Full-Time

Mortgage Loan Officer

Confirmed live in the last 24 hours

Orchard

Orchard

501-1,000 employees

Streamlines home buying and selling process

Real Estate

Mid

Remote in USA

Must be based in the Greater Seattle area or Greater Atlanta, GA area.

Category
Real Estate
Real Estate Finance
Required Skills
Customer Service
Requirements
  • At least 3+ years experience with lending experience and an active NMLS license or registered (Georgia, Washington or Colorado required)
  • Strong consultative sales skills to get our customers the best financial outcome and help them understand the programs available to them
  • A passion for customer service and relationship building with keeping both our customers and agents in the loop on what is going on, even if that is after hours or on a weekend.
  • Deep knowledge of guidelines pertaining to Fannie Mae, Freddie Mac, FHA, VA with the ability to provide high quality pre-approvals/pre-qualifications (bonus if you also are familiar with common non-QM programs and reno/construction loans)
  • Technology savvy with the ability to learn and work with new systems especially as the mortgage world progresses. Preference for experience with Blend and Byte (or similar systems).
Responsibilities
  • Consult with clients about current needs and financing solutions to help them achieve their financial goals including Orchard Mortgage’s unique offerings such as our Equity Advance loan
  • Build great relationships with Orchard’s real estate agents and collaborate with them to create a great home buying experience for our customers
  • Be 'go to person' for all home financing related needs that our customers or agents have including being the expert on our Equity Advance loan and Move First offering
  • Close a high percentage of captive leads and manage pipeline of at least 10-15 loans per month, primarily purchases with some refinances
  • Work collaboratively with other teams across the Orchard ecosystem in Real Estate and Title Operations to provide the best customer outcomes
  • Support weekend coverage once per month to ensure customers have the support they need even on weekends

Orchard operates in the residential property market, focusing on making the process of buying and selling homes more efficient and less stressful for clients. Their main service is the 'Move First' approach, which allows clients to purchase a new home before selling their current one, alleviating the pressure of coordinating both transactions. This is supported by a guaranteed back-up offer that provides security for sellers. Additionally, Orchard offers free home valuations that are claimed to be 30% more accurate than typical valuations, helping clients understand property values better. Unlike traditional real estate agencies, Orchard's unique services and focus on client convenience may allow them to charge a premium for their offerings. The goal of Orchard is to simplify the home buying and selling experience for individuals and families.

Company Stage

N/A

Total Funding

$228.6M

Headquarters

New York City, New York

Founded

2017

Growth & Insights
Headcount

6 month growth

20%

1 year growth

14%

2 year growth

-17%
Simplify Jobs

Simplify's Take

What believers are saying

  • Orchard's rapid growth, as evidenced by its ranking in the Inc. 5000 list, indicates strong market acceptance and potential for career advancement.
  • Expansion into new markets like Arizona, Oregon, and Washington opens up opportunities for employees to work in diverse and dynamic environments.
  • The company's innovative services, such as cash offers in competitive markets, empower employees to provide high-value solutions to clients.

What critics are saying

  • The competitive nature of the real estate market means Orchard must continuously innovate to maintain its edge.
  • Expansion into new markets carries the risk of overextension and operational challenges.

What makes Orchard unique

  • Orchard's 'Move First' approach allows clients to buy a new home before selling their old one, a unique offering in the real estate market.
  • Their free home valuations claim to be 30% more accurate than other valuations, providing a significant advantage in setting realistic expectations.
  • Orchard's guaranteed back-up offer provides a safety net for sellers, reducing the stress and uncertainty typically associated with home transactions.

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Benefits

Comprehensive benefits - We offer medical, vision, and dental benefits for employees and dependents, with some plans fully sponsored by Orchard.

Paid parental leave - We offer new parents up to 18 weeks paid leave to bond with their newborns—plus a customized one-month transition period to ease into life as a working parent.

Paid family leave - We offer up to 10 weeks paid leave for employees who need to care for sick family members.

Flexible paid time off - We count your contributions, not vacation days. Take the time you need to recharge and refresh.

Team events - From monthly town hall meetings to team lunches and gatherings outside of the office, we make time to celebrate wins and unwind together.

Paid industry certification - We cover dues on licenses and renewal fees for brokers, realtors, and more.