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Paid to Deposit: Smart Cash expands to the EURØP stablecoin. 15 July 2026 Dan Stokes Community Growth Following the launch of Paid to Deposit with USDG, Swissborg is taking its core philosophy to the Euro. Swissborg do not just want you to deposit your Euro stablecoins for free: Swissborg want you to get Paid to Deposit. Today, Swissborg is thrilled to announce that Smart Cash has officially expanded to support the EURØP stablecoin. By opting-in to Smart Cash with EURØP, you will receive monthly BORG rewards as part of its loyalty programme, with absolutely no lock-ups or restrictions on your Euro stablecoins. Your stablecoins: zero lock-ups. Zero cooldowns. 100% liquid. Just like its USDG integration, Smart Cash for EURØP is engineered around a liquidity-first philosophy. Traditional reward programmes often force you to lock up your assets or wait through frustrating cooldown periods. With Smart Cash, you retain total control: * Complete Freedom: Your EURØP stays 100% liquid at all times. You can spend, trade, or withdraw your holdings whenever you choose. * Automated Rewards: Monthly rewards land directly in your account as BORG with a 30-day loyalty lock, requiring zero manual claiming on your part. The 30-day lock applies only to the BORG rewards, never to your stablecoins. Paid to trade and Paid to Spend. Your unlocked EURØP wallet balance counts towards your monthly BORG rewards (excluding balances held in separate Earn Strategies, and at present, Trigger Orders). This means the strategic flexibility Swissborg introduced with USDG is now available for your Euro wealth. You can read the full breakdown in its USDG Paid to Deposit Guide, but here is a quick reminder of how you can optimise your capital: * Earn While Routinely Investing: Use EURØP to fund your Auto-Invest plans. While your capital waits for its scheduled allocation, it actively generates BORG rewards. * Paid to Spend: Allocate your EURØP balance to your SwissBorg card. Your money actively contributes to your rewards right up until the moment you tap to pay for your groceries or morning coffee. The bonus flywheel: passively level up your loyalty Rank. The rewards you earn from Smart Cash are distributed directly in locked BORG tokens. By accumulating locked BORG in the background, your underlying ecosystem stake grows automatically every single month. As your locked BORG balance climbs, you will organically level up through the SwissBorg Loyalty Ranks. Higher ranks unlock up to 99% trading fee cashback, boosted yield multipliers, and amplified referral bonuses. Smart Cash does not just reward you today: it builds a compounding flywheel towards your future wealth. What is EURØP? EURØP is a premier digital Euro designed for the next generation of European Web3 adoption. Swissborg recently welcomed EURØP to the SwissBorg app, and it perfectly aligns with its vision for a secure, regulated financial future. Here is what makes EURØP a world-class asset: * Fully Regulated and MiCA-Compliant: EURØP is an e-money token (EMT) issued by Schuman Financial, a licensed Electronic Money Institution supervised by the French ACPR (Autorité de contrôle prudentiel et de résolution, part of the Banque de France), and fully compliant with the EU's Markets in Crypto-Assets regulation. * 1:1 Euro Backing: Every single EURØP token is backed 1:1 by Euro reserves held in government-supervised EU banks such as Société Générale, ensuring it is always transparent, verifiable, and secure. * Transparent & Audited: The entire circulating supply undergoes quarterly audits by KPMG, one of the world's leading auditing firms. Launch special: 0% exchange fees for first 30 days! To celebrate the expansion of Paid to Deposit and support your transition into a fully MiCA-compliant Euro asset, Swissborg is removing the barriers to entry. For the first 30 days from launch (until August 13, 2026), you can move your existing EURC stablecoins or EUR (fiat) holdings into EURØP on SwissBorg with 0% exchange fees. Do not let your digital Euros sit idle on platforms that treat basic access as a luxury. Move your capital to a secure home that actively rewards your presence. Opt-in to Smart Cash in your app with EURØP today, and let Swissborg start Growing Wealth Together. EURØP Smart Cash frequently asked questions (FAQ). Q: When and how are rewards paid out? A: Rewards are paid out on the first day of each month directly into your locked BORG wallet, covering your activity