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M&T Bank

Full-service banking with mortgage, deposits, loans

Senior Software Engineer

Full-TimeDeadline 11/2/26
$186.8k - $191.8k/yr
Senior
Bachelor's
Wilmington, DE, USA
HybridFour days in-office every week.
Software EngineeringBackend Engineering

About the job

Requirements
  • A bachelor's degree (or foreign equivalent) in Software Engineering, Computer Engineering, Computer Science, or a related technical field, plus five years of experience in the job offered or a related occupation.
  • Five years of experience with systems analysis and application development.
  • Five years of experience with object-oriented programming concepts.
  • Five years of experience with web services and service-oriented architecture.
  • Five years of experience developing software using Java and/or JavaScript.
  • Five years of experience with testing strategies, testing tools, and version control software, including GitLab.
  • Five years of experience developing software or microservices that deploy as a REST API using Java Spring Boot.
  • Five years of experience developing and automating large-scale, high-performance data processing systems to improve product experience.
  • Five years of experience using Spring, Spring Boot, and Maven to resolve application dependencies.
  • Five years of database experience, including MS SQL, Oracle, and MySQL, for table design and optimized query manipulation.
  • Five years of experience performing CI/CD integration using GitLab, Jenkins, or Jetstream.
  • Five years of experience with Postman.
  • Five years of experience coordinating development tasks for projects of any scope.
  • Five years of experience preparing and managing the technical component of project plans.
  • Five years of experience preparing technical and functional specifications and updating systems documentation.
  • Five years of experience preparing charts, tables, and diagrams to assist in analyzing problems.
  • Five years of experience creating and maintaining solution architecture.
  • Five years of experience with Groovy scripting for Jenkins pipelines to automate CI/CD workflows and deployments.
  • Five years of experience with shell scripting for deployment automation and multi-server execution.
  • Five years of experience with containerized application deployments using OpenShift.
  • Five years of experience with artifact management using JFrog Artifactory.
  • Five years of experience with application security and vulnerability assessment and remediation using Veracode and AquaScan.
  • Five years of experience with automated unit and integration testing using JUnit or Mockito.
  • Five years of experience with performance and automation testing using Cucumber or JMeter.
  • Five years of experience with operational monitoring and alerting using Kibana.
  • Five years of experience with release engineering and deployment coordination across environments.
  • Five years of experience strategizing and executing application dependency assessments, risk mitigation planning, and coordination with cross-functional teams.
  • Five years of experience designing, developing, and maintaining complex stored procedures, functions, and database objects while ensuring high performance, reliability, and data integrity across mission-critical applications.
  • Five years of experience analyzing and refactoring SQL code to improve efficiency, scalability, and maintainability in regulated financial environments.
Responsibilities
  • Provide designs, specify information systems solutions, and provide technical direction in developing new or existing applications to solve basic to complex problems or enhancements.
  • Serve as a principal application designer for critical components and major modifications, using analytical and technical skills, available technology, and tools to evaluate client requirements and processes.
  • Provide technologically sound solutions.
  • Complete and oversee complex systems analysis, design, and development efforts.
  • Prepare and manage the technical component of project plans.
  • Confer with Development, operations, and Technology staff on overall systems development direction, from technical analysis through user acceptance testing.
  • Prepare and review test data, execute detailed test plans, and complete required debugging.
  • Evaluate complex interrelationships and effects among programs, interfacing applications, and platforms.
  • Prepare clear technical and functional specifications and update systems documentation.
  • Prepare charts, tables, and diagrams to assist in analyzing problems.
  • Maintain efficient operation and effectiveness of supported applications.
  • Develop and coach team members, and work independently on applications within approved Software Development Life Cycle processes.
  • Identify and recommend metrics to solve business needs and minimize risk to the Bank through clean and resilient code.
  • Recommend new technology, policies, or processes to benefit the organization and address deficiencies.
  • Lead or participate in technical evaluations of vendor software.
  • Follow and promote development standards and procedures.
  • Work independently on high-level systems analysis and technical phases of development.

About the company

M&T Bank is a full-service financial institution that offers a wide range of banking solutions for individuals, small businesses, and larger enterprises. Its products include personal and business checking accounts, mortgage assistance programs, loans, deposits, investment products, and mobile banking. The bank serves mainly customers in the Northeastern and Mid-Atlantic United States and emphasizes community engagement and customer-focused service. It generates revenue from interest income, fees, and service charges tied to loans, deposits, and other financial products. The company’s recent merger with United Bank, N.A. expands its footprint and enhances its service offerings. The goal is to provide accessible financial services to communities while growing its market presence and deepening local connections.

