Full-Time
Community banking, wealth management, lending
$141k - $190k/yr
Remote in USA
Remote
| , |
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Wintrust provides a suite of financial services including community banking, wealth management, commercial banking, and mortgage lending across more than 175 locations. The company operates by collecting deposits and providing loans to individuals and businesses, generating revenue through interest income and service fees. Unlike many large national banks, Wintrust maintains a local community banking model that focuses on personal relationships within specific geographic regions like the Chicago metropolitan area. Its goal is to serve as a one-stop financial resource for individuals, small-to-mid-sized businesses, and institutional clients.
Company Size
5,001-10,000
Company Stage
IPO
Headquarters
Rosemont, Illinois
Founded
1995
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Health Insurance
Dental Insurance
Vision Insurance
Life Insurance
Disability Insurance
401(k) Retirement Plan
401(k) Company Match
Parental Leave
Employee Assistance Program (EAP)
Flexible Spending Account (FSA)
Employee Stock Purchase Plan
Transportation and Commuting Benefits
Pet Insurance
Wintrust Financial reported second-quarter revenues of $739.5 million, up 9.9% year on year, meeting analysts' expectations. However, the company slightly missed net interest income estimates whilst narrowly beating earnings per share forecasts. The Chicago-area regional bank, which operates community banks and provides specialty finance services including insurance premium financing and wealth management, achieved its sixth consecutive quarter of record net income. Chief executive Timothy Crane highlighted "strong diversified loan growth funded by robust organic deposit growth" as evidence of the company's business model strength. Despite the record results, Wintrust's shares fell 2.7% following the announcement, trading at $159.22. The stock was amongst 93 regional banks tracked, which collectively reported mixed second-quarter results with revenues meeting consensus estimates.
Wintrust Financial met Wall Street's revenue expectations in Q2 2026, reporting sales of $738.6 million, up 9.8% year on year. The regional banking company's non-GAAP profit of $3.30 per share beat analysts' consensus estimates by 4.7%. The quarter marked Wintrust Financial's sixth consecutive quarter of record net income. Net interest income reached $597.4 million, showing 9.3% year-on-year growth, though it slightly missed analyst estimates of $603.9 million. Chief Executive Officer Timothy S. Crane highlighted strong diversified loan growth funded by robust organic deposit growth. Founded in 1991 as a community-focused alternative to big banks in the Chicago area, Wintrust Financial has achieved an 11% compounded annual revenue growth rate over the past five years.
Wintrust Financial reported first-quarter results featuring robust loan and deposit growth, stable net interest margin and disciplined expense management. Revenue reached $715.8 million, beating analyst estimates of $707.2 million, whilst adjusted earnings per share of $3.22 exceeded expectations of $2.96. CEO Timothy Crane emphasised that "all of our growth is organic", highlighting momentum from existing business lines. Credit quality metrics remained stable, with low levels of nonperforming assets and charge-offs. The company's exposure to commercial real estate and speciality finance remains well diversified and monitored. During the earnings call, analysts questioned loan growth timing, premium finance outlook, deposit sustainability and wealth management revenue. Management indicated confident expectations for continued customer acquisition and stable competitive dynamics in core markets, though wealth management revenue should normalise in coming quarters.
Wintrust Financial reported Q1 revenue of $715.8 million, beating analyst estimates of $707.2 million with 11.4% year-on-year growth. Non-GAAP earnings per share of $3.22 exceeded consensus by 8.7%. The regional bank's results were driven by organic loan and deposit growth, with deposits up $1.2 billion and loans up $1 billion on an annualised basis. Net interest margin remained stable at 3.56%, whilst wealth management and operating lease income boosted noninterest revenue. Credit quality metrics stayed strong, with nonperforming assets and charge-offs at low levels. CEO Timothy Crane stated the company expects "solid net interest income growth in the coming quarters", projecting particularly strong loan growth in Q2 from property and casualty premium finance. Management plans to maintain net interest margin near 3.5% whilst investing in digital capabilities.
Wintrust Financial will report first-quarter earnings on Monday after market close. The regional banking company beat revenue expectations last quarter, reporting $715.6 million, up 11% year on year. Analysts expect revenue to grow 10% year on year this quarter, improving from 6% growth in the same period last year. However, analysts have largely reconfirmed their estimates over the past 30 days, and Wintrust has missed Wall Street's revenue estimates multiple times over the last two years. Peers BancFirst and KeyCorp recently reported revenue growth of 7.8% and 10.2% respectively, both beating estimates. Regional bank stocks have risen 12% on average over the past month, whilst Wintrust is up 11.7%. Analysts have set an average price target of $168.25, compared to the current share price of $148.09.