Full-Time

Staff Data Scientist

Visa

Visa

10,001+ employees

Global digital payments network processing transactions

Compensation Overview

$145.3k - $232.7k/yr

+ Bonus + Equity

Bellevue, WA, USA

Hybrid

Three days in-office per week required.

Bachelor's, Master's, MBA, PhD, JD, MD

Category
Data & Analytics (1)
Required Skills
Data Science
Machine Learning
Data Engineering

Get referred to Visa

See people who can refer or advise you

Requirements
  • 5+ years of relevant work experience with a Bachelor’s Degree or at least 2 years of work experience with an Advanced degree (e.g. Masters, MBA, JD, MD) or 0 years of work experience with a PhD, OR 8+ years of relevant work experience
  • Experience with digital fluency, including the ability to work with emerging technologies such as Generative AI tools (e.g. ChatGPT, Microsoft Copilot) to support everyday work
Responsibilities
  • Define and lead high-impact ML initiatives across dispute decisioning, merchant matching, and recovery prediction
  • Own end-to-end ML lifecycle, including problem framing, feature engineering, model development, deployment, and monitoring
  • Build and productionize scalable models using large-scale transaction and dispute datasets
  • Partner closely with Product, Engineering, and Data Engineering to translate business needs into data-driven solutions
  • Drive adoption of ML solutions through explainability, performance measurement, and stakeholder alignment
  • Develop experimentation frameworks to evaluate and continuously improve model performance
  • Design and implement GenAI/LLM-based solutions for explainability, workflow automation, and decision support
  • Influence product strategy by identifying opportunities to improve automation, efficiency, and customer outcomes
  • Mentor junior team members and contribute to best practices across the data science organization
Desired Qualifications
  • 6+ years of experience with a Bachelor’s degree or 4+ years with an Advanced degree or up to 3 years with a PhD
  • Advanced degree (MS or PhD) in AI, Computer Science, Statistics, Operations Research, or a related quantitative field
  • Experience applying data science or analytics solutions to solve complex business problems with measurable outcomes
  • Proven track record of commercializing analytical or ML solutions in production environments
  • Strong experience managing or leading end-to-end projects across cross-functional teams
  • Agile experience and ability to manage evolving priorities in dynamic environments
  • Experience working with large-scale datasets and building scalable models
  • Experience with distributed data processing frameworks (e.g., Hadoop, Hive, Spark)
  • Proficiency in programming languages such as Python or R, along with SQL
  • Experience with version control tools such as git or GitHub
  • Hands-on experience applying machine learning and predictive modeling tecniques to business problems
  • Experience in data science, data engineering, or analytics roles in large-scale environments
  • Experience in payments, fraud, risk, disputes, fintech, or transaction-heavy domains
  • Experience working in global organizations with distributed stakeholders
  • Proven ability to lead projects, influence teams, and provide technical thought leadership

Visa operates a global digital payments network that connects consumers, businesses, banks, and governments to enable electronic card payments. Its system moves money through a card-based flow: a merchant request, card authorization via Visa, funds settlement between banks, and data processing, with fees earned on transactions and services. The company differentiates itself with its worldwide network, large client base, and partnerships that expand access to digital payments while supporting sustainable commerce. Its goal is to widen financial inclusion and provide convenient, secure electronic payments for a growing share of global commerce.

Company Size

10,001+

Company Stage

N/A

Total Funding

$9.6M

Headquarters

San Francisco, California

Founded

1958

Get referred to Visa

See people who can refer or advise you

Simplify Jobs

Simplify's Take

What believers are saying

  • June 2026 stablecoin settlement pilots reached a $7 billion annualized run rate.
  • Visa expanded OpenAI agentic commerce, positioning payments inside AI shopping workflows.
  • Visa cut 2,600 jobs in July 2026, freeing capital for higher-growth products.

What critics are saying

  • DOJ's debit monopoly case seeks a trial in late 2027 or 2028.
  • June 2026 swipe-fee settlement reduces fees and kills the Honor All Cards rule.
  • Stablecoin networks from Circle, Stripe, and banks route payments around Visa within two years.

What makes Visa unique

  • VisaNet processes billions; global acceptance and fraud controls remain unmatched.
  • June 10, 2026, Visa launched Agentic Registry, Agent Score, and OpenAI payments integration.
  • Visa's network plus credentialing lets banks and merchants settle through one trusted rail.

Help us improve and share your feedback! Did you find this helpful?

Benefits

Health Insurance.

Life Insurance.

Dental Insurance.

Disability Insurance.

Accidental Death & Dismemberment Insurance.

Company News

TechCabal
Aug 12th, 2025
HoneyCoin raises $4.9M for expansion

Kenyan fintech HoneyCoin raised $4.9 million in seed funding to expand its stablecoin cross-border payment services into Africa, Latin America, and Asia. Led by Flourish Ventures, the round included TLcom Capital, Stellar Development Foundation, and Visa Ventures. HoneyCoin processes $150 million monthly, serving 350 enterprise clients. The funds will be used to hire executives, secure licenses, and expand into new markets, with plans for new products by Q3 2025.

Business Wire
May 15th, 2025
Nekuda Raises $5M Led by Madrona, Together with Amex Ventures and Visa Ventures, to Power Agentic Payments

Nekuda raises $5M led by Madrona, Amex Ventures & Visa Ventures to power agentic aayments. For the infrastructure of the future of online commerce.

Forbes
May 6th, 2025
Visa Invests in BVNK, $50M Funding

Visa Ventures has invested in stablecoin infrastructure platform BVNK, marking Visa's first direct investment in a stablecoin payments player. This move supports the future of stablecoins in payments, enhancing BVNK's credibility and penetration with Visa's partners. BVNK, which raised $50 million in a Series B round in December 2024, processes $12 billion in annualized volume and offers solutions for B2B and B2C payments using stablecoins.