M

Moladin

Automotive fintech financing and dealer marketplace

Finance Director

Full-TimeUpdated on 10/15/2026
No salary listed
Expert
Bachelor's
South Jakarta, South Jakarta City, Jakarta, Indonesia
In Person
Finance & BankingTreasury, Corporate Finance & FP&A

About the job

Requirements
  • At least 10 years of progressive financial leadership experience, with proven performance as a Financial Controller or Head of Finance.
  • Direct operational experience in fintech, multi-finance, SME/commercial banking, or high-growth technology in Indonesia.
  • A bachelor's degree in Accounting, Finance, or a related quantitative discipline.
  • Expertise in PSAK, Indonesian corporate tax law, and OJK regulatory frameworks.
  • Professional fluency in English and Bahasa Indonesia, written and verbal.
  • An active professional certification is strongly preferred: CA, CPA, CFA, or Brevet A/B/C.
Responsibilities
  • Work with Management to establish and support strategic relationships with third-party commercial banks, multi-finance partners, and institutional debt lenders in Indonesia.
  • Own statutory, interim, and specialized external audits; engage Big Four or major accounting firms, ensure audit readiness and timely financial statement sign-offs, and resolve audit findings.
  • Oversee daily accounting operations, general ledger integrity, and month-end and year-end closing processes.
  • Ensure compliance with PSAK and IFRS and take accountability for statutory financial statement accuracy.
  • Establish, enforce, and audit internal financial control frameworks to mitigate operational risk and maintain compliance across group entities.
  • Oversee compliance with regulatory frameworks, capital adequacy mandates, and reporting requirements established by OJK and Bank Indonesia.
  • Direct corporate tax planning and operational tax compliance for corporate income tax, VAT/PPN, and withholding taxes under DGT regulations.
  • Conduct financial planning and analysis to evaluate product-level unit economics, net interest margins, and yield optimization across lending and marketplace verticals.
  • Provide technical direction, operational coaching, and mentorship to Finance, Accounting, Tax, and Treasury teams.
Desired Qualifications
  • A Master's degree or MBA is advantageous.
  • An active professional certification such as CA, CPA, CFA, or Brevet A/B/C is strongly preferred.

About the company

Moladin operates as a fintech-driven automotive marketplace in Indonesia that supports dealers and individuals entering the car business. It provides short- to mid-term financing for automotive dealerships and bridges funds through products like Moladin Dealer, backed by a digitized, secure ecosystem. Moladin Agent enables marketers to earn commissions by referring customers to Moladin’s cash fund products, offering a no-capital way to build income. The platform differentiates itself by targeting micro-dealers with easy terms and low-interest financing within a digital network that connects dealers, agents, and buyers. The overarching goal is to expand access to automotive financing and marketplace services, growing dealer networks and generating revenue from loan interest and referral commissions.

Company Size

1,001-5,000

Company Stage

Series B

Total Funding

$138.2M

Headquarters

Jakarta, Indonesia

Founded

2016

Get referred to Moladin

See people who can refer or advise you

Simplify Jobs

Simplify's Take

What believers are saying

  • July 2024 Lendable financing added $50 million for dealer and MSME lending.
  • Moladin launched new-car sales and dealer financing in July 2026, expanding revenue streams.
  • Management says financing revenue surged 256% in 2024 and monthly EBITDA turned positive late-2024.

What critics are saying

  • MoFi's lending book concentrates on used vehicles, exposing Moladin to collateral shocks.
  • Moladin cut 360 jobs in February 2023, signaling persistent pressure on operating discipline.
  • If financing growth stalls before 2026 profitability, lenders like Lendable tighten funding quickly.

What makes Moladin unique

  • OJK-licensed MoFi gives Moladin regulated financing credibility since May 2023.
  • Moladin combines dealer financing, used-car commerce, and inspections in one ecosystem.
  • Its platform claims 100,000-plus agents and dealers, creating dense distribution across Indonesia.

Help us improve and share your feedback! Did you find this helpful?

Growth & Insights and Company News

Headcount

6 month growth

0%

1 year growth

1%

2 year growth

0%
Port Cities
May 6th, 2026
Streamlining financial management across the Moladin Group.