for the previous calendar month. These payouts feature a 30-day lock period, seamlessly integrating with its loyalty mechanism to help grow your Rank over time. Q: Are my funds locked when I join Smart Cash? A: No. Your stablecoins remain 100% liquid at all times. You can freely withdraw them or use them for active ecosystem features like Instant Exchange, and Auto-Invest. Only the BORG rewards you receive are subject to a 30-day lock. Q: Do I need to take action every time I deposit EURØP? A: No further action is required. Smart Cash uses a simple, account-level opt-in. Once you enrol, all of your current and future eligible wallet balances are automatically tracked and included in the monthly reward calculations. Q: Do my balances in Earn Strategies count toward rewards? A: No. Only the assets held directly in your main SwissBorg wallet balance are eligible for Smart Cash. Any funds deployed into separate Earn Strategies are excluded. Q: What happens if I pause Smart Cash mid-month? A: If you choose to opt out mid-month, your selection takes effect immediately. However, the rewards you accumulated up to your opt-out date will still be paid out on a pro-rata basis at the start of the next month. No further rewards will accrue from the day you pause your participation. Q: Why did I not receive a reward this month? A: Missing a payout is usually down to two reasons. Either you were not actively opted in during the calendar month, or your accumulated balance generated a reward that fell below the minimum payout threshold of 0.01 BORG. Q: What is the specific APY for Smart Cash? A: Smart Cash does not have a fixed APY. The monthly reward is a discretionary promotional grant. Q: How does day counting work if I opt in and out multiple times a month? A: Calculations are executed with daily precision. The day you opt in counts toward your active reward window, while the day you opt out does not. For example, if you opt in on 2 March and opt out on 12 March, you will receive precisely 10 days of pro-rated rewards at the end of the month. If you change your mind and re-enrol on 20 March, the remaining 12 days of the month are added to your total, giving you 22 days of rewards altogether. Important - BORG rewards under the Smart Cash programme are a discretionary, promotional loyalty incentive. They do not constitute interest, yield, or any other form of remuneration linked to the holding of EURØP. This is a promotional campaign, which SwissBorg may amend, suspend, or discontinue at any time.

SwissBorg launches Dynamic Elite Ranks with up to 99% exchange fee cashback. Dynamic Elite Ranks reinforce BORG buyback flywheel, rewarding top traders with significant cashback while promoting competition and ecosystem engagement. Disclaimer: This is a sponsored press release. Readers should conduct their own research prior to taking any actions related to the content in this article. Learn more" SwissBorg, Europe's leading app for investing and earning crypto, announced the launch of Dynamic Elite Ranks, a new evolution of its Paid to Trade model that rewards the most committed community members with up to 99% of exchange fees returned as BORG cashback. Dynamic Elite Ranks extend the existing Loyalty Ranks system, pushing it forward to provide greater users benefits. For users at the very top of the Loyalty Score leaderboard, trading fees become almost irrelevant. A new phase of Paid to Trade. Dynamic Elite Ranks are designed for users who naturally sit at the intersection of long-term conviction and active trading. This is not just a perk. It is a reinforcement of the BORG buyback flywheel, built for those who contribute most to the ecosystem. If you are already one of SwissBorg's top Loyalty Score holders, trading is about to get dramatically cheaper. What are Dynamic Elite Ranks? Dynamic Elite Ranks are an additional layer built on top of SwissBorg's Loyalty Ranks system, designed to reward the most committed members of the community. Unlike traditional tiers with fixed thresholds, Elite Ranks are determined by a user's position on the Loyalty Score leaderboard. Your rank is relative to the rest of the community, meaning positions can move up or down over time. In return for staying at the top, Elite members unlock industry-leading exchange fee cashback of up to 99%. Dynamic Elite cashback levels. * Top 10 Loyalty Scores: up to 99% cashback * Top 100 Loyalty Scores: up to 95% cashback * Top 500 Loyalty Scores: up to 92% cashback Your Dynamic Elite Rank is not