Full-Time

Senior Financial Analyst

Posted on 10/3/2025

Gravie

Gravie

201-500 employees

Health benefits provider; no-deductible plans

Compensation Overview

$75.9k - $126.5k/yr

+

Minneapolis, MN, USA

Hybrid

Category
Finance & Banking (3)
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Requirements
  • Bachelor’s degree in accounting, finance or economics with a minimum of 2 years relevant work experience
  • Advanced level of proficiency with Microsoft Excel (e.g., Pivot tables, XLOOKUP, other functionalities)
  • Expertise in building robust models to demonstrate the impact of business changes to the company’s key financial objectives
  • Experience in Healthcare Insurance
  • Demonstrated experience in distilling complex financial information into concise, easily understood formats for business partners and leadership
  • Excellent attention to detail with demonstrated accuracy and thoroughness
  • Strong analytics aptitude and problem-solving skills
  • Energetic, positive, and self-motivated attitude
  • Demonstrated commitment to core Gravie competencies of being authentic, curious, creative, empathetic and results oriented
Responsibilities
  • Partner closely with others on the FP&A team to build a robust suite of forecasting models
  • Work closely with senior leadership on high impact, ad-hoc analysis to enable prudent and timely decision-making
  • Contribute to the creation and measurement of key performance indicators at the company, department and initiative level
  • Proactively work to understand drivers of performance, explain variance from target/budget and provide recommended actions to business leaders
  • Leverage dynamic financial analysis skills to find new ways to help the organization achieve near term and long-term goals
  • Ask and answer the right questions with data, including: How are we doing? What should we continue doing? What should we stop doing? What should we start doing in the future?
Desired Qualifications
  • Experience with SQL and/or statistical programming languages (Python, R, etc.)
  • Experience working with self-funded or level-funded health plans
  • Previous startup or high-growth company experience

Gravie provides simple, cost-conscious health benefits for individuals and small-to-midsize employers. Its flagship offering, the Comfort plan, has no deductible and zero copays for most common services, making healthcare costs predictable. The plan also includes virtual care options for musculoskeletal and mental health support. Gravie also offers Gravie Pay, an interest-free payment option to help members cover healthcare expenses. The company targets small and midsize businesses to reduce premiums compared with prior carrier renewals and to achieve high member retention. Overall, Gravie aims to lessen the financial burden of healthcare and improve access to needed services.

Company Size

201-500

Company Stage

Debt Financing

Total Funding

$382.6M

Headquarters

Minneapolis, Minnesota

Founded

2013

Simplify Jobs

Simplify's Take

What believers are saying

  • Steve Wolin's Oscar Health COO experience accelerates growth beyond 150% three-year CAGR trajectory.
  • $40 million Trinity Capital debt facility funds market expansion and product development initiatives.
  • 2022 data shows 15% employer premium savings and 61% lower employee out-of-pocket costs versus competitors.

What critics are saying

  • Vermont regulatory scrutiny of owned RSIC insurer risks license revocation, halting level-funded operations.
  • Teladoc partnership deteriorates as stock plunged 90% since 2021, disrupting virtual health offerings.
  • Debt covenants breach if claims exceed projections from zero-deductible plan's high utilization rates.

What makes Gravie unique

  • Zero deductibles and copays on 85% of common healthcare services differentiate Comfort from traditional plans.
  • Level-funded model with owned Risk Solutions Insurance Company enables unique stop-loss structure and cost control.
  • ICHRA expansion under Andrew Reeves captures growing market as adoption tripled since 2020.

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Benefits

Health Insurance

401(k) Retirement Plan

401(k) Company Match

Paid Holidays

Paid Vacation

Paid Sick Leave

Flexible Work Hours

Paid Parental Leave

Wellness Program

Alternative Medicine Coverage

Cell Phone Reimbursement

Transportation Perks

Education Reimbursement

Paid Paw-ternity Leave

Growth & Insights and Company News

Headcount

6 month growth

0%

1 year growth

-1%

2 year growth

0%
Coverager
Feb 18th, 2025
Gravie Names Steve Wolin Ceo

Gravie <i class="fa fa-info-circle company-popover" data-content="h3Gravie/h3. div. table

PR Newswire
Feb 10th, 2025
Gravie Names Steve Wolin Chief Executive Officer

MINNEAPOLIS, Feb. 10, 2025 /PRNewswire/ -- Gravie , one of the nation's fastest growing health benefits innovators, has named Steve Wolin as the company's new chief executive. Wolin succeeds Gravie Co-founder and CEO Abir Sen, who will continue as chairman of the board of directors. Prior to joining Gravie, Steve was the chief operating officer at Oscar Health."I'm incredibly excited for this opportunity to lead Gravie into the future as it continues to revolutionize the employer-sponsored health benefits market—especially for small and midsize firms whose unique challenges the industry has historically ignored," said Wolin. "Gravie has been on a remarkable growth trajectory with a three-year compound annual growth rate of more than 150%, while maintaining some of the best customer satisfaction scores I've ever seen in the employer space. In an industry dominated by a handful of players whose business models no longer support the needs of small and midsize firms, this is Gravie's time."Gravie's flagship health plan, known as Comfort®, is a level-funded product with zero premiums and zero deductibles on the most common healthcare services, like doctor's appointments, specialists, urgent care, generic drugs, and labs and imaging

The Business Journals
Jun 25th, 2024
Gravie secures $40M in debt facility from Trinity Capital

Employer health benefits startup Gravie received a commitment of $40 million debt facility from Trinity Capital Inc.

The Minneapolis Egotist
Mar 29th, 2024
Gravie Launches New Podcast: It's a Gravie Thing

Gravie, one of the nation's fastest growing health benefits innovators, announces the launch of its new podcast called It's a Gravie Thing: Health Benefits You Can Love.

PR Newswire
Sep 19th, 2023
Healthcare Executive Ken Paulus Joins Gravie Board Of Directors

MINNEAPOLIS, Sept. 19, 2023 /PRNewswire/ -- Gravie, one of the nation's fastest growing health benefits innovators, announced today that Ken Paulus has joined its board of directors. Paulus, who recently retired as the CEO of pharmacy benefit management firm Prime Therapeutics LLC, joins Gravie as an independent director.Paulus brings to the Gravie board decades of experience driving change across several areas of the healthcare industry, including leadership roles at PBMs, health systems and health plans at companies like Allina Health, Harvard Vanguard and Partners Healthcare System. Paulus currently serves on the boards of directors for virtual care leader Teladoc and orthopedic device manufacturer Breg, Inc."We're fortunate to bring someone with Ken's depth of experience and wide breadth of knowledge to Gravie as we continue our ambitious work to build a health plan everyone can love," said Gravie Co-Founder and CEO Abir Sen. "Ken has a unique understanding of how the healthcare ecosystem works and has seen firsthand how misaligned incentives across the industry create a zero-sum game that ultimately fails consumers. His counsel will be invaluable as Gravie works to redefine the health benefits experience."Gravie announced earlier this year that growth equity investor General Atlantic anchored a $179 million investment in the company, alongside existing investors FirstMark Capital and AXA Venture Partners

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