Senior Software Engineer
About the job
- At least 5 years of software engineering experience delivering production systems.
- Ability to own a product surface end-to-end and work independently, seeking guidance on novel domains.
- Reliable, high-quality craft with an AI-native approach to output.
- Experience managing personal dependencies and escalating with context.
- Hands-on proficiency in at least one of Java, Go, Python, or TypeScript.
- Clear written communication that helps stakeholders act, including non-engineering partners.
- Growing fluency with application security and compliance-regulated environments; exposure to HIPAA, PCI-DSS, or SOC 2 is a plus.
- Deliver reliable, high-quality work on the owned product surface, using AI-native output as the standard.
- Deepen fluency with HIPAA, PCI-DSS, and SOC 2 while building.
- Identify gaps in the product surface and contribute to framing problems worth solving, considering data and compliance implications.
- Deliver reliably on the product surface, manage dependencies, and escalate with context.
- Write clearly so stakeholders can act, communicate tradeoffs to non-engineering partners, and align people closest to the work.
- Give timely peer feedback, begin mentoring more junior engineers on craft, and participate independently in hiring.
- Automate recurring manual steps and contribute to shared tooling and internal libraries.
- Exposure to HIPAA, PCI-DSS, or SOC 2.
About the company
PayZen provides payment solutions for healthcare providers to help patients afford medical care. It uses data analytics, AI, and machine learning to create personalized pay-over-time plans that are simple and transparent. All patients are approved for 0% interest, no-fee payment plans, making medical costs easier to manage and reducing care delays. The service is offered to hospitals and clinics as a platform that integrates into their billing and patient payments, aiming to increase providers’ collection rates and improve patient access to care. The business makes money by charging providers a fee for using the PayZen platform and services. The goal is to improve financial outcomes for both patients and providers by making healthcare payments more affordable and predictable.
Company Size
51-200
Company Stage
Debt Financing
Total Funding
$472M
Headquarters
San Francisco, California
Founded
2019
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Simplify's Take
What believers are saying
- PayZen added Patterson Health Center in May 2025 and Palomar Health in December 2024.
- PayZen named Ken Brause CFO and Sanjeev Kapur COO in January 2026, sharpening execution.
- Ray County Hospital and Kiowa District Healthcare announced PayZen payment-plan rollouts in 2026.
What critics are saying
- The Guardian on July 25, 2025 highlighted consumer warnings about opaque medical-debt financing.
- CFPB medical-information rules and state medical-debt laws threaten PayZen's underwriting and collections model.
- If hospitals reject third-party payment plans, PayZen loses volume and its debt-facility economics collapse.
What makes PayZen unique
- PayZen embeds interest-free patient financing directly into hospital billing workflows, not consumer checkout.
- KLAS named PayZen 2026 Best in KLAS for Patient Financing Services on February 4, 2026.
- PayZen combines AI underwriting, EHR integrations, and upfront hospital funding across care settings.
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Benefits
Stock Options
Growth & Insights and Company News
6 month growth
1%1 year growth
0%2 year growth
7%PayZen, an AI-driven patient affordability platform, has been named the 2026 Best in KLAS Winner for Patient Financing Services. The recognition follows a milestone year marked by rapid growth and significant impact across healthcare providers nationwide. The company has achieved 3x revenue growth in each of the past three years. Health systems using PayZen have seen a 30% average lift in collections and a 13% reduction in bad debt. Patient satisfaction scores reached a 71 Net Promoter Score, compared to the industry average of 45. Founded just four years ago, PayZen now serves more patients and health systems than any other vendor in the category. The company has expanded its executive team with appointments including Ken Brause as Chief Financial Officer, Sanjeev Kapur as Chief Operating Officer, and Brandon Pace as Chief Legal Officer.
