Policy Wording Specialist - Commercial Property

At AIG, we are reimagining the way we help customers to manage risk. Join us as a Wording Specialist to play your part in that transformation. It’s an opportunity to grow your skills and experience as a valued member of the team and to work with some of the industry’s top talent.

Make your mark in Underwriting

AIG Underwriting teams help to find insurance solutions in areas including Financial Lines, Property, Casualty, Specialty Lines, Cyber, and Multinational Clients. We are reimagining how we help customers to manage risk, transforming our operating model and reshaping our role responsibilities and career pathways. The goal is to unlock the full potential in each colleague – empowering our people to grow as insurance professionals and add more value to our customers and AIG.

How you will create an impact

• Drive coverage certainty by establishing policy wording guidelines and counseling underwriters on best practices.
• Provide counseling and technical guidance to underwriters on policy language.
• Review competitor forms and make recommendations to the Global Property Wording Manager on acceptability of those forms and required endorsements.
• Draft manuscript endorsements to AIG’s standard policy forms, and create bespoke endorsements for third party policy forms to address client-specific exposures and align with underwriting intent.
• Work with Underwriting, Claims and Legal in drafting new policy forms and endorsements.
• Support the Global Property Wording Manager in maintaining and updating manuscript policy checklists to ensure that policy reviews match AIG’s underwriting intent.
• Develop training to help underwriters better understand the importance of policy wording.
• Contribute to Underwriting Bulletins and other communications to provide underwriters with direction and insight on policy wording and usage.
• Support the development and implementation of the Global Policy Forms Library and Digital Workflow.

What you’ll need to succeed

• Written and Oral Communication – 5+ years of policy language analysis and drafting experience, preferably in Property, or alternatively, two years of drafting experience and three years of Property underwriting experience; ability to break down difficult concepts in order to provide clear and succinct explanations to underwriters and other stakeholders
• Knowledge – Experience with UK Property markets and policy forms; experience and knowledge of both admitted and surplus lines markets a plus
• Flexibility – Proficiency in both working independently and collaborating with others in a team environment across multiple disciplines  
• Prioritizing and Time Management – Able to manage time effectively, capable of prioritizing projects and responding promptly in an appropriate manner
• Client Service – Ability to anticipate client (internal and external) needs and act proactively
• Problem Solving – Identify problems and deliver appropriate solutions
• Attention to Detail – Demonstrate attention to detail, and maintain accurate documentation
• Learning Agility – Willingness to continually learn from experiences and new situations
• Forms Management – Experience in building out and maintaining forms libraries a plus

#LI-AIG

At AIG, we value in-person collaboration as a vital part of our culture, which is why we ask our team members to be primarily in the office. This approach helps us work together effectively and create a supportive, connected environment for our team and clients alike.

Enjoy benefits that take care of what matters

At AIG, our people are our greatest asset. We know how important it is to protect and invest in what’s most important to you. That is why we created our Total Rewards Program, a comprehensive benefits package that extends beyond time spent at work to offer benefits focused on your health, wellbeing and financial security—as well as your professional development—to bring peace of mind to you and your family.

Reimagining insurance to make a bigger difference to the world

American International Group, Inc. (AIG) is a global leader in commercial and personal insurance solutions; we are one of the world’s most far-reaching property casualty networks. It is an exciting time to join us — across our operations, we are thinking in new and innovative ways to deliver ever-better solutions to our customers. At AIG, you can go further to support individuals, businesses, and communities, helping them to manage risk, respond to times of uncertainty and discover new potential. We invest in our largest asset, our people, through continuous learning and development, in a culture that celebrates everyone for who they are and what they want to become.

Welcome to a culture of inclusion

We’re committed to creating a culture that truly respects and celebrates each other’s talents, backgrounds, cultures, opinions and goals. We foster a culture of inclusion and belonging through learning, cultural awareness activities and Employee Resource Groups (ERGs). With global chapters, ERGs are a cornerstone for our culture of inclusion. The talent of our people is one of AIG’s greatest assets, and we are honored that our drive for positive change has been recognized by numerous recent awards and accreditations.

AIG provides equal opportunity to all qualified individuals regardless of race, color, religion, age, gender, gender expression, national origin, veteran status, disability or any other legally protected categories.

AIG is committed to working with and providing reasonable accommodations to job applicants and employees with disabilities.  If you believe you need a reasonable accommodation, please send an email to [email protected].  

UW - UnderwritingAIG Europe S.A. (U.K. Branch) & American International Group UK Ltd