Headquartered in San Diego, Mulligan Funding serves as a leading provider of working capital ($5K - $2M) to the small and medium-sized businesses that fuel our country. Since 2008, we have prided ourselves on our collaborative, innovative, and customer-focused approach. Enjoying a period of unprecedented growth, driven by the combination of cutting-edge technology, human touch, and unwavering integrity, we are looking to add to our people first culture, with highly motivated and results-oriented professionals, to push the limits of what’s possible while creating value for all of our partners.
We are looking for a Sr. Application Processor to join our Processing Team here at Mulligan Funding. The Senior Application Processor at Mulligan Funding serves as the initial point of contact for loan submissions, swiftly assessing a high volume of applications daily. Responsibilities include researching and validating loan information for pre-qualification, making decisions on broker-submitted applications, and verifying and updating applicant data points.
While this is a hybrid position operating on a 3/2 schedule, you will be expected to report onsite full-time for the first 90 days.
You will:
- Investigate and validate crucial loan application information to ensure pre-qualification for underwriting.
- Swiftly evaluate each application to determine its eligibility for further processing.
- Decide whether to advance broker-submitted loan applications or decline those that do not qualify.
- Verify and update specific data points for applicants.
- Defend decisions and explain application status to Sales.
- Contribute to team procedures, training, and shadowing.
- Communicate effectively, addressing issues promptly and maintaining a collaborative work environment.
You have:
- Prior experience in credit or finance.
- 5+ years of application processing experience.
- A proven typing speed of at least 65 words per minute.
- Proficiency in Excel and Microsoft/Google applications.
- A highly detail-oriented and focused work ethic.
- An ability to multitask in a fast-paced, deadline-driven environment.
- Quick critical thinking and decision-making skills.
- An understanding of loan and lease transactions.
- Experience with Salesforce or similar CRM’s.
You may also have:
- A Bachelor’s degree in Business Administration or Finance (recent graduate).
- Experience in the small and mid-size business funding industry.
We offer:
- Comprehensive medical, vision and dental benefits that give you peace of mind.
- Flexible Spending Accounts (FSA) that let you use pre-tax dollars to cover healthcare expenses.
- A fantastic 401K with matching contributions that helps you plan for retirement and build wealth over time.
- Generous sick, vacation, and holiday benefits that give you the time and flexibility you need to enjoy life.
- A gym membership contribution that supports your well-being, and helps you stay energized and focused.
- An internal referral program that rewards you for bringing talented people to the team.
- Company events that foster a positive and inclusive culture, and create opportunities to bond and grow with your colleagues.
To ensure a comprehensive integration into our team and company culture, there is a requirement to complete 90 days of onsite work before transitioning to a hybrid work arrangement. After this period, and contingent upon satisfactory performance, you will be eligible to discuss a hybrid work schedule in accordance with our company policies.
Mulligan Funding is an Equal Opportunity Employer (EOE) and takes great pride in building a diverse work environment. Qualified applicants are considered for employment without regard to age, race, religion, gender, national origin, sexual orientation, disability or veteran status.