M

M&T Bank

Full-service banking with mortgage, deposits, loans

Technical Engineer 2 - ATM Technology Platforms

Full-Time
$80.9k - $134.8k/yr
Senior
Bachelor's
Buffalo, NY, USA
Hybrid
IT OperationsSystem Administration, Enterprise Applications

About the job

Requirements
  • A combined minimum of five years of higher education and/or work experience in systems design, management, and/or architecture.
  • Experience in systems administration, software deployment, configuration management, application maintenance and support, patch management, troubleshooting, and operational support.
  • Experience with PowerShell or batch scripting.
  • Experience supporting, configuring, deploying, or maintaining enterprise software applications and technology platforms in Windows-based enterprise environments.
  • Strong analytical, troubleshooting, and problem-solving skills.
  • Ability to work independently and collaboratively in a team environment.
  • Strong verbal and written communication skills.
Responsibilities
  • Work closely with Technology management, more experienced Engineers, and support teams to implement and manage technical solutions that meet current and future business needs.
  • Install, configure, deploy, maintain, and support vendor-provided ATM software applications, TCR-related technology solutions, and associated platforms.
  • Support ATM monitoring systems, deposit management systems, and related operational technologies.
  • Perform software deployment, application maintenance, platform upgrades, patch management, and vulnerability remediation activities.
  • Use PowerShell, batch scripting, and other automation tools to support software deployment, application maintenance, and operational processes.
  • Perform systems administration activities, including configuration management, Group Policy administration, networking support, and Windows platform support.
  • Troubleshoot and resolve application, platform, infrastructure, and operational issues.
  • Assist with infrastructure review, implementation, technical analysis, testing, support documentation, and operational procedures.
  • Collaborate with business partners, support teams, vendors, and senior engineers to identify solutions and execute technology initiatives.
  • Maintain working knowledge of supported applications, services, and vendor technologies used by the Bank.
  • Expand knowledge of financial services technologies, industry trends, operational processes, ATM platforms, and TCR-related solutions.
  • Follow and promote industry best practices, standards, and procedures.
  • Adhere to the Company's risk and regulatory standards, policies, and controls in accordance with its Risk Appetite, and escalate risk-related issues to management.
  • Promote an environment that supports belonging and reflects the M&T Bank brand.
  • Maintain M&T internal control standards, including timely implementation of internal and external audit points and applicable issues raised by external regulators.
  • Complete other related duties as assigned.
Desired Qualifications
  • College degree.
  • At least five years of professional experience in a technical engineering position involving infrastructure design technologies, data management and interchange, system design, and/or development for complex applications.
  • Experience as a Systems Administrator, Systems Engineer, Technical Engineer, Platform Engineer, Infrastructure Engineer, ATM Engineer, or in a similar role.
  • Experience supporting ATM and TCR technology platforms, including software deployment, administration, configuration, maintenance, and operational support.
  • Experience supporting ATM technology providers such as Diebold, NCR/Atleos, Hyosung, or similar ATM platforms.
  • Experience supporting vendor-provided software products in enterprise environments and customer-facing technology platforms.
  • Knowledge and expertise in industry and/or vendor technologies.
  • Strong knowledge of server/client and virtual technologies; networking knowledge; Group Policy administration; Windows systems support; endpoint management; and vulnerability remediation practices.
  • Experience automating system administration, deployment, and operational activities through scripting.
  • HTML and CSS knowledge.
  • Ability to translate complex business and functional requirements into structured, high-quality implementations using industry-standard approaches.
  • Technical aptitude and desire to build expertise in enterprise technology platforms.
  • Ability to solicit, gather, document, and analyze system specifications and requirements.
  • Understanding of how supported technologies interact with other systems and services.
  • Effective influencing and interpersonal skills.
  • Process-oriented mindset and logical thinking.
  • Adaptability and ability to learn quickly in a fast-paced environment.

About the company

M&T Bank is a full-service financial institution that offers a wide range of banking solutions for individuals, small businesses, and larger enterprises. Its products include personal and business checking accounts, mortgage assistance programs, loans, deposits, investment products, and mobile banking. The bank serves mainly customers in the Northeastern and Mid-Atlantic United States and emphasizes community engagement and customer-focused service. It generates revenue from interest income, fees, and service charges tied to loans, deposits, and other financial products. The company’s recent merger with United Bank, N.A. expands its footprint and enhances its service offerings. The goal is to provide accessible financial services to communities while growing its market presence and deepening local connections.

Company Size

10,001+

Company Stage

IPO

Headquarters

Buffalo, New York

Founded

1993

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Simplify's Take

What believers are saying

  • On July 15, 2026, M&T reported record quarterly EPS of $5.32.
  • Average loans rose $3.0 billion in Q2 2026, led by commercial lending and CRE.
  • M&T repurchased $465 million of stock in Q2 2026 while CET1 stayed 10.19%.