Streamlining financial management across the Moladin Group. From four separate systems to one integrated platform across 500-800 employees. Moladin Finance Indonesia (MoFi) led the unification of Moladin Group's business operations into one Odoo 16 Enterprise system, replacing disconnected tools with integrated workflows from procurement to accounting. Delivered fully remotely, Portcities implemented OJK-compliant financial reporting and positioned Odoo Chatter as the central approval channel across departments. The project ran from early 2023 to 2024. * Company Name: Moladin Finance Indonesia (MoFi) * Industry: Financial Services / Financing Company * Location: Sentra Raya Tower, Iskandarsyah Raya Street No.1A, Melawai, Kebayoran Baru, South Jakarta, Indonesia * Company Size: 500-800 employees (part of the Moladin Group) * Current Scale: Licensed and supervised by the Financial Services Authority (OJK), Moladin Finance provides financing solutions for MSMEs across Indonesia. Operates alongside Moladin Group business supporting nationwide financial inclusion. * Time of Implementation: 2023 - 2024 (Phase 1 & 2) * Systems Implemented: Odoo 16 Enterprise (Employee, Purchase, Inventory, Accounting, Custom Leasing, Purchase Request, and Financial Reporting Modules) As part of Indonesia's growing digital finance landscape, Moladin Finance Indonesia (MoFi) focuses on empowering Micro, Small, and Medium Enterprises (MSMEs) through accessible and technology-driven financial solutions. Operating under the Moladin Group and regulated by the Indonesia Financial Services Authority/ Otoritas Jasa Keuangan (OJK), MoFi plays a key role in expanding financial inclusion across the country. However, the company's rapid growth introduced new operational challenges. Each business entity managed its own systems and workflows, leading to multiple work flows and inefficiencies in financial reporting. To streamline operations and strengthen visibility, Moladin partnered with Portcities to deploy a unified Odoo 16 Enterprise solution - integrating multiple subsidiaries into a single, transparent, and scalable ERP platform. Breaking down silos: A unified system for a growing Enterprise. Before implementing Odoo, Moladin's departments used separate systems that didn't communicate with each other. Accounting, procurement, and finance operated in isolation, often relying on manual data entry and spreadsheets. Manual processes connected two or more systems that couldn't integrate, which led to duplicated data entry, delayed approvals, and no real-time visibility across the Moladin Group. To address these inefficiencies, Moladin set out to consolidate operations into one integrated ERP environment. The goal was to move away from disconnected tools and establish a system that could: * Integrate operations from all Moladin subsidiaries into a single Odoo platform. * Provide transparent, real-time access to financial and operational data. * Strengthen compliance with OJK standards through structured, accurate reporting. The scope was ambitious: merge Moladin Group Business with Moladin Finance into one operational system, while maintaining entity-specific requirements. Designing an integrated ERP to connect every department. The implementation began in early 2023, following a detailed business requirements analysis conducted jointly by Portcities and Moladin's project teams. The initiative split into two parallel projects: one for Moladin Group business and another for Moladin Finance (MoFi). Both ran simultaneously through 2024. The solution combined core Odoo modules (Employee, Purchase, Inventory, Accounting) with custom-built applications tailored to Moladin's financial operations, including Leasing Management, Purchase Requests, and Custom Financial Reporting. To align Odoo with both group-level and OJK reporting standards, Portcities developed advanced financial reports, including: * Balance Sheet and Profit & Loss statements (Group and OJK formats). * Cash Flow reports (Direct and Indirect). * Aged Balance and custom leasing reports. In addition, a complete Leasing Management System was built to handle contract management, debtor tracking, amortisation schedules, and financial reporting - all fully integrated with accounting workflows. The leasing system covered the complete lifecycle: contract setup, debtor management, amortization calculations, and reporting for disbursements, incentives, incoming payments, and accrual interest. Key integrations further strengthened automation and accuracy: * Middleware for leasing transactions. * BCA integration for automated disbursements and MT940 bank reconciliation. Matrix approval workflows were implemented across Purchase Requests, Purchase Orders, and Payment Out processes, enabling multi-layer approval control across departments. The entire implementation was hosted on Moladin's cloud infrastructure, managed by its internal IT and DevOps teams. This ensured full ownership, security, and scalability of the system. Adapting to change through strong collaboration. Large-scale