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Hastings Direct

Underwrites car, home, and vehicle insurance

Technical Household Claims Handler

Claims AdjudicationConfirmed live in the last 24 hours
Full-time

About the Job

Requirements

  • Proven experience managing home insurance claims from first notification through final settlement.
  • Strong technical knowledge of claims handling, including reviewing and approving scopes of work and understanding buildings, contents, recoveries, and subsidence claims.
  • Ability to communicate technical information clearly and fairly to customers while maintaining compliance with Consumer Duty principles.
  • Ability to manage workloads accurately, meet service-level agreements, and track and allocate claims effectively.
  • Capability using multiple platforms simultaneously, including MS Teams and other in-house systems.
  • Written and verbal communication skills to build strong relationships with customers, suppliers, and colleagues.

Responsibilities

  • Manage a portfolio of home insurance claims from notification through resolution, ensuring fair customer outcomes and adherence to company standards.
  • Act as a technical referral point for colleagues, suppliers, and stakeholders, providing guidance on complex claims and complaint handling, including Financial Ombudsman Service referrals.
  • Ensure claims are accurately reserved, loss-coded, scoped, and managed across multiple systems to support effective pricing and reserving.
  • Collaborate with leadership and Claims Team Leaders to maintain best practice and drive continuous improvement across claims-handling processes.
  • Deliver a claims service by meeting customer expectations, challenging ineffective processes, and achieving business objectives.
  • Maintain compliance with Financial Conduct Authority regulations, Consumer Duty requirements, mandatory training, and competency standards.
  • Support the leadership team in achieving service-level agreements by helping manage caseload distribution.
  • Act as a reliable point of contact for customers throughout their claim journey, ensuring expectations are met and outcomes are fair.

About the Company

Hastings Direct

Underwrites car, home, and vehicle insurance

Hastings Direct provides general insurance in the UK, mainly car insurance, and also offers policies for vans, bikes, and homes. It sells directly to customers and through multiple channels, including price comparison websites and its own site (hastingsdirect.com) as well as a contact centre, to reach a wide audience. The productworks by underwriting policies and pricing risk using data analytics, while handling claims and offering ancillary products to generate revenue. The company differentiates itself with a direct-to-consumer, multi-channel distribution approach that blends online, comparison sites, and support channels, alongside data-driven pricing and underwriting. Its goal is to grow its share of the UK general insurance market by efficiently pricing risk, effectively managing claims, and maintaining a competitive expense ratio.

Company size
1,001-5,000
Company stage
IPO
Headquarters
Bexhill-on-Sea, United Kingdom
Founded
1997

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