Sunflower Bank

Offers personal, business, mortgage financial services

Mortgage Loan Officer

Retail & Commercial BankingConfirmed live in the last 24 hours

Full-timeGrand Blanc, MI, USANo salary listedIn-person

About the Job

Requirements

A Bachelor's degree or extensive relevant experience is required.
At least 1 year of directly related experience and training is required.
Maintain all Loan Officer licenses in good standing for each state in which the officer is authorized to conduct business and perform services.
Demonstrate customer service, interpersonal, and communication skills.
Demonstrate professional qualities and the ability to maintain confidentiality.
Demonstrate planning, organizing, attention-to-detail, and multitasking skills.
Have computer skills and proficiency in Microsoft Office Suite.
NMLS licensing is required.

Responsibilities

Provide sales support and communicate with customers, processors, and management from loan pre-qualification through loan closing.
Complete mortgage applications using the GMC loan product system, following mortgage policy and government regulations.
Pre-qualify potential borrowers under applicable policies, procedures, and laws; collect and analyze applicants’ financial information and assess whether the applicant and property qualify for a loan.
Help potential borrowers identify and secure a mortgage loan suited to their financial circumstances.
Verify and document information about applicants’ income, assets, investments, debt, credit history, prior bankruptcies, judgments, liens, and property characteristics.
Advise potential borrowers about the risks and benefits of loan alternatives and present options for the types of transactions they are considering, including fixed-rate and adjustable-rate loans.
Maintain knowledge of market conditions, loan products and variations, and compliance changes.
Meet ongoing loan-origination deadlines and comply with company policies, contracts, investor guidelines, lending programs, and state and federal laws and regulations.
Perform other duties as assigned.

Job Description

Each Guardian Mortgage Loan Officer brings happiness and security to our clients by matching them to financially successful home mortgage loans in a timely, accurate and complaint manner.

Provide sales support and strong communication to customers, processors, and management from loan pre-qualification to loan closing.
Complete mortgage applications using GMC loan product system, including initial Mortgage policy and government regulations.
Maintain in good standing all Loan Officer Licenses in State(s) for which Loan Officer is authorized to conduct business and performs services.
Pre-Qualify potential borrowers according to policies and procedures and applicable law, collect and analyze each applicant’s financial information and assess financial circumstances to determine whether applicant and property qualify for a particular loan.
Assist potential borrowers in identifying and securing a mortgage loan appropriate for individual financial circumstances.
Make inquiries of verified and documented information with respect to applicant’s income, assets, investments, debt, credit history, prior bankruptcies, judgments, and liens, as well as characteristics of the property.
Advise potential borrowers of risks/benefits of loan alternatives, including options & variables. Obtain and present loan options for each type of loan transaction the potential borrower has expressed interest (e.g., a fixed-rate loan, adjustable rate loan, etc.).
Maintain high level knowledge of changes in market conditions, loan products & variations, and compliance.
Consistently hit ongoing deadlines regarding loan originations, etc.
Meet rules, obligations, timelines, and deadlines to comply with company policy, contracts, investor guidelines, lending programs, and state/federal law and regulation.
Other duties as assigned.

Qualifications

Job Competencies are additional components to defining a job that address how we do things. Just as every job requires specific and unique job skills and knowledge, different jobs require specific job competencies needed to perform the job successfully.

Superior internal and external customer service skills, interpersonal and communication skills
Professional and leadership qualities
Ability to maintain confidentiality
Strong planning and organizing skills
Attention to detail
Interpersonal skills
Multi-tasking skills
Computer skills

EDUCATION / EXPERIENCE REQUIREMENTS

Bachelor’s degree or extensive relevant experience

List any special certifications, licenses, and/or knowledge requirements for this job:

Proficient in Microsoft Office Suite
NMLS Licensing Required

How many years of directly related job experience are required to be qualified to enter the job?

At least 1 years of directly related experience and training

Additional Information

To apply for this position, please submit a current resume to:

edleclair @ gmc-inc.com

About the Company

Sunflower Bank

Offers personal, business, mortgage financial services

Sunflower Bank provides a full range of personal, business, and wealth management financial services, including Guardian Mortgage for home loans. Its products work through relationship-focused banking delivered via a regional structure with local expertise; Guardian Mortgage originates residential mortgages while other offerings handle everyday banking and lending with advisory support. It differentiates itself by emphasizing long-term relationships and deep community roots across the Sunflower Bank, First National 1870, and Guardian Mortgage brands. Its goal is to create possibilities in customers’ lives and communities by offering practical financial solutions with steady, local support.

Company size: 1,001-5,000
Company stage: Not listed
Total funding: Not listed
Headquarters: Denver, CO
Founded: 1892

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