What critics are saying

  • Average deposits fell $0.7 billion in Q2 2026, tightening funding and forcing pricier borrowings.
  • Commercial real estate balances reached $24.5 billion; 2027 refinancing stress hits credit costs and earnings.
  • A severe CRE downturn forces reserve spikes, buyback cuts, and capital-trapping regulation through 2027.

What makes M&T Bank unique

  • M&T Bank’s Q2 2026 balance sheet paired $168.9 billion deposits with $141.4 billion loans.
  • Ninety percent of C&I businesses grew quarter-over-quarter in Q2 2026, proving deep relationship banking.
  • The People’s United merger expanded M&T’s Northeast-Atlantic branch and deposit footprint after 2022.

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Benefits

  • 401(k) Company Match
  • 401(k) Retirement Plan
  • Flexible Work Hours
  • Hybrid Work Options
  • Paid Vacation
  • Paid Holidays
  • Health Insurance
  • Dental Insurance
  • Vision Insurance
  • Life Insurance
  • Disability Insurance
  • Health Savings Account/Flexible Spending Account

Growth & Insights and Company News

Headcount

6 month growth

10%

1 year growth

11%

2 year growth

11%
Yahoo Finance
Oct 18th, 2026
M&T Bank Q3 net income falls to $732M as costs rise and margin slips to 3.65%

M&T Bank reported third-quarter 2026 net income of $732 million, down from $754 million a year earlier. Its shares slipped about 1.5% on the first trading day after the release. Revenue edged up to $2,401 million from $2,388 million. Basic earnings per share rose to $5.08 from $4.85, while net interest margin narrowed to 3.65% from 3.68%. Costs weighed on results. Noninterest expense rose to $1.39 billion, deposit costs climbed to 2.05%, and the cost-to-income ratio reached 54.4%. Capital stayed solid. The bank's CET1 ratio was 10.16% after $323 million of buybacks, and operating return on tangible common equity was 17.3%.

Yahoo Finance
Oct 16th, 2026
M&T Bank hits record SBA 7(a) lending, ranks fifth nationally as market softens; $5B buyback approved

M&T Bank reported record SBA 7(a) loan volume and dollar amounts in its history. It ranked first in fiscal year 2026 by number of loans across its communities and rose to fifth nationally among SBA 7(a) lenders. The result comes as national SBA 7(a) activity pulled back. It marks 18 consecutive years as a leading SBA lender for the bank. On March 30, the board authorised share repurchases of up to $5,000 million. Management intends to run a CET1 ratio toward the lower end of the 10% to 10.5% range. Risks remain, including funding costs, deposit mix, and high noninterest expenses.

MarketScreener
Oct 2nd, 2026
NETSTREIT Corp. Announces $550.0 Million in Additional Financing Commitments and Amendments to Existing Credit Facilities

NETSTREIT Corp. announced the closing of $550.0 million in additional financing commitments and amendments to its existing credit facilities agented by PNC Bank, National Association , Wells Fargo...

TipRanks
Sep 18th, 2026
Constellation Brands secures $300M delayed draw term loan for corporate flexibility

Constellation Brands has entered into a new term loan credit agreement worth up to $300 million with Manufacturers and Traders Trust Company and other lenders. The delayed draw facility, established on 18 September 2026, will be used for general corporate purposes, including potential debt repayment. The two-year term loans carry interest linked to Term SOFR or a base rate with rating-based margins. Unused commitments will incur a ticking fee beginning 30 days after closing. The agreement includes covenants that mirror the company's existing revolving credit facility. These impose limits on subsidiary indebtedness, liens, mergers, affiliate transactions, and sale-leasebacks, whilst requiring minimum interest coverage and maximum net leverage ratios. The structure is designed to reinforce Constellation Brands' financial flexibility and balance-sheet management.

Yahoo Finance
Sep 15th, 2026
M&T Bank gains 18% YTD, outpacing Nasdaq amid strong loan growth and rising net interest income

M&T Bank Corporation has outperformed the Nasdaq Composite over recent periods, with shares gaining 18% year-to-date and 19.6% over the past 52 weeks, compared to the Nasdaq's 12.7% and 18.3% returns respectively. Over the past three months, the Buffalo-based bank's shares rose 2.6% against the Nasdaq's 1.2% gain. The outperformance follows strong second-quarter results reported in July, with record earnings per share of $5.32, up 25.5% year-on-year. Taxable-equivalent net interest income increased 4.8% to $1.80 billion, whilst total average loan balances grew 4.4%. Nonaccrual loans fell 23.2% to $1.2 billion, indicating improved asset quality. M&T Bank has a market capitalisation of approximately $34.6 billion.