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Bank of Montreal

Runs Canadian and US banks for people and firms

Senior Specialist-IC Commercial Relationship Management 7

Retail & Commercial BankingPosted on Nov 9
Full-timeLos Angeles, CA, USA

About the Job

Requirements

  • A Bachelor's degree in Business Administration, Finance, Accounting, Economics, or a related discipline and ten years of experience as a Commercial Banking Director/Account Manager, Relationship Manager, or in a related occupation, including relationship management, account management, or portfolio management in a corporate or similarly segmented banking environment; or a Master's degree in one of those fields and eight years of such experience.
  • Experience performing risk management analysis of client companies, including operations, financial performance, and industry developments.
  • Experience conducting financial analysis and assessing strategic financing proposals in line with risk appetite, policies and procedures, and market trends.
  • Experience developing roadmaps for strategic execution of action plans to achieve growth goals.
  • Experience making recommendations to leadership on strategy and new initiatives, applying understanding of market competitive conditions, regulatory requirements, and compliance policies.
  • Experience managing portfolio risk to ensure quality of execution.
  • Experience implementing changes in response to shifting trends.
  • Willingness to travel approximately 55%, primarily throughout California, for client relationship management, business development, on-site visits, and due diligence.

Responsibilities

  • Provide market coverage strategies to expand portfolios and identify opportunities aligned with business goals.
  • Deliver reports to leadership on team performance, client satisfaction, market trends, and key strategic initiatives.
  • Provide strategic advice on loan products, options, rates, terms, and collateral requirements.
  • Advise clients on financial solutions to build and maintain long-term relationships with high-value and strategic clients and ensure exceptional service and partnership.
  • Structure deals, secure credit approvals, negotiate high-value transactions, and identify cross-selling opportunities to meet client needs and business objectives.
  • Analyze market trends, client industry developments, and competitive positioning to inform client solution strategies and optimize client satisfaction.
  • Collaborate with internal teams and stakeholders to define products, solutions, and strategies that fit clients’ needs.
  • Identify share-of-wallet opportunities.
  • Use analysis tools to grow a portfolio that exceeds return-on-equity thresholds and proactively evaluate client returns.
  • Adhere to regulatory requirements, internal controls, and compliance policies in relationship management to mitigate risk and maintain service standards.
  • Address unique or ambiguous situations and find solutions to complex and non-routine problems.
  • Implement changes in response to shifting trends.
  • Manage relationships with middle-market corporate clients, develop new business within the assigned region, conduct on-site client and prospect visits, and complete due diligence activities.

About the Company

Bank of Montreal

Runs Canadian and US banks for people and firms

Bank of Montreal, known as BMO, runs a Canadian bank and a large American bank, serving households and businesses on both sides of the border. Until the Bank of Canada opened in 1935, it acted as the Canadian government's banker. People use its branches and apps for accounts, mortgages, credit cards, and investments, while companies borrow from it and turn to its BMO Capital Markets arm to raise money and trade securities. BMO makes money on the gap between the interest it charges on loans and pays on deposits, plus fees from managing wealth and advising on deals. Bank of Montreal was founded in 1817 as Canada's first bank, and it keeps its legal head office in Montreal and its executive offices in Toronto, Canada.

Company size
10,001+
Company stage
IPO
Headquarters
Toronto, Canada
Founded
1817

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