Full-Time

Principal Product Manager Agentic AI

Updated on 5/21/2026

Candescent

Candescent

Cloud-based digital banking platform for institutions

No salary listed

California, USA + 1 more

More locations: Atlanta, GA, USA

Hybrid

Category
Product (2)
,
Required Skills
LLM
Product Management
Machine Learning
Reinforcement Learning
Requirements
  • Bachelor’s Degree required, preferably in information technology management, computer science, business, software engineering or equivalent experience
  • High energy level, strong organizational and multi-tasking skills to balance short, medium, and long-term objectives
  • Experience defining large-scale solutions architected for multi-tenant infrastructure and platform-as-a-service cloud computing environments
  • Experience defining product roadmaps based on abstract and detailed customer requirements, use cases, market analysis, and industry trends
  • Passion for and commitment to delivering effective solutions that improve services to customers
  • Strong and confident presentation and negotiation skills to interact with senior management, key customers, and partners in sales and issue resolution
  • Natural curiosity and self-motivation to stay current on technical trends and cost drivers that impact user experience and product performance
  • Proven track record of leading AI products from inception to launch
  • Strong experience developing AI product strategy, product requirements, use cases, cost and benefit analysis, and competitive analysis
  • Hands-on experience of AI technologies, such as LLMs, prompt engineering, multi-modal models, model training, fine-tuning, reinforcement learning, chain of thought, and reasoning
  • Experience developing applications with modern agentic AI platforms (e.g. Google ADK, Microsoft Azure AI, or AWS agent core and bedrock) on clouds (e.g. GCP, AWS, or Azure)
  • Deep understanding of AI limitations (e.g. model hallucination and model performance), and the corresponding AI product strategy for evaluation, testing and guardrails
  • Strong knowledge and understanding of responsible AI governance standards and processes
  • Ability to have in-depth technical discussions with engineering teams on end-2-end data flow, system design, solution, scalability, performance, reliability, and security
  • Experience in the fintech, banking, payments, or financial services area is a big plus
  • 10+ years of related experience in software solutions/product management for fintech or banking industry experience preferred
  • Master’s Degree preferred
Responsibilities
  • Drives product profitability and performance with product leadership, managing short and long-term outcomes of product portfolio including connection to roadmap, objectives, and investments
  • Leverages market research, customer / user needs, and internal business priorities to create the product vision (e.g., target customers, markets, channels, value proposition)
  • Aligns the product vision with cross-functional stakeholders to shape the product roadmap, investment areas, and outcome measures
  • Conducts PI planning with Product and Team resources to prioritize the product roadmap
  • Identify new solutions, enhancement opportunities, or product gaps that exist in our current solution portfolio and make the case for investment and prioritize resources to deliver on our business outcomes
  • Demonstrates deep understanding of the customer / user through research and insights development (e.g., personas, journeys, product chartering)
  • Utilizes research and insights from the customer / user, competitive landscape, and market environment to determine the product-market fit
  • Prioritizes the product roadmap across product teams to maximize business value across development of new products, reimagining existing products, and maintenance
  • Partners with the Product Owners to oversee product development and actively engages cross-functional stakeholders to enable faster speed to market (customers / users
  • Engages with enabling functions (e.g., marketing, sales, operations, etc.) to position and promote products to achieve business objectives
  • Gathers competitive, customer, market, and internal business priorities to prioritize digital solutions (epics / features) that drive customer interactions
  • Manages product capabilities across channels to deliver product objectives
  • Leverages shared channel platforms to improve product speed to market and drive cost efficiencies for both development and ongoing support costs
  • Drives product demand, activation, and engagement based on customer experience research and insights and delivering product solutions that customers / users need
  • Supports marketing to define and execute the product’s marketing strategy, budget, and key performance indicators to drive growth
  • Develops, analyzes, monitors, and reports on performance metrics at the product level to identify key trends and opportunities; uses insights to drive progress on identified strategies
Desired Qualifications
  • 10+ years of related experience in software solutions/product management for fintech or banking industry experience preferred
  • Master’s Degree preferred

Candescent provides a cloud-based digital banking platform for consumer and business banking that it offers to financial institutions of all sizes. The platform combines digital channels (digital, branch, call center) and an ecosystem of integrated fintech solutions with developer tools, allowing banks to customize and extend their banking capabilities. It works by delivering digital-first banking services through a shared platform, enabling cross-channel customer experiences and interactive banker/branch services across in-person, remote, and digital touchpoints. Compared with competitors, Candescent emphasizes a broad ecosystem and multi-channel integration, plus tools for customization through APIs, so institutions can tailor services while maintaining consistency across channels. Its primary goal is to help clients improve customer service and operational efficiency by digitizing and unifying banking experiences.

Company Size

N/A

Company Stage

N/A

Total Funding

N/A

Headquarters

Atlanta, Georgia

Founded

2024

Simplify Jobs

Simplify's Take

What believers are saying

  • 1,300 institutions and 30 million users provide scale and distribution.
  • EverBank validates demand for cloud-native branch modernization across 41 banking centers.
  • Memcyco and Wealth Access expand security and relationship intelligence inside workflows.

What critics are saying

  • Legacy product integration still slows deployments and creates architectural complexity.
  • AI-generated code increases defect, security, and compliance risk in regulated banking.
  • A major fraud or model-governance failure would damage trust across the installed base.

What makes Candescent unique

  • Legacy NCR products unified into one cloud-native Intelligent Banking platform.
  • Votiv, Forge, and Marketplace combine AI, developer tooling, and partner extensibility.
  • Digital, branch, and contact center experiences share real-time data and workflows.

