Consumer Direct Loan Officer

Join a high-performing sales team in Cincinnati, OH! Most mortgage sales opportunities promote one thing: leads. We offer more than a full pipeline. Join a team built to sharpen your skills, expand your opportunities, and prepare you for what's next. We're building a team of coachable, results-oriented Loan Originators who want to excel in consumer direct sales and potentially grow into leadership.

Qualified candidates may be eligible for a sign-on bonus based on experience, production history, licensing status, and overall qualifications.

What We Offer

· Competitive compensation.

· Premium inbound opportunities.

· Ongoing coaching and professional development.

· Medical, dental, and vision insurance.

· 401(k).

· Paid time off.

Position Overview:

The Consumer Direct Loan Officer is responsible for originating mortgage loans through a robust pipeline of inbound leads while delivering an exceptional customer experience. This role is ideal for a sales professional who wants to elevate their consumer direct lending expertise in a dynamic, performance-oriented environment. The Consumer Direct Loan Officer receives ongoing coaching, call reviews, and professional development opportunities designed to enhance sales effectiveness, maximize production, and support long-term career growth.

Job Responsibilities:

· Respond to inbound and outbound inquiries from prospective borrowers.

· Educate customers on available loan products, interest rates, terms, and financing options.

· Assess applicants' financial situations, credit history, income, assets, and borrowing needs.

· Recommend loan solutions that align with customer goals and qualification requirements.

· Guide customers through the loan application process from initial contact through closing.

· Collect, review, and verify required documentation, including income, employment, and asset information.

· Maintain regular communication with borrowers regarding application status and outstanding requirements.

· Partner with loan processors, underwriters, and closing teams to facilitate loan approvals and closings.

· Ensure compliance with federal, state, and company lending regulations, policies, and procedures.

· Convert qualified leads to funded loans by providing a consultative and customer-focused sales experience.

· Manage a pipeline of mortgage loan applications and drive loans efficiently through the origination process.

· Meet or exceed individual production, conversion, and customer satisfaction goals.

Qualifications and Skills:

· Active NMLS license or eligibility for licensure.

· 2+ years of mortgage loan origination experience.

· Experience converting inbound opportunities into funded loans.

· Experience in a consumer direct or call center mortgage lending environment.

· Skilled at applying feedback to enhance performance and achieve business objectives.

· Excellent consultative sales, objection-handling, and relationship-building skills.

· Excellent communication skills.

This job description is intended to convey information essential to understanding the scope of the job and the general nature and level of work performed by job holders within this job. However, this job description is not intended to be an exhaustive list of qualifications, skills, efforts, duties, responsibilities or working conditions associated with the position.