Company Size

10,001+

Company Stage

IPO

Headquarters

Buffalo, New York

Founded

1993

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Simplify's Take

What believers are saying

  • On July 15, 2026, M&T reported record quarterly EPS of $5.32.
  • Average loans rose $3.0 billion in Q2 2026, led by commercial lending and CRE.
  • M&T repurchased $465 million of stock in Q2 2026 while CET1 stayed 10.19%.

What critics are saying

  • Average deposits fell $0.7 billion in Q2 2026, tightening funding and forcing pricier borrowings.
  • Commercial real estate balances reached $24.5 billion; 2027 refinancing stress hits credit costs and earnings.
  • A severe CRE downturn forces reserve spikes, buyback cuts, and capital-trapping regulation through 2027.

What makes M&T Bank unique

  • M&T Bank’s Q2 2026 balance sheet paired $168.9 billion deposits with $141.4 billion loans.
  • Ninety percent of C&I businesses grew quarter-over-quarter in Q2 2026, proving deep relationship banking.
  • The People’s United merger expanded M&T’s Northeast-Atlantic branch and deposit footprint after 2022.

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Benefits

  • 401(k) Company Match
  • 401(k) Retirement Plan
  • Flexible Work Hours
  • Hybrid Work Options
  • Paid Vacation
  • Paid Holidays
  • Health Insurance
  • Dental Insurance
  • Vision Insurance
  • Life Insurance
  • Disability Insurance
  • Health Savings Account/Flexible Spending Account

Growth & Insights and Company News

6 month growth

0%

1 year growth

11%

2 year growth

11%
PR Newswire
Oct 26th, 2026
M&T Bank and Wilmington Trust appoint Brian Green as chief investment officer

M&T Bank Corp. has named Brian Green chief investment officer for M&T Bank and Wilmington Trust, effective October 26, 2026. He succeeds Tony Roth, who retires at the end of this year. Green will lead the Asset Management team of economists, strategists, researchers, and portfolio managers serving wealth and institutional clients. He will set the investment philosophy and oversee strategies, reporting to Lisa Roberts, head of wealth management at Wilmington Trust. Green has more than 30 years of experience in investment management and private wealth. He most recently served as chief investment officer of private wealth at Glenmede Trust Co. and earlier held investment roles at BNY Mellon and JPMorgan Chase. "Brian has extensive experience developing tailored investment solutions for both individual and institutional clients," Roberts said.

Yahoo Finance
Oct 18th, 2026
M&T Bank Q3 net income falls to $732M as costs rise and margin slips to 3.65%

M&T Bank reported third-quarter 2026 net income of $732 million, down from $754 million a year earlier. Its shares slipped about 1.5% on the first trading day after the release. Revenue edged up to $2,401 million from $2,388 million. Basic earnings per share rose to $5.08 from $4.85, while net interest margin narrowed to 3.65% from 3.68%. Costs weighed on results. Noninterest expense rose to $1.39 billion, deposit costs climbed to 2.05%, and the cost-to-income ratio reached 54.4%. Capital stayed solid. The bank's CET1 ratio was 10.16% after $323 million of buybacks, and operating return on tangible common equity was 17.3%.

Yahoo Finance
Oct 16th, 2026
M&T Bank hits record SBA 7(a) lending, ranks fifth nationally as market softens; $5B buyback approved

M&T Bank reported record SBA 7(a) loan volume and dollar amounts in its history. It ranked first in fiscal year 2026 by number of loans across its communities and rose to fifth nationally among SBA 7(a) lenders. The result comes as national SBA 7(a) activity pulled back. It marks 18 consecutive years as a leading SBA lender for the bank. On March 30, the board authorised share repurchases of up to $5,000 million. Management intends to run a CET1 ratio toward the lower end of the 10% to 10.5% range. Risks remain, including funding costs, deposit mix, and high noninterest expenses.

MarketScreener
Oct 2nd, 2026
NETSTREIT Corp. Announces $550.0 Million in Additional Financing Commitments and Amendments to Existing Credit Facilities

NETSTREIT Corp. announced the closing of $550.0 million in additional financing commitments and amendments to its existing credit facilities agented by PNC Bank, National Association , Wells Fargo...

TipRanks
Sep 18th, 2026
Constellation Brands secures $300M delayed draw term loan for corporate flexibility

Constellation Brands has entered into a new term loan credit agreement worth up to $300 million with Manufacturers and Traders Trust Company and other lenders. The delayed draw facility, established on 18 September 2026, will be used for general corporate purposes, including potential debt repayment. The two-year term loans carry interest linked to Term SOFR or a base rate with rating-based margins. Unused commitments will incur a ticking fee beginning 30 days after closing. The agreement includes covenants that mirror the company's existing revolving credit facility. These impose limits on subsidiary indebtedness, liens, mergers, affiliate transactions, and sale-leasebacks, whilst requiring minimum interest coverage and maximum net leverage ratios. The structure is designed to reinforce Constellation Brands' financial flexibility and balance-sheet management.