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Benefits

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Company News

Presswire
Mar 31st, 2026
Candescent enables Tap to Pay on iPhone for small businesses at Zions Bancorporation with Autobooks.

Candescent enables Tap to Pay on iPhone for small businesses at Zions Bancorporation with Autobooks. * Delivers secure, hardware-free payment acceptance inside Zions Bancorporation's mobile banking experience. [PRESSWIRE] ATLANTA - March 31, 2026 - Candescent, defining the era of Intelligent Banking for banks and credit unions, today announced a collaboration with Zions Bancorporation and Autobooks to bring Tap to Pay on iPhone to Zions Bancorporation's small business customers. The solution enables secure, in-person, contactless payments without extra hardware, helping business owners get paid faster and more conveniently. Integrated directly into Zions Bancorporation's mobile banking experience, the solution empowers small businesses to get paid faster and more securely wherever they do business, with funds deposited straight into their bank account. The integration expands Zions Bancorporation's small business toolkit, which already includes professional invoicing and online payment acceptance. This launch reflects how Candescent brings together partners, payments, and digital experiences to help financial institutions deliver Intelligent Banking for small businesses. "Candescent is a proven leader in empowering financial institutions to innovate faster, with a laser focus on intelligent customer-centric experiences that drive impact," said Gareth Gaston, Chief Product Officer, Candescent. "By collaborating with Autobooks and Zions Bancorporation to embed Tap to Pay on iPhone directly into Zions Bancorporation's mobile banking experience, we are removing friction from the payment process and enabling small businesses to get paid faster and more securely. This is a powerful example of how intelligent integrated digital tools can transform everyday banking into a growth engine for small businesses." "Tap to Pay on iPhone is the latest addition to the small business tools Autobooks delivers through Candescent. In-person payments now connect to the same invoicing, accounting, and cash flow tools already inside digital banking, giving business owners one complete picture of their money. Fintechs and megabanks are targeting small businesses with individual tools, increasing competition for customer primacy. This gives financial institutions something better: a complete, connected solution their customers don't have to leave to find." Autobooks is a featured partner in the Candescent Marketplace, the curated ecosystem of fintech integrations purpose-built for banks and credit unions seeking to expand their digital capabilities without disrupting their core banking infrastructure. About Candescent Candescent is defining the era of Intelligent Banking for banks and credit unions. Through its cloud-native Intelligent Banking Platform, Candescent enables institutions to unify data, channels, and real-time intelligence to deliver differentiated experiences, accelerate growth, and deepen customer and member relationships across account opening, consumer and business banking, and digital and branch experiences. Candescent serves more than 1,300 banks and credit unions representing over 30 million registered users. For more information, visit www.candescent.com. Web site: www.candescent.com LinkedIn: www.linkedin.com/company/candescent-tech/ YouTube: www.youtube.com/@Candescent-tech/videos About Autobooks Autobooks helps financial institutions bring payments, bill pay, accounting, and lending together in one connected experience inside digital banking. Instead of stitching together separate vendors, banks and credit unions partner with Autobooks to give their small business customers the tools to get paid, pay others, manage their books, and access working capital. Based in Detroit, Autobooks is trusted by thousands of financial institutions nationwide to help them deepen small business relationships. About Zions Bancorporation Zions Bancorporation, N.A. is one of the nation's premier financial services companies with approximately $89 billion of total assets at December 31, 2025, and annual net revenue of $3.4 billion in 2025. Zions operates under local management teams and distinct brands in 11 western states: Arizona, California, Colorado, Idaho, Nevada, New Mexico, Oregon, Texas, Utah, Washington, and Wyoming. The Bank is a consistent recipient of national and state-wide customer survey awards in small- and middle-market banking, as well as a leader in public finance advisory services and Small Business Administration lending. In addition, Zions is included in the S&P MidCap 400 and NASDAQ Financial 100 indices. Investor information and links to local banking brands can be accessed at www.zionsbancorporation.com. Media Contact: Kristina LeBlanc - [email protected]; 508-930-5636

The Associated Press
Feb 4th, 2026
Candescent partners with Greenlight to embed youth banking tools for families

Candescent, a cloud-native banking platform provider, has partnered with Greenlight Financial Technology to offer an embedded youth banking experience within financial institutions' digital platforms. The integration allows banks and credit unions to provide Greenlight's family finance tools, including debit cards for children, savings features, spending controls and investing options. The partnership addresses growing demand for youth-focused financial solutions. According to Greenlight's 2025 Annual Family Trends Report, 88% of financial institutions report increased demand for such products, whilst 35% of younger parents now open accounts for children before age six. Candescent serves 1,300 banks and credit unions representing 30 million registered users. The collaboration aims to help institutions build customer loyalty across generations whilst promoting financial literacy from an early age.

FinTech BoostUP
Jul 18th, 2025
OneUnited Bank Selects Candescent's Extensible Platform to Deliver New Customized Money Management Tools, Driving 33% Increase in Customer Adoption

OneUnited Bank selects Candescent's extensible platform to deliver new customized money management tools, driving 33% increase in customer adoption.

Retail Banker International
Apr 23rd, 2025
Candescent and Ninth Wave launch integrated open data solution for banks

US digital banking platform Candescent has expanded its partnership with Ninth Wave to launch an integrated open data solution for banks and credit unions.

ATM Marketplace
Apr 9th, 2025
Candescent provides digital banking to Farmers & Merchants Bank

Farmers & Merchants Bank, based in Stuttgart, Arkansas, partnered with Candescent to deploy its Digital Banking platform.