Summer 2026
Intern
Scalapay
201-500 employees
BNPL payments for online retailers
No salary listed
Milan, Metropolitan City of Milan, Italy
In Person
 Data & Analytics (2) |
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- Recent graduate (Bachelor’s or Master’s degree) in Computer Science, Computer Engineering, Data Science, Economics with a quantitative focus, or related fields;
- Familiarity with IT tools and programming;
- Strong problem-solving skills and a structured approach to process and data analysis;
- English at a fluent level as the team is international;
- Curious, proactive, and eager to learn in a fast-evolving environment.
- Analyze operational processes within the Compliance & AML area to identify automation opportunities;
- Develop internal tools for monitoring, reporting, and document management;
- Analyze datasets from internal sources to identify patterns, anomalies, and trends relevant to AML compliance;
- Build dashboards and periodic reports to monitor compliance KPIs and support audit activities;
- Collaborate with the team to develop risk analysis models and support the interpretation of transactional data.
- Basic knowledge of AML/KYC regulations or the fintech/payments industry;
- Experience with data analysis and data management tools;
- Ability to analyze and clearly communicate insights derived from large datasets;
- Previous experience, including academic projects, involving dataset exploration.
Scalapay provides a buy now, pay later (BNPL) service for online shoppers. It lets customers split purchases into multiple interest-free installments, while merchants pay a transaction fee. The product works by integrating with online stores through plugins and APIs; at checkout, shoppers select Scalapay, pay over time, and merchants receive payment upfront with Scalapay handling the repayment from the customer. Scalapay differentiates itself with a merchant-focused model that promises zero risk for retailers, quick setup, and documented integration. It reports that offering Scalapay increases average order value and conversion rates, helping merchants boost sales and customer loyalty. The company’s goal is to help online retailers grow revenue and retain customers by providing a simple, seamless payment option that expands checkout conversions.
Company Size
201-500
Company Stage
Series B
Total Funding
$723M
Headquarters
Dublin, Ireland
Founded
2019
Simplify's Take
What believers are saying
- Marqeta partnership issues virtual cards, expanding BNPL to in-person transactions since October 2023.
- Trustfull integration analyzes digital signals to cut first payment defaults across Europe.
- Stripe enables Scalapay in 10 countries, driving 11% merchant revenue growth.
What critics are saying
- Klarna's 45% Europe market share diverts merchants with global brand in 6-12 months.
- EU Credit Directive caps interest-free BNPL at €200, slashing order values in 2026.
- Afterpay's Square acquisition captures in-store segment, eroding Scalapay adoption in 12 months.
What makes Scalapay unique
- Scalapay offers Pay in 4 installments with small service fee for physical stores via barcode.
- Scalapay assumes all merchant risk, paying full order value upfront instantly.
- Scalapay boosts merchant basket size 49% and paying customers 26% via BNPL.
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Benefits
Hybrid Work Options
Company Equity
Professional Development Budget
Growth & Insights and Company News
6 month growth
↓ -2%1 year growth
↓ -3%2 year growth
↓ -2%Trustfull, a leader in Identity Intelligence for fraud prevention, is proud to announce a strategic partnership with Scalapay, a premier European buy-now-pay-later (BNPL) provider.
Trustfull, a leader in Identity Intelligence for fraud prevention, is proud to announce a strategic partnership with Scalapay, a premier European buy-now-pay-later (BNPL) provider. The collaboration will strengthen fraud prevention operations across Scalapay’s extensive network of European markets, leveraging Trustfull’s platform to proactively identify fraudsters and prevent first payment defaults.In 2023, the European BNPL market was valued at approximately $147.6 billion and is projected to reach $272.5 billion by 2029 (Source). This rapid market expansion brings an increasing need for robust fraud prevention solutions that can protect against evolving tactics, including synthetic identity fraud. The Trustfull platform addresses these challenges by offering open-source intelligence insights and real-time analysis on user contact details and location, enabling BNPL businesses to accurately differentiate between legitimate customers and high-risk applicants.Founded in 2019 and headquartered in Milan, Scalapay has rapidly become a leading player in the European BNPL market, known for its commitment to financial accessibility and customer convenience. With millions of customers and a growing list of merchant partners, Scalapay offers interest-free instalment payment options, making purchases more accessible while prioritizing customer safety.Trustfull’s Identity Intelligence engine analyzes hundreds of digital signals—such as email addresses, phone numbers, IP addresses, browser and device data—to assess user risk in real time. This empowers fraud teams to detect synthetic identities and prevent fraud while maintaining a seamless user experience.Ana Milena Fernandez, CRO at Scalapay, commented:“With Trustfull’s technology, we are enhancing our proactive fraud prevention controls within our online applications to keep reducing first payment defaults
Revolutionizing payment methods: ads'up agency teams up with Displayce to amplify awareness for Scalapay.
Marqeta has teamed with Credi2 to launch an installment payment platform for European banks. The partnership, announced Wednesday (Nov. 22), combines Credi2’s embedded lending platform with Marqeta’s card issuing offering, and comes amid a boom in popularity for installment offerings like buy now, pay later (BNPL). “Launching new payments solutions is incredibly time-consuming and complex, not to mention the stakes are incredibly high when dealing with stringent regulatory requirements and cross-border payments,” Marqeta Chief Revenue Officer Todd Pollak said in a news release
Compared to international competitors like Klarna, ScalaPay, and AfterPay, ESTO differentiates itself with a comprehensive suite of services that include BNPL options, installment loans, account-to-account payments, marketing support, a shopping account, and a loyalty program.