Thrive Financial
Point-of-sale financing platform for home improvements
Associate Account Executive
+ Uncapped commission
Remote within the United States, with 60–80% regional road travel.
About the job
- Demonstrated competitive spirit and leadership through athletics, community organizations, internships, military service, or prior full-time or part-time professional work experience.
- Exceptional verbal, written, and face-to-face presentation skills, with comfort speaking to business owners.
- Ability to learn quickly in a high-activity, fast-paced environment.
- Ability to travel extensively throughout the assigned territory.
- Participate in comprehensive training covering fintech products, the home improvement industry, and the sales cycle.
- Travel extensively throughout the assigned territory to meet contractors face-to-face, build trust, and represent the company at local industry events.
- Lead outbound prospecting, cold-calling, and local networking to find and sign new contractor partners.
- Maintain relationships with signed contractors, assist with onboarding, and help them successfully use the company's financing options.
- Use customer relationship management tools to manage daily outreach, meetings, and sales goals.
About the company
Thrive Financial is a financial technology platform that enables point-of-sale financing for home improvement projects by embedding white-labeled loan products from partner banks into merchants’ systems. It handles the full lending process—from origination to underwriting and servicing—via API integrations, with a paperless mobile loan application and credit lines up to $100,000. The platform helps merchants close more deals, lenders acquire new customers, and consumers access financing across a wide range of credit scores. It is expanding origination capacity through large funding facilities with Macquarie Group and TPG, and partners with Hatch Bank to originate loans.
Company Size
11-50
Company Stage
Series A
Total Funding
$7M
Headquarters
Richmond, Virginia
Founded
2023
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Simplify's Take
What believers are saying
- July 31, 2026 Series A from Flintlock, Citi SPRINT, and 1st & Main funded expansion.
- Thrive reported 850 active contractors and 1,300 loans totaling $118 million by 2026.
- Embedded financing boosts contractor close rates while banks gain new home-improvement customers.
What critics are saying
- Thrive depends on TPG, Macquarie, and Hatch Bank; one pullback freezes origination.
- Home-improvement loan losses can hit Thrive’s underwriting, funding costs, and merchant retention.
- A TPG or bank-partner exit would force a replatforming shock before profitability.
What makes Thrive Financial unique
- Thrive embeds white-labeled bank loans directly into contractor merchant workflows.
- TPG committed up to $1 billion for Thrive-originated loans on January 21, 2026.
- Macquarie upsized Thrive’s facility on February 20, 2026, confirming institutional scale.
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Benefits
Health Insurance
Dental Insurance
Vision Insurance
Remote Work Options
Paid Vacation
Flexible Work Hours
Professional Development Budget
Stock Options
Company Equity
Growth & Insights and Company News
6 month growth
↓ -2%1 year growth
↑ 2%2 year growth
↑ 2%Thrive Financial, a Virginia-based technology platform for home improvement financing, has completed its Series A funding round. The investment was led by Flintlock Capital, with participation from 1st & Main Growth Partners and Citi SPRINT. The funding will support product innovation, strategic partnerships, technology platform enhancement, and market expansion. Thrive connects homeowners, contractors, lenders, and financial institutions through its financing solutions. "We're proud to partner with investors who not only recognise the tremendous opportunity in the home improvement sector but also share our belief that homeowners deserve a simpler, more transparent financial experience," said Jasjeev Sawhney, founder and CEO of Thrive Financial. The investors will serve as strategic partners, helping expand Thrive's presence within the financial ecosystem and accelerating opportunities across the home improvement market.
Thrive Financial, a Virginia-based technology platform for home improvement financing, has completed its Series A funding round. The investment was led by Flintlock Capital, with participation from 1st & Main Growth Partners and Citi SPRINT. The funding will support product innovation, strategic partnerships, technology platform enhancement, and market expansion. Thrive connects homeowners, contractors, lenders, and financial institutions through its financing solutions. "We're proud to partner with investors who not only recognise the tremendous opportunity in the home improvement sector but also share our belief that homeowners deserve a simpler, more transparent financial experience," said Jasjeev Sawhney, founder and chief executive officer of Thrive Financial. The investors will help expand Thrive's presence within the financial ecosystem and accelerate opportunities across the home improvement market.
Thrive Financial, a Richmond-based loan servicing startup for home improvement projects, has closed a $7 million funding round led by Flintlock Capital. Participants included Citi, 1st & Main Growth Partners and Premier Pools & Spas. Founded in 2023 by Ryan Cannon and Jasjeev Sawhney, Thrive connects homeowners with lenders to finance projects like pool installations and HVAC work. The platform has 850 active contractors and has originated roughly 1,300 loans totalling $118 million since launch. The company, which has raised $15 million to $18 million in total venture capital, will use approximately $5 million for capitalisation and $2 million for expanding engineering, sales and customer service teams. Thrive currently employs nearly 50 people and expects to reach profitability later this year.
Thrive Financial upsizes financing facility with Macquarie, boosting capital to scale home improvement lending.