver a deep, relationship-based Private Banking offering through value-adding client engagement, portfolio management and tailored financial solutions that enhance the client experience, deepen relationships and support sustainable profitability for the bank.

Key Responsibilities:

• Build and maintain strong relationships with Private Banking clients through proactive and value-adding engagement.
• Drive portfolio growth through retention, cross-selling, sales delivery and identifying new client opportunities.
• Understand client needs and recommend suitable banking, lending, wealth and digital solutions.
• Support quality credit applications, annual credit reviews and effective portfolio administration.
• Manage client queries, complaints, digital adoption, risk and compliance requirements in line with bank standards.

Qualifications

• Bachelor of Commerce, Advanced Diploma or equivalent NQF 7 or higher qualification in Finance, Business Commerce, Accounting or a related field.
• Qualification must be FAIS recognised or FAIS aligned.
• The incumbent must meet the Fit and Proper requirements.

Experience Required:

• 2 to 4 years’ experience, with exposure to affluent, private banking or relationship-managed clients.
• Experience in sales, service, relationship management, credit applications and financial solutioning within the financial services industry.
• Sound exposure to client portfolio management, including identifying client needs, recommending suitable banking solutions and supporting client retention.
• Experience in lending, credit processes, financial analysis and client reviews will be advantageous.
• Proven ability to identify sales opportunities and deliver value-adding solutions that support both the client and the bank.

Behavioural Competencies:

• Establishing Rapport and Understanding People
• Interacting with People and Articulating Information
• Conveying Self-Confidence and Convincing People
• Examining Information and Interpreting Data
• Making Decisions and Taking Action
• Seizing Opportunities and Pursuing Goals

Technical Competencies:

• Banking Process & Procedures
• Customer Understanding and Product Knowledge
• Financial Acumen
• Commercial Acumen
• Risk Identification
• Risk Reporting

Additional Information