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Credit Genie

AI-powered personal debt management platform

Staff iOS Engineer

Full-Time
No salary listed
Senior, Expert
Toronto, ON, Canada+5 moreMore locations: San Francisco, CA, USA | Plymouth Meeting, PA, USA | Philadelphia, PA, USA | Pittsburgh, PA, USA | New York, NY, USA
In PersonEmployees are expected to work in the office five days per week.
Software EngineeringMobile Engineering

About the job

Requirements
  • The candidate must have 8 or more years of professional mobile development experience.
  • The candidate must be proficient in Swift 6.
  • The candidate must have a deep understanding of mobile application user experience best practices.
  • The candidate must have experience leading large-scale projects and partnering directly with product, marketing, and engineering teams in a highly iterative environment.
  • The candidate must be able to propose, refine, implement, and update user experience and product solutions to meet customer needs.
  • The candidate must be proficient in taking design mockups, including Figma files, and coding them in-app using Swift.
  • The candidate must have strong analytical and problem-solving skills.
  • The candidate must have excellent communication skills.
Responsibilities
  • Collaborate with designers, product managers, and engineers to architect new products and define a compelling user experience that functions well within an iOS mobile application.
  • Provide iOS mobile application expertise and help improve the team's development practices, design patterns, deployment processes, and customer experience.
  • Work with stakeholders from product, marketing, and other functions on initiatives aligned with key performance indicators and business priorities.
  • Write clean, readable, and reusable code for application design, features, components, and integrations.
  • Contribute to all phases of the development lifecycle.
  • Participate in standard engineering practices such as code reviews, stand-ups, planning meetings, and product and technology demonstrations.
  • Stay abreast of emerging technologies and industry trends, evaluating their potential to enhance the Credit Genie product suite and maintain its competitive edge.
  • Mentor and develop other engineers on the team.
Desired Qualifications
  • Experience working on personal finance management products.
  • Understanding of user experience design concepts, such as density and diversity, and the languages, systems, principles, and processes used in design creation.
  • Comfort using design prototyping tools such as Figma, InVision, Origami, or Sketch.
  • Ability to maintain a style guide, SwiftUI, and brand.
  • Familiarity with consumer credit risk and the customer life cycle.

About the company

Credit Genie, also known as Creditly Corp., runs a mobile-first platform for personal debt management and financial wellness in the U.S. Its app uses AI and ML to analyze a user’s finances beyond traditional credit scores, incorporating behavior and transaction data, and it negotiates with creditors to secure affordable repayment plans for users. Users can access small, interest-free cash advances up to $150, credit-building tools, budgeting help, and alerts, while creditors pay a flat monthly fee for processing and debt-management tools. Its revenue also comes from premium subscriptions, expedited transfer fees, and referral fees from financial partners, with the goal of making debt relief more affordable and helping people improve their financial health.

Company Size

51-200

Company Stage

Early VC

Total Funding

$17M

Headquarters

Philadelphia, Pennsylvania

Founded

2019

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Simplify's Take

What believers are saying

  • The app updated on August 25, 2026 and still sells Cash Boost nationally.
  • Google Play updated January 21, 2026 lists 1,000,000+ installs and paid Instant Delivery.
  • Funding reached $33.8 million in February 2025 and $54.67 million by August 2026.

What critics are saying

  • Bailey v. Creditly Corp. remains active after the April 24, 2026 California ruling.
  • Judge found Credit Genie cash advances are consumer credit, exposing TILA and MLA liability.
  • A ruling forcing loan reclassification would crush fees and threaten the cash-advance business model.

What makes Credit Genie unique

  • Cash Boost offers up to $150 with no interest and no credit check.
  • Credit Genie combines budgeting, overdraft alerts, and AI insights in one mobile app.
  • Ed Harycki brings Swift Capital, PayPal, Barclays, and MBNA underwriting experience.