ERP projects often face growing pains, and Moladin's implementation was no exception. Moladin's internal representatives changed frequently, requiring repeated knowledge transfer. Business requirements also shifted during development and UAT, making scope consistency difficult. However, both teams stayed aligned through proactive communication and transparent coordination. Regular online workshops kept teams aligned. Critically, all approvals and decisions were documented in Odoo's log and chatter - creating an audit trail that survived personnel changes. Despite these shifts, the project moved forward without delays. By 2024, Moladin had successfully gone live across multiple companies, running Odoo as the operational backbone for procurement, finance, and accounting, all managed remotely, yet seamlessly. Turning automation into real operational impact. The new Odoo environment quickly became a central hub for all financial operations within the Moladin Group. Manual processes between disconnected systems were replaced with integrated workflows from procurement through payment. Data now flows automatically across departments without duplicate entry. Since the go-live, Moladin Finance has achieved: * Integrated workflows from purchase request to payment, linked to budget controls. * Improved reporting accuracy for both internal and regulatory (OJK) needs. * Faster, more transparent approvals through automated multi-level processes. * Documentation-driven approvals using Odoo chatter as the primary channel - every decision recorded with a full audit trail. Within two years, Odoo became Moladin's operational backbone for procurement, accounting, finance, sales, and invoicing across all group entities. Sustaining growth through continuous improvement. Following a successful rollout, Portcities continues to work alongside Moladin Finance and the wider Moladin Group under an SLA 1 support agreement. The partnership focuses on ongoing system optimisation, and operational enhancements across departments. With Odoo 16 Enterprise as its foundation, Moladin Finance now operates a robust, integrated financial ecosystem that supports both day-to-day efficiency and future expansion. "Portcities has been a reliable partner in Moladin Finance's digital transformation. Through the implementation of Odoo 16 Enterprise, they successfully unified its operations into a single platform, improving visibility, governance, and reporting accuracy. Their team demonstrated strong technical capability, structured project management, and consistent communication throughout the project. Today, Odoo serves as its system of record for procurement, finance, and accounting, supporting both internal controls and regulatory requirements. Port Cities International Limited value Portcities not only for their expertise, but also for their long-term commitment as a strategic partner." Andy Yonatan, CFO, - Moladin Finance Indonesia More than a system integrator: Portcities as a long-term partner. The Moladin Finance project highlights how a clear vision, structured collaboration, and the right technology can drive meaningful transformation. Moladin replaced disconnected systems across four subsidiaries with a single Odoo 16 Enterprise platform. The result: integrated workflows from procurement through accounting, OJK-compliant reporting, and transparent approvals across 500-800 employees, all delivered remotely. Managing multiple subsidiaries with disconnected systems? Port Cities International Limited can help you consolidate operations into a single, integrated platform. Contact Us to discuss multi-entity ERP consolidation. Muhammad Rizky May 6, 2026 Its blogs.

Tech in Asia
Dec 18th, 2025
Moladin secures funding to reach profitability by 2026

Moladin, an Indonesian automotive platform founded in 2017, is shifting its business model to boost profitability by 2026. The company originally operated as a used-car marketplace but faced widening losses despite generating hundreds of millions in revenue. In 2023, Moladin acquired Pro Car International Finance and transformed it into MoFi, its financing unit. This strategic pivot mirrors successful business transformations like Twitter's evolution from podcast platform Odeo. The move represents Moladin's effort to create a more sustainable business model through financial services, moving beyond its marketplace origins to capture value in automotive financing.

AIM Group
Nov 4th, 2025
Indonesia-based Moladin reportedly raises $35M in debt and equity funding

Indonesia-based Moladin reportedly raises $35M in debt and equity funding. Indonesia-based auto fintech startup Moladin has reportedly raised $35 million in debt and equity funding from existing investors.

AIM Group
Nov 4th, 2025
Moladin raises $35M in funding

Indonesia-based auto fintech startup Moladin has reportedly secured $35 million in debt and equity funding from its existing investors.

AIM Group
Dec 20th, 2023
Indonesia-based car site Moladin launches dealer app

Indonesia-based car site Moladin launches dealer app.