Full-Time

Data Scientist II

Bsa Aml

Posted on 8/28/2024

Pathward

Pathward

501-1,000 employees

Financial services promoting inclusion and access

Fintech
Financial Services

Compensation Overview

$69.1k - $127.6kAnnually

+ Performance-based incentive

Mid

United States

Hybrid remote-office company.

Category
Data Science
Data & Analytics
Required Skills
Data Science
Data Analysis
Requirements
  • Bachelor's degree or equivalent education and work experience.
  • Typically, 3+ years with bachelor's or equivalent.
  • The ability to handle large volume of data and derive actionable insights.
  • Strong analytical and problem-solving skills, combined with solid business acumen.
  • Strong written and communication skills with ability to explain complex insights to a range of audiences.
  • Experience in the consumer credit industry is a plus.
  • The ability to thrive in a fast-paced startup environment.
Responsibilities
  • Consolidate disparate and large datasets for use in reporting, analytical, and modeling work, including proper quality assurance and data management practices in accordance with data governance policy.
  • Mine, model, and analyze large datasets utilizing descriptive, predictive, and prescriptive analytics.
  • Develop insights from historical performance data, identify opportunities, and develop solutions using various analytical techniques.
  • Develop and support statistical models for use in predicting future outcomes, strategy deployment, and/or identifying and quantifying various risks.
  • Design and deploy model monitoring frameworks to assess the performance of deployed models.
  • Advise senior management of emerging trends and risks.
  • Collaborate with vendors and technology teams to ensure new strategies and models are implemented accurately and as designed.
  • Conduct other ad hoc analyses as required to support team goals.
  • Additional duties as assigned.

Pathward promotes financial inclusion for individuals and businesses by offering a variety of financial services. Operating in the fintech sector, it uses technology to enhance financial solutions. Pathward provides services such as Banking as a Service (BaaS), payment processing, credit solutions, tax solutions, and commercial finance options, catering to small and medium-sized businesses and individuals lacking access to traditional banking. Unlike many competitors, Pathward focuses on tailored services that adapt to clients' unique needs, generating revenue through fees and interest from services like working capital loans and equipment financing. The company's goal is to help clients navigate their financial journeys and achieve stability and growth, even amidst economic challenges.

Company Stage

IPO

Total Funding

N/A

Headquarters

Sioux Falls, South Dakota

Founded

1954

Simplify Jobs

Simplify's Take

What believers are saying

  • Pathward's partnership with TabaPay enhances its money movement capabilities.
  • The company's Great Place To Work certification boosts employee morale and retention.
  • Pathward's expanded product suite attracts more financial institutions seeking comprehensive services.

What critics are saying

  • Increased competition from fintechs like Dash Solutions pressures Pathward to innovate.
  • Regulatory scrutiny may increase with Pathward's expanded commercial finance solutions.
  • Macroeconomic factors like inflation could impact Pathward's target demographic's purchasing power.

What makes Pathward unique

  • Pathward offers a comprehensive suite of financial solutions for underserved markets.
  • The company focuses on financial inclusion, targeting unbanked and underbanked populations.
  • Pathward's Banking as a Service model provides tailored solutions for financial institutions.

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Benefits

Health Insurance

401(k) Retirement Plan

401(k) Company Match

Life Insurance

Disability Insurance

Paid Time Off

Hybrid Work Options

INACTIVE