New payment options now available at Ray County Hospital and Healthcare. At Ray County Hospital and Healthcare, Rayhealthcare is committed to making care more affordable and accessible for its patients and communities. Rayhealthcare is pleased to announce its partnership with PayZen, which now offers customized payment plans tailored uniquely to your ability to pay. With PayZen you can: * Enjoy 0% interest and no fees * Manage payment plans completely online * Access longer term payment plans This service is now available. If you have an outstanding bill from Ray County Hospital and Healthcare, you may receive a message from PayZen prompting you to sign up for a payment plan. These messages are coming from PayZen in partnership with Ray County Hospital and Healthcare and are fully authorized by Rayhealthcare. Additionally, you'll now see signage for PayZen's Care Card around its offices, and its staff can help you learn more. The Care Card is a debit card that allows you to break up your pre-service estimates or downpayments into affordable, no interest or fees, monthly payments. Please feel free to reach out to a member of its team if you'd like more information on using the Care Card for an upcoming procedure or service! Rayhealthcare is excited to now offer these additional payment solutions to help make your care more accessible. Should you have any questions or concerns, please don't hesitate to contact its Patient Financial Services team or check out its FAQ's below. Question: What is PayZen? Answer: Ray County Hospital and Healthcare has partnered with PayZen to offer affordable payment plan options for both pre-service estimates or downpayments and outstanding balances. Payment plans are customized for each individual's ability to pay. Question: What number or email will PayZen messages come from? Answer: PayZen will text message you from +1-844-638-3151 or email you from [email protected] depending on your communication preferences with Ray County Hospital and Healthcare. Question: Is using PayZen required? Answer: No. PayZen is one of many payment options Rayhealthcare is extending to its patients in an effort to provide affordable, flexible payment options. Its existing payment options remain in place as well. Question: Is my personal and medical information secure? Answer: Yes! PayZen prioritizes security. PayZen is HIPAA and SOC2 compliant, and follows strict information security guidelines and practices to ensure that personal and medical information is secure. Only guarantors and/or patients can view their medical billing data.
New payment options coming to Kiowa District Healthcare. At Kiowa District Healthcare, Kdhks is committed to making care more affordable and accessible for its patients and communities. Kdhks is excited to announce a partnership with PayZen to offer customized payment plans tailored uniquely to your ability to pay. With PayZen you can: Enjoy 0% interest and no feesManage payment plans completely online. Access longer term payment plans. No action is needed now, this message is informational. In the future, however, should you have an outstanding bill from Kiowa District Healthcare you may receive a message from PayZen prompting you to sign up for a payment plan for your bill. These messages are coming from PayZen in partnership with Kiowa District Healthcare and are authorized by Kiowa District Healthcare. Additionally, you may see signage for PayZen's Care Card around its offices or through its staff. The Care Card is a debit card that allows you to break up your pre-service (estimates or down payments} into affordable, no interest or fees, monthly payments. Please feel free to reach out to a member of its team if you would like more information on using the Care Card for an upcoming procedure or service! Kdhks is excited to offer additional payment solutions to help make your care more accessible. Should you have any questions or concerns, please do not hesitate to contact its Patient Financial Services team or check out its FAQ's below. Frequently asked questions: Question: what is PayZen. Answer: Kiowa District Healthcare has partnered with PayZen to offer affordable payment plan options for both pre-service {estimates or down payments} and outstanding balances. Payment plans are customized for each individual's ability to pay. Question: what number or email will PayZen messages come from? Answer: PayZen will text message you from (620) 825-4131 or email you from [email protected] depending on your communication preferences with Kiowa District Healthcare. Question: is using PayZen required? Answer: no. PayZen is one of many payment options Kdhks is extending to its patients in an effort to provide affordable, flexible payment options. Its existing payment options remain in place as well. Patient question: is my personal and medical information secure?
PayZen has hired Chiranjib Gupta as its first chief risk officer.
PayZen, a leading healthcare-focused fintech company using AI-powered solutions to make healthcare affordable for all, announces the appointment of Brandon Pace as its Chief Legal Officer.