determined solely by how much BORG you have locked. Instead, it is based on your overall Loyalty Score position, reflecting both commitment and participation. The Loyalty Score combines locked BORG, where one BORG equals one point, your non-cumulative multiplier, and any bonus points you may have earned, some of which may be temporary. This structure ensures the system remains fair, dynamic and representative of ongoing contribution rather than static holdings alone. Dynamic Elite Ranks are not fixed by design. If another user overtakes you on the Loyalty Score leaderboard, your rank and cashback level can change. This creates healthy competition, continuous engagement and a live reflection of the strongest supporters of the SwissBorg ecosystem. Elite members are encouraged to stay comfortably ahead rather than sitting on the edge, making Loyalty Ranks a constantly evolving system rather than a one-time achievement. How to Check Your Elite Rank * Open the SwissBorg app * Upgrade to Elite * Go to the Profile tab * View your Loyalty Score position You can also see the cashback received directly inside each transaction summary. When you trade, part of the exchange fee is used to buy BORG from the market, which is then returned to you as cashback each week. For top Elite members, this creates a powerful flywheel of near-zero effective trading fees, automatic BORG buybacks and cashback that is auto-locked, reinforcing your rank. The more you trade, the stronger this loop becomes. Dynamic Elite Ranks further strengthen the BORG token economy by directly aligning trading activity with long-term holding. More trading leads to more BORG buybacks, more cashback results in more locked BORG, and more locked BORG reduces selling pressure. The biggest BORG holders are often also the most active traders, and Dynamic Elite Ranks align those incentives in a way that benefits both the ecosystem and its most committed participants. About SwissBorg SwissBorg is the leading community-driven crypto wealth management platform, engineered in Switzerland and licensed in the EU. Committed to trust and transparency, SwissBorg is on a mission to democratise the future of finance to make financial freedom possible for everyone. At its core is the groundbreaking Meta-Exchange, which seamlessly connects to multiple centralised and decentralised exchanges to secure the best liquidity and prices for users. Beyond trading, SwissBorg offers curated yield strategies through DeFi, and empowers users to access early Web3 opportunities through its Alpha Pre-Sales. Swissborg's token, BORG, sits at the heart of their ecosystem providing a multitude of benefits to its holders.

Switzerland extends project helvetia to 2027, proposes new L. * by Nour El Souki - December 12, 2025 Reading time: 4 min Post Views: 156 Switzerland is building its foundation to become the world's most mature hub for integrating digital and traditional finance, going from regulatory experimentation to live implementation of digital assets through partnerships, regulated infrastructure, and municipal tackling of tokenization's long-standing usability problem through Switzerland crypto licenses. In late 2025, the country launched a push to integrate cryptocurrencies into its financial sector via regulated infrastructure, cards, and nationwide adoption under the Switzerland crypto license. Swiss crypto regulation is spread a full spectrum that now includes consumer payments and citywide initiatives. The Swiss National Bank tests blockchain based settlement systems, many analysts ask whether this expansion is also laying the technical foundations for Central Bank Digital Currencies (CBDC) designed to preserve Switzerland CBDC monetary sovereignty. It is a time-sensitive consideration by the country especially as its move toward asset tokenization Switzerland laws, to join the global movement. On December 10, Swissborg and Mastercard announced the launch of a crypto debit card program, across 30 countries, starting in 2016. The virtual first card will allow users to spend Bitcoin, Ethereum, Solana, BORG tokens, and stablecoins at more than 150 million Mastercard supported locations. BORG tokens are a blockchain-based digital asset used by a company to create rewards for users, and allow for a cashback incentive, and support real time crypto to fiat transactions. According to the Swissborg each payment converts crypto friendly banks in Switzerland to fiat in real time through the Meta-Exchange, while offering up to 