Underwriting Specialist

At AIG, we are reimagining the way we help customers to manage risk. Join us as an Underwriting Specialist in our new Contract Extra division and play a key role in launching and growing this exciting new initiative within Western World. It’s an opportunity to grow your skills and experience as a valued member of the team.

For more than 50 years, Western World has provided wholesale distribution partners with innovative non-admitted insurance solutions. Combined with the strength and capabilities of Lexington Insurance, Western World offers a broad suite of E&S products that help agents and address complex risks ranging from Main Street businesses to sophisticated middle market accounts.

This is a unique opportunity for a highly experienced E&S casualty underwriter to help shape the future of a growing business segment while serving as a technical casualty expert and mentor to others within the organization.

How you will create an impact

• Underwrite and manage a profitable portfolio of casualty & package business, including new and renewal submissions.
• Analyze exposures, loss history, financial information, and underwriting data to make sound risk selection and pricing decisions.
• Negotiate terms, conditions, pricing, and coverage structures with wholesale partners.
• Maintain underwriting authority while ensuring compliance with company guidelines, risk appetite, and regulatory requirements.
• Serve as the casualty subject matter expert for the division, providing guidance and technical support to less experienced underwriters.
• Partner with leadership to drive casualty growth initiatives and execute business strategies within targeted segments and industries.
• Help identify trends in production, retention, rate achievement, and loss performance, recommending actions to improve portfolio results.
• Build and strengthen relationships with key agency partners through regular engagement, joint business planning, and agency visits.
• Mentor and develop less experienced underwriters through coaching, training, and sharing of underwriting best practices. 
• Monitor marketplace conditions, competitive activity, and emerging casualty exposures to identify growth opportunities and potential risks.
• Conduct agency visits and represent Western World at industry events and marketing functions

What you’ll need to succeed

• Minimum of 7+ years of E&S Casualty underwriting experience, including experience handling middle market and larger accounts.     
• Strong technical expertise in casualty underwriting, including General Liability, Products liability and Excess Liability.  Some property experience is a plus. 
• Proven ability to evaluate complex risks and make sound underwriting decisions. 
• Proven ability to mentor less experienced underwriters
• Strong negotiation, communication, and relationship-building skills. 

Preferred Qualifications

• Experience underwriting package business, including working knowledge of commercial property coverages and exposures.
• Existing relationships within the wholesale brokerage community.
• CPCU, AU, ARM, ASLI, or other relevant professional designations.
• Experience working within delegated underwriting authority environments and the E&S marketplace.

Ready to maximize your impact? We would love to hear from you.

For positions based in New Jersey, the base salary range is $130,000-$171,000 and the position is eligible for a bonus in accordance with the terms of the applicable incentive plan. Your actual compensation will be dependent on your skills, experience, and qualifications.  If your compensation expectations are above the posted range, we still encourage you to apply—your unique background matters to us.  In addition, we’re proud to offer a range of competitive benefits, a summary of which can be viewed here: US Benefits Overview.

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At AIG, we value in-person collaboration as a vital part of our culture, which is why we ask our team members to be primarily in the office. This approach helps us work together effectively and create a supportive, connected environment for our team and clients alike.

Enjoy benefits that take care of what matters

At AIG, our people are our greatest asset. We know how important it is to protect and invest in what’s most important to you. That is why we created our Total Rewards Program, a comprehensive benefits package that extends beyond time spent at work to offer benefits focused on your health, wellbeing and financial security—as well as your professional development—to bring peace of mind to you and your family.

Reimagining insurance to make a bigger difference to the world

American International Group, Inc. (AIG) is a global leader in commercial and personal insurance solutions; we are one of the world’s most far-reaching property casualty networks. It is an exciting time to join us — across our operations, we are thinking in new and innovative ways to deliver ever-better solutions to our customers. At AIG, you can go further to support individuals, businesses, and communities, helping them to manage risk, respond to times of uncertainty and discover new potential. We invest in our largest asset, our people, through continuous learning and development, in a culture that celebrates everyone for who they are and what they want to become.

Welcome to a culture of inclusion

We’re committed to creating a culture that truly respects and celebrates each other’s talents, backgrounds, cultures, opinions and goals. We foster a culture of inclusion and belonging through learning, cultural awareness activities and Employee Resource Groups (ERGs). With global chapters, ERGs are a cornerstone for our culture of inclusion. The talent of our people is one of AIG’s greatest assets, and we are honored that our drive for positive change has been recognized by numerous recent awards and accreditations.

AIG provides equal opportunity to all qualified individuals regardless of race, color, religion, age, gender, gender expression, national origin, veteran status, disability or any other legally protected categories.

AIG is committed to working with and providing reasonable accommodations to job applicants and employees with disabilities.  If you believe you need a reasonable accommodation, please send an email to [email protected].  

UW - UnderwritingWestern World Insurance Company