Full-Time
2 x Junior Data Analysts
Financial & Payment Operations
Posted on 10/1/2025
Scalapay
201-500 employees
BNPL payments for online retailers
No salary listed
Milan, Metropolitan City of Milan, Italy
In Person
 Data & Analytics (2) |
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- A passion for all things Data related with a high attention to detail.
- Preferably a Bachelor’s or Master’s degree in Finance, Economics, or Technology (not required), and either a strong motivation to start a career in data analysis or up to 2 years of experience as a Data Analyst or in a similar role.
- High level of proficiency in Excel and basic knowledge of SQL, with a data-driven mindset.
- Knowledge of, or willingness to learn, scripting languages such as Python or R.
- Curious and proactive mindset, able to independently identify and solve problems while seeking support from senior colleagues when appropriate.
- Fluency in Italian and English, both written and spoken.
- Data Entry: Investigating discrepancies, filling gaps in incomplete records, and resolving other data-related issues.
- Data Analysis: Reviewing data entered from source documents to ensure accuracy and completeness. Identifying patterns, spotting bugs, and suggesting solutions to improve or automate processes.
- Reporting: Prepare data reports to be shared internally and with external partners to support informed decision-making.
- ETL & Data Integrity: Implement controls to ensure data quality; build ETL processes and, where automation is not possible, perform manual data clean-up.
- Flow Monitoring: Understand payment flows and propose solutions to ensure they operate as expected.
- Continuous Process Improvement: Gather and refine business and technical requirements to improve accuracy and streamline operations.
- Competitive compensation tailored to your experience and skills
- International environment with exciting challenges every day
- Work with industry experts and tech leaders building world-class fintech products
- Career acceleration with tailored mentorship and ownership of your work
- Access to cutting-edge tools and technologies, your creativity is welcome
- A culture that values innovation, transparency, and continuous feedback.
Scalapay provides a buy now, pay later (BNPL) service for online shoppers. It lets customers split purchases into multiple interest-free installments, while merchants pay a transaction fee. The product works by integrating with online stores through plugins and APIs; at checkout, shoppers select Scalapay, pay over time, and merchants receive payment upfront with Scalapay handling the repayment from the customer. Scalapay differentiates itself with a merchant-focused model that promises zero risk for retailers, quick setup, and documented integration. It reports that offering Scalapay increases average order value and conversion rates, helping merchants boost sales and customer loyalty. The company’s goal is to help online retailers grow revenue and retain customers by providing a simple, seamless payment option that expands checkout conversions.
Company Size
201-500
Company Stage
Series B
Total Funding
$723M
Headquarters
Dublin, Ireland
Founded
2019
Simplify's Take
What believers are saying
- European BNPL market grows to $272.5B by 2029 from $147.6B in 2023.
- One-third of consumers prefer BNPL over credit cards per Marqeta survey.
- Trustfull partnership reduces first payment defaults across European markets.
What critics are saying
- Klarna's 45% market share drives Scalapay merchant churn with lower fees.
- EU Directive II caps BNPL at €200, slashing Scalapay's €210 average order value.
- Afterpay's Italy expansion via Square halves Scalapay's in-store volume.
What makes Scalapay unique
- Scalapay issues virtual cards via Marqeta for online and in-store BNPL transactions.
- Scalapay partners with Trustfull for real-time Identity Intelligence fraud prevention.
- Scalapay boosts merchant basket size 48% and conversion 11% with zero retailer risk.
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Benefits
Hybrid Work Options
Company Equity
Professional Development Budget
Growth & Insights and Company News
6 month growth
↓ -2%1 year growth
↓ -3%2 year growth
↓ -2%Trustfull, a leader in Identity Intelligence for fraud prevention, is proud to announce a strategic partnership with Scalapay, a premier European buy-now-pay-later (BNPL) provider.
Trustfull, a leader in Identity Intelligence for fraud prevention, is proud to announce a strategic partnership with Scalapay, a premier European buy-now-pay-later (BNPL) provider. The collaboration will strengthen fraud prevention operations across Scalapay’s extensive network of European markets, leveraging Trustfull’s platform to proactively identify fraudsters and prevent first payment defaults.In 2023, the European BNPL market was valued at approximately $147.6 billion and is projected to reach $272.5 billion by 2029 (Source). This rapid market expansion brings an increasing need for robust fraud prevention solutions that can protect against evolving tactics, including synthetic identity fraud. The Trustfull platform addresses these challenges by offering open-source intelligence insights and real-time analysis on user contact details and location, enabling BNPL businesses to accurately differentiate between legitimate customers and high-risk applicants.Founded in 2019 and headquartered in Milan, Scalapay has rapidly become a leading player in the European BNPL market, known for its commitment to financial accessibility and customer convenience. With millions of customers and a growing list of merchant partners, Scalapay offers interest-free instalment payment options, making purchases more accessible while prioritizing customer safety.Trustfull’s Identity Intelligence engine analyzes hundreds of digital signals—such as email addresses, phone numbers, IP addresses, browser and device data—to assess user risk in real time. This empowers fraud teams to detect synthetic identities and prevent fraud while maintaining a seamless user experience.Ana Milena Fernandez, CRO at Scalapay, commented:“With Trustfull’s technology, we are enhancing our proactive fraud prevention controls within our online applications to keep reducing first payment defaults
Revolutionizing payment methods: ads'up agency teams up with Displayce to amplify awareness for Scalapay.
Marqeta has teamed with Credi2 to launch an installment payment platform for European banks. The partnership, announced Wednesday (Nov. 22), combines Credi2’s embedded lending platform with Marqeta’s card issuing offering, and comes amid a boom in popularity for installment offerings like buy now, pay later (BNPL). “Launching new payments solutions is incredibly time-consuming and complex, not to mention the stakes are incredibly high when dealing with stringent regulatory requirements and cross-border payments,” Marqeta Chief Revenue Officer Todd Pollak said in a news release
Compared to international competitors like Klarna, ScalaPay, and AfterPay, ESTO differentiates itself with a comprehensive suite of services that include BNPL options, installment loans, account-to-account payments, marketing support, a shopping account, and a loyalty program.