Full-Time

Relationship Manager 2

Frost

Frost

1,001-5,000 employees

Texas-based bank providing banking, investments, insurance

No salary listed

Austin, TX, USA

In Person

Bachelor's

Category
Finance & Banking (1)

Get referred to Frost

See people who can refer or advise you

Requirements
  • The role requires at least 3 years of lending experience.
  • The role requires the ability to communicate with all levels of personnel.
  • The role requires excellent written and verbal communication skills.
  • The role requires proficiency in Microsoft applications.
Responsibilities
  • Reach and maintain the target portfolio size within a specified time frame.
  • Call prospects who are potentially profitable to the bank.
  • Maintain the best interests of both the bank and customers in all matters.
  • Develop an efficient working relationship with Concurrence and the Small Business Loan Center for loan requests.
  • Closely monitor the assigned loan portfolio for any deterioration in repayment ability.
  • Advise, teach, and train associate relationship managers on how to best serve customers.
Desired Qualifications
  • A bachelor's degree is preferred.
  • Completion of at least 6 hours of accounting coursework is preferred.

Frost is a Texas-based financial services provider offering banking, investments, and insurance for individuals and businesses. It serves customers through branches and digital channels with products such as checking and savings accounts, loans, investment options, and insurance. The company emphasizes delivering easy, helpful experiences and uses technology and strong security to enable safe, efficient service across touchpoints. Frost differentiates itself by its large size as one of the 50 largest U.S. banks by assets, plus a focus on customer‑centric service, teamwork, and an agile workforce that can respond in ways other banks cannot. Its goal is to make customers’ lives better by delivering consistent experiences and trusted financial solutions.

Company Size

1,001-5,000

Company Stage

IPO

Headquarters

San Antonio, Texas

Founded

1973

Get referred to Frost

See people who can refer or advise you

Simplify Jobs

Simplify's Take

What believers are saying

  • Q1 2026 earnings rose to $169.3 million, driven by loan growth and fees.
  • Frost opened new Texas locations and targeted 10 to 12 branches in 2026.
  • Share repurchases and a $1.03 dividend show capital strength and management confidence.

What critics are saying

  • May 2026 data-breach lawsuits cite 109,000 customers and Everest ransomware allegations.
  • Texas growth depends on branch openings; delays in Georgetown or Austin slow momentum.
  • New directors and retiring Chris Avery signal governance churn during cybersecurity scrutiny.

What makes Frost unique

  • Texas-only brand with 206 financial centers and decades-old local trust.
  • Organic branch expansion in Austin, Houston, and Dallas beats acquisition-heavy rivals.
  • Broad product mix—banking, investments, and insurance—deepens household and business relationships.

Help us improve and share your feedback! Did you find this helpful?

Benefits

Health Insurance

Dental Insurance

Vision Insurance

Life Insurance

Disability Insurance

401(k) Company Match

Unlimited Paid Time Off

Paid Vacation

Tuition Reimbursement

Wellness Program

Referral Bonus Program

Training Programs

Professional Development Budget

Company News

Yahoo Finance
Aug 19th, 2026
Cullen/Frost Bankers misses Q2 revenue estimates despite 5.3% year-on-year growth

Cullen/Frost Bankers reported mixed second-quarter results, with revenues of $576 million, up 5.3% year on year but falling short of analyst expectations by 2.2%. The Texas-based financial institution, which traces its roots to 1868, operates Frost Bank and provides commercial and consumer banking, wealth management, and insurance services. Chairman and CEO Phil Green described the quarter as "a period of sustained, solid and balanced growth." The company beat analysts' tangible book value per share estimates. The stock remained flat following the earnings announcement and currently trades at $166.47. Regional banks stocks tracked showed mixed second-quarter performance overall, with revenues meeting consensus estimates. Share prices have risen 1.8% on average since the latest earnings results.

Yahoo Finance
Jul 31st, 2026
Cullen/Frost Bankers misses revenue estimates despite 5.7% consumer account growth and $0.16 EPS boost from Texas expansion

Cullen/Frost Bankers reported Q2 revenue of $575.3 million, up 5.2% year-on-year but missing analyst estimates of $589 million. The Texas-based bank's adjusted earnings per share of $2.70 beat expectations of $2.57 by 5.2%. Consumer checking account household growth accelerated to 5.7%, with CEO Phillip Green noting this "high customer growth is also driving strong increases in noninterest income". However, multifamily commercial real estate nonperformers and intensified competition in lending structures presented challenges. The bank's branch expansion programme added over 100,000 new households, contributing $0.16 to earnings per share this quarter. Nonperforming assets increased due to a single $54 million multifamily loan. Management expects continued loan and deposit growth, supported by demographic trends showing 82% of new consumer customers are under 45 years old.

Yahoo Finance
Jul 31st, 2026
Cullen/Frost Q2 2026 earnings up 9.7% to $170M, return on assets rises to 1.31%

Cullen/Frost Bankers reported second-quarter 2026 earnings of $170 million, up 9.7% from $155 million in the same period last year. Earnings per share rose 13% to $2.70, compared with $2.39 a year earlier. The Texas-based bank's return on average assets was 1.31% for the quarter, up from 1.22% in the second quarter of 2025. Return on average common equity was 15.41%, slightly down from 15.64% in the prior-year period. Chairman and CEO Phillip D. Green led the earnings call alongside CFO Daniel J. Geddes, who provided additional commentary and guidance. The company held its quarterly earnings conference call on 30th July 2026 to discuss the results with investors and analysts.

TXF
Jun 2nd, 2026
Epsilon Energy secures $90M borrowing base redetermination from Frost Bank and Texas Capital Bank

Epsilon Energy has received a $90 million borrowing base redetermination on its senior secured revolving credit facility with Frost Bank and Texas Capital Bank. Effective 29 May, the lenders redetermined the borrowing base at $90 million and increased the facility. The redetermination reflects the lenders' assessment of Epsilon Energy's oil and gas reserves and production capabilities. The increased borrowing capacity provides the company with additional financial flexibility for operations and potential growth initiatives.

Yahoo Finance
May 3rd, 2026
Frost Bank falls 2.9% after missing revenue estimates despite beating profit expectations

Cullen/Frost Bankers shares fell 2.9% after the Texas-based financial institution reported mixed first-quarter 2026 results. The company beat profit expectations with earnings of $2.65 per share versus analysts' consensus of $2.48, and net income rose 13.4% year-over-year. However, revenue of $574.8 million missed Wall Street expectations despite growing 6.5% from the previous year. Analysts suggested the decline could also represent a "sell the news" event, with investors taking profits after the stock's recent run-up. The market's reaction indicates the revenue miss overshadowed the otherwise solid profit figures. Frost Bank shares are up 9.7% year-to-date, trading at $140.63, close to their 52-week high of $147.10.