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Wells Fargo

Nationwide banking and financial services

Mortgage Retail Sales Consultant - Safe

Field SalesConfirmed live in the last 24 hours
Full-timeNo salary listedIn-person

About the Job

Requirements

  • At least 2 years of Mortgage Retail Sales experience, or equivalent demonstrated through work experience, training, military experience, education.
  • SAFE registration is required at the time of employment.
  • Individuals in Loan Originator positions must meet Consumer Financial Protection Bureau qualification requirements and related Wells Fargo policies, including financial responsibility, character, financial fitness, and criminal background standards.
  • Successful candidates must meet ongoing regulatory requirements, including additional screening when necessary.

Responsibilities

  • Solicit residential mortgages from various sources.
  • Produce high-quality, compliant loans and provide excellent customer service.
  • Build relationships with realtors, builders, financial professionals, bank stores, past customers, and other non-traditional sources.
  • Maintain visibility for Wells Fargo Home Mortgage in the marketplace and stay informed about mortgage industry trends and developments in the assigned market.
  • Present recommendations for producing loans and exercise independent judgment while following Mortgage Retail Sales policies, procedures, compliance requirements, and loan-generation practices.
  • Understand real estate appraisals, title reports, and real estate transactions.
  • Receive customer applications, quote rates and points, complete follow-up activities through registration lock-in, and analyze and offer mortgage loan products based on client needs.
  • Review and analyze low- to moderately complex financial and credit data, then match customer needs with an appropriate loan program and level of risk.
  • Inform prospective and existing customers about Wells Fargo Home Mortgage programs, rates, policies, underwriting requirements, and loan procedures.
  • Maintain client satisfaction and loan quality through timely and proactive customer communication.
  • Complete Wells Fargo training offerings to increase knowledge of company products, policies, procedures, and underwriting requirements.
  • Comply with the S.A.F.E. Mortgage Licensing Act of 2008 and related regulations.
  • Meet Loan Originator requirements under Regulation Z.
  • Complete the SAFE registration process and provide the required Nationwide Mortgage Licensing System MU4R information.

Desired Qualifications

  • Basic Microsoft Office skills.
  • Documented retail residential mortgage fundings during the past 12 months, referred primarily from established local external sources.
  • Mortgage industry experience.
  • Knowledge and understanding of sales prospecting and generating referrals.
  • Experience developing and cultivating professional relationships.
  • Customer service experience.
  • Bilingual speaking proficiency in Chinese and English.
  • Bilingual speaking proficiency in Spanish and English.

About the Company

Wells Fargo

Nationwide banking and financial services

Wells Fargo provides banking, investment, and payment services across the United States. Its products include checking and savings accounts, loans, credit cards, wealth management, and payment solutions that work through branches, online and mobile platforms, and an extensive network of branches and ATMs to move money and manage accounts. The bank leverages a long West-to-Midwest footprint and an integrated suite of banking, investment, and payments, reflecting its evolution from 1852 and the 1998 Norwest merger that adopted the Wells Fargo name. Its goal is to help customers manage money, grow wealth, and pay and transfer funds safely and reliably for individuals, small businesses, and institutions.

Company size
10,001+
Company stage
IPO
Headquarters
San Francisco, CA
Founded
1851

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