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Full-Time

Business Capability Platform Architect

Commercial Lending

Confirmed live in the last 24 hours

Pathward

Pathward

501-1,000 employees

Financial services promoting inclusion and access

Data & Analytics
Financial Services

Compensation Overview

$119.4k - $220.5kAnnually

+ Performance-based incentive

Expert

United States

Category
Backend Engineering
FinTech Engineering
Software Engineering
Required Skills
Microsoft Azure
AWS
Requirements
  • 15+ years of varied experience implementing all aspects of solution architecture.
  • At least 5 years of experience in Commercial Lending and Leasing business domain (Mortgage Lending experience will not be considered).
  • Hands-on experience in application development, integration, information management, infrastructure, and information security domains.
  • 10+ years of complex enterprise experience leading architecture efforts. Subject matter expertise across varying technology and business disciplines.
  • 10+ years of architecture scalable, secure, highly available, and fault tolerant technical solutions.
  • 6+ years of practical experience strategizing and implementing business solutions and platforms using AWS and Azure.
  • 5+ years of financial services and products domain experience. Comparable domain experience will also be considered.
  • 5+ years of experience in Commercial Lending software such as Finastra, FactorSoft, Stucky, LeaseWave
  • Proven success in planning, influencing, and leading architecture initiatives across IT and business organizations and teams.
  • Prior experience transitioning from traditional on-premises solutions to AWS.
  • Bachelor’s degree in information systems or an equivalent program is required.
  • Master’s degree in information systems is advantageous.
Responsibilities
  • Drive the architectural effectiveness of business capability-related initiatives within the organization.
  • Own maintenance of the current state architecture while envisioning future state architecture aligned with product objectives.
  • Develop technology roadmaps to smoothly transition from the current state to the desired future state.
  • Architect solutions that address specific business capabilities and non-functional requirements.
  • Designs solutions to advance and optimize the enterprise infrastructure.
  • Evaluates technology, market trends and industry plus identify prospective impact on business.
  • Promotes architecture process and results to organization inclusive of business leaders and enterprise information technology.
  • Provide technical leadership and guidance to development teams. Collaborate with cross-functional teams to ensure architectural best practices and standards.
  • Collaborate closely with senior business and technology leaders, including product management, business, engineering, and operations.
  • Align business and technology strategy, ensuring seamless communication across multiple levels within the organization.
  • Develop architecture roadmap on basis of IT strategies and business requirements.
  • Define and establish technical strategies, standards, and guidelines in collaboration with other architects.
  • Create logical architecture diagrams to support large, complex, and cross-capability area initiatives.
  • Other duties as assigned.

Pathward promotes financial inclusion by providing a variety of financial services to individuals and businesses, particularly those lacking access to traditional banking. The company operates in the fintech sector, offering solutions such as Banking as a Service (BaaS), payment processing, credit options, and commercial finance. Pathward's services are tailored to meet the specific needs of its diverse clientele, which includes small and medium-sized businesses. Unlike many competitors, Pathward focuses on a purpose-driven approach, helping clients navigate financial challenges while adapting to economic changes. The goal is to empower clients to achieve financial stability and growth through accessible and customized financial solutions.

Company Stage

N/A

Total Funding

N/A

Headquarters

Sioux Falls, South Dakota

Founded

1954

Growth & Insights
Headcount

6 month growth

0%

1 year growth

0%

2 year growth

0%
Simplify Jobs

Simplify's Take

What believers are saying

  • Pathward's recent Great Place To Work certification indicates a positive workplace culture, which can attract top talent and improve employee retention.
  • The expansion of Pathward's product suite for financial institutions can drive growth by offering enhanced services to small and midsized banks and credit unions.
  • Strategic partnerships, such as with TabaPay for faster money movement solutions, enhance Pathward's service offerings and market reach.

What critics are saying

  • The highly competitive fintech market requires continuous innovation and differentiation to maintain market share.
  • Macroeconomic factors like inflation and potential economic downturns could impact Pathward's revenue and growth prospects.

What makes Pathward unique

  • Pathward's focus on financial inclusion sets it apart in the fintech sector, targeting underserved individuals and businesses who lack access to traditional banking services.
  • The company's comprehensive suite of financial solutions, including Banking as a Service, payment processing, and commercial finance, offers a one-stop-shop for clients, reducing the need for multiple third-party services.
  • Pathward's commitment to purpose-driven financial empowerment and its ability to adapt to changing economic conditions provide a unique value proposition in a highly competitive market.