90% cashback in BORG tokens purchased directly from the open market. "For years, crypto cards have existed, but very few offer a genuine advantage to users," said, co-founder and CEO of Swissborg, Cyrus Fazel. "The Swissborg Card is unique by combining the routing power of the Meta-Exchange with a real economic model that rewards spending." "By working with leading exchanges worldwide, Mastercard is making crypto payments safe, simple, and accessible. We're thrilled to team up with Swissborg to bring increased choice and convenience to users," said Mastercard's Senior Vice President, Christian Rau. On an infrastructure scale, Swiss regulated payment company, TrustLinq, is handling one of crypto's longest standing problems in regulation of blockchain in Switzerland, the inability to move Switzerland crypto tax into global banking networks without exchanges or custodial intermediaries. TrustLinq permits individuals and businesses to fund fiat-dominated transactions in more than 70 currencies while keeping direct control of their digital assets. "Global participation in cryptocurrency continues to grow, but the connection between decentralised assets and traditional financial systems has remained limited," said, CEO of TrustLinq, Sharon Gal Franko. "TrustLinq was built to provide an infrastructure layer that bridges cryptocurrency with established fiat settlement networks in a regulated and controlled environment." Combined with Switzerland's Distributed Ledger Technology Act (DLT Act Switzerland) in 2021 which legally recognizes tokenized securities and the launch of SIX Digital Exchange (SDX), the country is now home to one of the world's most advanced regulated digital asset ecosystems. DLT Act Switzerland law that legally recognizes blockchain-based assets, enables regulated digital trading venues, and provides clear protections for users and investors in Switzerland's digital economy. Swiss crypto solutions. The country is expanding its Switzerland crypto tax rails and citizens see and experience the value of Switzerland crypto license usage in Lugano, for example, where more than 350 shops and restaurants accept bitcoin. Even municipal services, including preschool childcare, can be paid for by Bitcoin (BTC). Inside a McDonald's overlooking Lake Lugano, customers tap phones to pay via dedicated bitcoin terminals distributed by the city council. Retailers say crypto fees are often lower than crypto debit card Switzerland payments. "In reality, not a lot. For now, only sporadically, only some clients," said Cherubino Fry, owner of Vintage Nassa. "But using bitcoin will be like a tree growing, and this tree will grow very big in five, 10 years." Mayor Michele Foletti rejects concerns that crypto adoption could attract illegal finance, arguing that, "No. You can use fiat money to do something good or something bad," he added that "the same with bitcoin." "And mafia people are more interested to use fiat for money laundering. When they sell drugs or something like this, they receive [physical] fiat money, not bitcoin because the more anonymous way is cash," he said. Across the country, however, skepticism still continue to build a path stronger than ever, but the adoption of Switzerland crypto license, is changing the path. Economists warn of Swiss tax office tax payment regulations around crypto instability, platform risks, and reputational exposure. Yet Switzerland's banking system provides an institutional buffer, instant fiat conversion, regulated custody, and legal clarity. The Swiss National Bank insists its tests do not imply a digital Swiss Franc (CHF) for consumers, yet wholesale pilots with leading banks suggest long-term planning. To implement Switzerland CBDC safely, a nation needs exactly what Switzerland is building, regulated custody, compliant conversion pathways, city level adoption, and settlement systems running on blockchain act Switzerland rails. Whether intentional or not, Switzerland crypto license shift has become strategic. The country is no longer experimenting at the edges of Switzerland crypto tax; it's redesigning its financial architecture around digital assets. And as global markets move toward tokenization, Switzerland's early foundation may secure a powerful advantage, a resilient, sovereign, and future-ready monetary system. Inside Telecom provides you with an extensive list of content covering all aspects of the Tech industry. Keep an eye on its Cryptocurrency section to stay informed and updated with its daily articles.