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Benefits

  • Health Insurance
  • Dental Insurance
  • Vision Insurance
  • Life Insurance
  • Disability Insurance
  • Unlimited Paid Time Off
  • Flexible Work Hours
  • 401(k) Retirement Plan
  • 401(k) Company Match
  • Stock Options
  • Wellness Program

Growth & Insights and Company News

Headcount

6 month growth

-2%

1 year growth

0%

2 year growth

0%
PR Newswire
Oct 20th, 2023
Credit Genie Secures $10 Million in Financing to Expand its Innovative Approach to Behavioral Finance and Personalized Budgeting

/PRNewswire/ -- Creditly Corp., dba Credit Genie, a leading digital personal finance platform that has served more than one million Americans, announced today...

PR Newswire
Oct 20th, 2023
Credit Genie Secures $10 Million In Financing To Expand Its Innovative Approach To Behavioral Finance And Personalized Budgeting

PLYMOUTH MEETING, Pa., Oct. 20, 2023 /PRNewswire/ -- Creditly Corp., dba Credit Genie , a leading digital personal finance platform that has served more than one million Americans, announced today the successful completion of an additional funding round, securing $10 million in capital, bringing its total financing to $21 million. The funding was led by Khosla Ventures, with participation from Tippet Ventures. With the new funding, Credit Genie will expand its product line and hire top talent to scale its innovative approach to behavioral finance, budgeting and cash/credit management.Credit Genie's innovative use of artificial intelligence (AI) and machine learning helps to revolutionize risk management and personalized budgeting for the financial middle class, providing people with accurate and individualized financial insights that can help improve their financial well-being.Credit Genie aims to help millions of people access efficient credit at fair rates to improve their financial wellbeing. Post thisThe company aims to help millions of consumers access efficient credit at fair rates, using technology that analyzes diverse data points such as behavior, chat and qualitative indicators. The collective analysis identifies a person's desire to elevate their lifestyle and financial well-being, providing more accurate predictions and insights than traditional credit scoring methods

PR Newswire
May 31st, 2023
Credit Genie Secures $4 Million Series A Financing To Expand Its Innovative Approach To Behavioral Finance And Personalized Budgeting

PLYMOUTH MEETING, Pa., May 31, 2023 /PRNewswire/ -- Creditly Corp., dba Credit Genie , a digital personal finance platform that has helped more than one million Americans, announced today that it has raised $4 million in Series A financing. The funding round was led by Tippet Ventures and Khosla Ventures, with participation from Gabriel Investments. Credit Genie's innovative use of artificial intelligence (AI) and machine learning helps to revolutionize risk management and personalized budgeting for the financial middle class, providing them with accurate and individualized financial insights that can help improve their financial well-being.With the new funding, Credit Genie will expand products and hire top talent to scale its innovative approach to behavioral finance, budgeting and cash/credit management. The company aims to help millions of consumers access efficient credit at fair rates, using cutting-edge technology that analyzes diverse data points such as behavior, chat and qualitative indicators. This collective analysis identifies a person's desire to elevate their lifestyle and financial well-being, providing more accurate predictions and insights than traditional credit scoring methods."We believe Creditly Corp's innovative approach to delivering financial insights and credit-related services has the potential to play a leading role in the mobile financial services space," said Andy Sheehan of Tippet Ventures. "Their technology has already demonstrated impressive results, and we are excited to support their continued growth and expansion."Credit Genie's mobile platform delivers financial insights and credit-related services that use personal transaction data instead of traditional credit data to extract financial intents and desires behind the transactions

Intelligence360 News
Nov 30th, 2022
Bryn Mawr Pennsylvania Based Creditly Dba Credit Genie Is Raising $2,999,992.00 In New Equity Investment.

Bryn Mawr, PA – According to filings with the U.S. Securities and Exchange Commission, Creditly dba Credit Genie is raising $2,999,992.00 in new funding. Sources indicate as part of senior management Chief Executive Officer, Edward Harycki played a key role in securing the recent investment and it will aid in aggressively expanding the company, as well as broaden and accelerate product development. About Creditly dba Credit Genie