Staff Software Engineer
About the job
- At least 8 years of software engineering experience building and operating production systems at scale.
- Expert craft and strong systems thinking across multiple systems or surfaces.
- A track record of identifying high-impact problems and driving solutions end-to-end.
- Experience setting ambitious but feasible milestones and sequencing work to deliver value early.
- Hands-on proficiency in at least one of Java, Go, Python, or TypeScript, with daily code writing and review.
- Experience building tools or shared systems that make a whole team faster.
- Working knowledge of application security and compliance-regulated environments.
- A habit of coaching peers and giving actionable feedback.
- Apply expert craft and systems thinking, and teach others while doing so; use AI-native approaches to establish new work baselines.
- Identify overlooked problems and shape solutions that strengthen PayZen's data asset and expand the platform's capabilities across the patient financial lifecycle.
- Drive workstream delivery end-to-end, set ambitious but feasible milestones, sequence work to deliver value early, and proactively unblock others.
- Shape the direction of the product surface with cross-functional partners and adapt through pivots while maintaining momentum.
- Coach others to compound their impact, provide actionable feedback across workstreams, and advocate for strong candidates at the hiring bar.
- Build tools and systems that create structural leverage for the team and extend impact beyond the individual workstream.
- Work across Care Finance's provider and partner platform systems on a months-long horizon, keeping them reliable under HIPAA, PCI-DSS, and SOC 2 controls.
- Exposure to HIPAA, PCI-DSS, or SOC 2 is preferred.
About the company
PayZen provides payment solutions for healthcare providers to help patients afford medical care. It uses data analytics, AI, and machine learning to create personalized pay-over-time plans that are simple and transparent. All patients are approved for 0% interest, no-fee payment plans, making medical costs easier to manage and reducing care delays. The service is offered to hospitals and clinics as a platform that integrates into their billing and patient payments, aiming to increase providers’ collection rates and improve patient access to care. The business makes money by charging providers a fee for using the PayZen platform and services. The goal is to improve financial outcomes for both patients and providers by making healthcare payments more affordable and predictable.
Company Size
51-200
Company Stage
Series B
Total Funding
$472M
Headquarters
San Francisco, California
Founded
2019
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Simplify's Take
What believers are saying
- PayZen added Patterson Health Center in May 2025 and Palomar Health in December 2024.
- PayZen named Ken Brause CFO and Sanjeev Kapur COO in January 2026, sharpening execution.
- Ray County Hospital and Kiowa District Healthcare announced PayZen payment-plan rollouts in 2026.
What critics are saying
- The Guardian on July 25, 2025 highlighted consumer warnings about opaque medical-debt financing.
- CFPB medical-information rules and state medical-debt laws threaten PayZen's underwriting and collections model.
- If hospitals reject third-party payment plans, PayZen loses volume and its debt-facility economics collapse.
What makes PayZen unique
- PayZen embeds interest-free patient financing directly into hospital billing workflows, not consumer checkout.
- KLAS named PayZen 2026 Best in KLAS for Patient Financing Services on February 4, 2026.
- PayZen combines AI underwriting, EHR integrations, and upfront hospital funding across care settings.
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Benefits
- Stock Options