Work Here?
Overview
Mulligan Funding provides working capital loans to small and medium-sized businesses in the United States, operating in the alternative lending market. It offers short-term, flexible-repayment loans to help business owners manage cash flow, expand operations, or cover unexpected expenses. The company uses a mix of technology and human underwriting to assess creditworthiness, enabling quick approvals and a streamlined application process. Unlike traditional banks, it focuses on SMBs that may not qualify for bank loans and prioritizes personalized customer service. Mulligan Funding aims to build long-term relationships with clients by offering timely financing and guidance that supports sustained growth.
About Mulligan Funding
Industries
Fintech
Financial Services
Company Size
51-200
Company Stage
Series A
Total Funding
$15M
Headquarters
San Diego, California
Founded
2008
Simplify's Take
What believers are saying
- Nuula and Neri Group partnerships demonstrate successful B2B2C distribution scaling beyond direct lending.
- Alternative lending market maturity post-2008 creates untapped verticals in supply chain and revenue-based financing.
- Community engagement with TerraPro Solutions and BBB builds brand momentum for localized SMB referral networks.
What critics are saying
- Nuula partnership enables direct competition with identical $2M term loans through faster digital access.
- SwiftSBF and fintech competitors undercut with $4M maximums and lower $750k revenue thresholds.
- CFPB crackdown targets daily/weekly repayments and 3-24 month terms as predatory lending practices.
What makes Mulligan Funding unique
- Direct lender model with CEO access differentiates from fintech competitors lacking human underwriting.
- Same-day funding and online checkout platform enable competitive positioning against buy-now-pay-later.
- Founded 2008 to serve SMBs abandoned by banks; 18-year track record in alternative lending.
Help us improve and share your feedback! Did you find this helpful?
Funding
Total Funding
$15M
Above
Industry Average
Funded Over
0 Rounds
Benefits
Health Insurance
Dental Insurance
Vision Insurance
Health Savings Account/Flexible Spending Account
401(k) Retirement Plan
401(k) Company Match
Paid Vacation
Paid Sick Leave
Parental Leave
Gym Membership
Employee Referral Bonus
Company Social Events
Company News
Claudine Van Gonka. . Hosting a blood drive is one of the most impactful ways to help families in Southern California. We are extremely grateful that TerraPro Solutions, BBB Pacific Southwest's San Diego Campus, Mulligan Funding and Appstar have joined forces to host a life-saving blood drive
Claudine Van Gonka Hosting a blood drive is one of the most impactful ways to help families in Southern California. We are extremely grateful that TerraPro Solutions, BBB Pacific Southwest's San Diego Campus and Mulligan Funding have joined forces to host a life-saving blood drive. The life-saving work of the San Diego Blood Bank serves hospitals in Southern California, including trauma centers and neonatal intensive care units. A single donation can help save up to three lives. As Southern California continues to grow, the need to expand blood collections in the region is critical. Every donation saves lives
Today Mulligan Funding announced it has been named on the prestigious Best Places to Work SoCal 2022 list by Best Companies Group, a BridgeTower Media Company.
FinTech company Nuula, which provides small businesses with tools and capital, will partner with Mulligan Funding to offer term loans up to $2 million through its app, a press release said Tuesday (May 24).
TORONTO, May 24, 2022 /PRNewswire/ -- Nuula, a fintech company focused on providing small businesses with the tools and the capital they need to succeed, today announced that it has partnered with Mulligan Funding to offer Term Loans of up to $2MM, through the Nuula app. With Nuula's new...
Mulligan Funding is Hiring for 8 Jobs on Simplify!
Find jobs on Simplify and start your career today
About Mulligan Funding
Industries
Fintech
Financial Services
Company Size
51-200
Company Stage
Series A
Total Funding
$15M
Headquarters
San Diego, California
Founded
2008
Mulligan Funding is Hiring for 8 Jobs on Simplify!
Find jobs on Simplify and start your career today