Are you in search of a company that resonates with your proactive spirit and entrepreneurial mindset? Your search ends here with Premier Truck Rental!

Company Overview

At Premier Truck Rental (PTR), we provide customized commercial fleet rentals nationwide, helping businesses get the right trucks and equipment to get the job done. Headquartered in Fort Wayne, Indiana, PTR is a family-owned company built on a foundation of integrity, innovation, and exceptional service. We serve a wide range of industries—including construction, utilities, and infrastructure—by delivering high-quality, ready-to-work trucks and trailers tailored to each customer’s needs. At PTR, we don’t just rent trucks—we partner with our customers to drive efficiency and success on every job site.

POSITION SUMMARY

The Credit Specialist serves as a strategic gatekeeper for the company’s revenue, balancing insightful risk mitigation with high-impact customer onboarding. This role is responsible for the front-end credit of new accounts—from the initial "deep-dive" financial analysis to securing the first payment. This person is a sharp, investigative mind who can navigate complex financial data while providing a "concierge-level" experience for our new customers.

LOCATION

Onsite in Fort Wayne, IN

COMPENSATION

This position offers a competitive compensation package, benchmarked to regional market standards. It consists of a base salary plus the opportunity for quarterly profit sharing after one year of employment.

RESPONSIBILITIES

Credit Evaluation: Conduct comprehensive reviews of new customer credit applications, leveraging credit reports, market data, and financial trends to make informed approval decisions.
Advanced Research: Utilize sophisticated tools—including SEC filings, Secretary of State (SOS) records, and financial platforms like Bloomberg, Refinitiv, and S&P—alongside AI-driven data to identify potential financial risks.
Portfolio Monitoring: Continuously monitor the existing customer portfolio for shifts in creditworthiness, ensuring PTR’s risk exposure remains within acceptable limits.
Client Relationship: Act as the initial point of contact for new Accounts Payable departments, issuing welcome letters that clearly communicate terms while championing ACH, Wire, and Credit Card adoption.
Early-Stage Account Review: Review the "new rental" phase of the account lifecycle, ensuring PTR is successfully established as a vendor, and the first payment is secured before transitioning the account to the collections team.
Effective Correspondence: Maintain high-volume, professional communication via phone and email in a fast-paced environment, ensuring a seamless experience for potential and new customers.
Delinquency Strategy: Partner with the collections team to re-evaluate accounts that have slowed or stopped payment, performing "deep-dive" re-reviews of bank references, credit history, and entity structures to determine the best path forward.
Operational Reporting: Provide regular, data-driven updates to management regarding account statuses, pending approvals, and outstanding onboarding issues.
Culture & Excellence: Exemplify a "performance-first" mindset, contributing to high team morale and a collaborative work environment.

REQUIREMENTS

MUST HAVE

Minimum of two years of college education in accounting or business and/or four years of hands-on experience in a corporate Credit department.
Superior written and verbal communication skills; ability to draft precise, professional business correspondence that reflects PTR's brand.
Excellent problem-solving and critical-thinking abilities with a "detective" mindset for researching business entities.
Strong time management and prioritization skills with a proven ability to meet deadlines in a high-pressure environment.
Enthusiastic, customer-service-oriented, and possessing a "team-first" attitude—willing to assist in all areas of the business to ensure departmental success.

Employee Benefits

At Premier Truck Rental (PTR), we invest in our people by offering competitive benefits, wellness programs, and growth opportunities designed to support you both professionally and personally.

Wellness & Fitness

Take advantage of our on-site CrossFit-style gym, featuring a full-time personal trainer dedicated to helping you reach your fitness goals. Whether you're interested in group classes, virtual personal training, personalized workout plans, or nutrition coaching, we’ve got you covered.

Exclusive Employee Perks

Enjoy a variety of additional benefits designed to make life a little easier and more enjoyable:

PTR Swag & Uniform/Boot Allowance
On-site Micro-Markets stocked with snacks and essentials
Discounts on phone plans, supplier vehicles, mobile detailing, tools, and equipment
Additional partner and vendor discounts

Performance Incentives (Commissions, Bonuses & Profit Sharing)

At PTR, we believe in rewarding success. Certain roles offer commission structures, bonuses, or profit-sharing opportunities based on performance. Incentive eligibility varies by position, so be sure to ask your recruiter about the compensation opportunities available for your role.

Comprehensive Benefits — Starting Day One

✔ Premium healthcare coverage (medical, dental, vision, mental health & virtual healthcare)
✔ 401(k) matching and long-term financial planning support
✔ Paid time off so you can recharge
✔ Life, accidental death, and disability coverage
✔ Ongoing learning and development opportunities

Training, Growth & Recognition

We partner with the Predictive Index behavioral assessment tool, which helps identify natural behavioral drives such as dominance, extraversion, patience, and formality. This tool supports hiring decisions, team development, and employee engagement throughout the entire employee lifecycle.

Culture & Connection — More Than Just a Job

At PTR, we don’t just build relationships with our customers—we build them with each other. Our tech-forward, highly collaborative culture is rooted in our core values.

Connect and engage through:

✔ PTR Field Days & Team Events
✔ The Extra Mile Recognition Program
✔ PTR Text Alerts & Open Communication

Employment Classification

Premier Truck Rental hires full-time, part-time, contractor, and intern positions, depending on business needs.

Benefits eligibility varies by employment classification. Contractors, interns, and part-time employees are not eligible for the full-time employee benefits package.

Equal Opportunity Employer

Premier Truck Rental is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability status, protected veteran status, or any other characteristic protected by law

Premier Truck Rental

Credit Specialist

About the Job

Requirements

Responsibilities