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Wells Fargo

Diversified financial services: banking, lending, investments

Principal Engineer - GenAI in Sdlc, Java & Agentic AI

Full-TimePosted on 10/21/2026Deadline 10/28/26
No salary listed
Senior
Bengaluru, Karnataka, India
HybridHybrid work model; occasional travel may be required based on business needs.
Software EngineeringAI Application Engineering

About the job

Requirements
  • Seven or more years of engineering experience, or equivalent demonstrated through work experience, training, military experience, or education.
  • Strong software engineering experience, or equivalent demonstrated through work experience, training, military experience, or education.
  • Five or more years of experience architecting and building enterprise-scale distributed systems and cloud-native platforms.
  • Extensive experience designing and scaling developer platforms, software engineering ecosystems, and enterprise engineering capabilities.
  • Demonstrated success defining technology strategy and influencing architecture decisions across large, complex organizations.
  • Strong expertise in Java-based engineering, microservices architecture, cloud-native application development, and modern software engineering practices.
  • Experience implementing enterprise DevOps, continuous integration and continuous delivery (CI/CD), platform engineering, and developer productivity solutions.
  • Experience evaluating, implementing, or scaling AI-enabled engineering capabilities, developer assistants, or intelligent automation platforms.
  • Strong leadership, stakeholder management, and enterprise architecture communication skills.
  • Ability to communicate complex technical concepts effectively to executive leadership, technical teams, and cross-functional stakeholders.
Responsibilities
  • Act as the enterprise technical authority for AI-Augmented SDLC, Agentic Engineering, and AI-Native Software Development practices.
  • Define the technical vision, architecture, and roadmap for integrating Generative AI capabilities across the software development lifecycle.
  • Lead enterprise-wide adoption of AI Agents, AI Teammates, Developer Assistants, and Intelligent Automation platforms.
  • Establish reusable frameworks, standards, governance models, and reference architectures for AI-enabled engineering solutions.
  • Design and implement autonomous and semi-autonomous AI Agents supporting software planning, development, testing, code review, vulnerability remediation, release automation, documentation generation, and knowledge discovery.
  • Define Multi-Agent and Human-in-the-Loop architectures that balance automation, engineering productivity, and operational risk management.
  • Build enterprise integrations leveraging Model Context Protocol (MCP), Knowledge Foundation platforms, retrieval systems, and developer productivity tooling.
  • Drive the integration of Generative AI capabilities across Internal Developer Portals, CI/CD platforms, integrated development environments (IDEs), developer workflows, and release pipelines.
  • Establish self-service AI engineering capabilities that enable development teams to accelerate software delivery while improving quality and consistency.
  • Develop enterprise observability, telemetry, adoption, and value realization strategies for AI-enabled engineering solutions.
  • Partner with Security, Risk, Compliance, Architecture, and Technology leadership teams to establish responsible AI governance and controls.
  • Influence engineering strategy across multiple technology organizations and serve as a trusted advisor to senior technology executives.
  • Mentor Principal Engineers, Distinguished Engineers, Architects, and Engineering leaders while establishing enterprise standards for AI-Native Software Engineering.
  • Lead the enterprise roadmap and technical strategy for AI-Augmented SDLC and Agentic Engineering capabilities.
  • Drive adoption and measurable business outcomes from AI-enabled engineering solutions across multiple technology organizations and business lines.
  • Establish enterprise engineering standards, governance patterns, and operating models for AI-Native Software Development.
  • Influence the future direction of Developer Experience, Platform Engineering, and Intelligent Software Delivery capabilities.
  • Partner closely with senior technology leadership, risk, compliance, and security organizations to ensure responsible and scalable implementation of AI capabilities.
  • Mentor and develop senior technical talent across Engineering, Architecture, and Platform organizations.
  • Stay current on industry trends, emerging AI technologies, agentic frameworks, and modern software engineering practices.
  • Occasional travel may be required based on business needs.
Desired Qualifications
  • Experience leading enterprise AI transformation, AI-Augmented SDLC, or Agentic Engineering initiatives.
  • Deep understanding of Generative AI platforms, Large Language Models (LLMs), and AI application architectures.
  • Experience with AI coding platforms including GitHub Copilot Enterprise, Devin AI, Claude Code, Cursor, or similar AI-assisted development tools.
  • Expertise with Agentic AI frameworks such as LangGraph, LangChain, CrewAI, Semantic Kernel, AutoGen, or OpenAI Agents Framework.
  • Experience building Multi-Agent Systems, Human-in-the-Loop architectures, AI Teammates, and autonomous workflow orchestration solutions.
  • Knowledge of Model Context Protocol (MCP), enterprise tool integration, context engineering, and developer workflow automation.
  • Experience implementing Retrieval Augmented Generation (RAG), enterprise search, semantic search, and knowledge foundation capabilities.
  • Experience with vector databases and AI retrieval platforms including Azure AI Search, Pinecone, Weaviate, Milvus, or similar technologies.
  • Deep understanding of AI governance, AI observability, model evaluation, prompt engineering, agent evaluation, and responsible AI practices.
  • Financial services or highly regulated industry experience.
  • Strong thought leadership demonstrated through enterprise transformation initiatives, technical publications, conference presentations, or industry contributions.

About the company

Wells Fargo offers a broad range of banking, mortgage, investing, credit card, and wealth and commercial services in the United States. Its products work through a network of branches, ATMs, and digital platforms, combining everyday banking with lending, investment products, and advisory services. The company differentiates itself with a large nationwide branch presence, a wide mix of financial services under one roof, and a focus on secure, user-friendly technology. Its goal is to help customers manage, protect, and grow their money by providing trusted, accessible financial solutions.

Company Size

10,001+

Company Stage

IPO

Headquarters

San Francisco, California

Founded

1851

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Simplify's Take

What believers are saying

  • July 2026 second-quarter revenue rose 9% to $22.6 billion, beating estimates.
  • July 2026 investment banking fees jumped 35% to $939 million, showing capital-markets momentum.
  • 2026 card accounts grew 20% and commercial loans 12%, expanding fee and interest income.

What critics are saying

  • January 2026 severance costs hit $612 million after 5,600 layoffs, signaling ongoing restructuring.
  • CFPB’s 2022 $3.7 billion order keeps auto, mortgage, and deposit misconduct damage alive.
  • One OCC AML enforcement action remains; another control failure triggers fresh penalties and leadership scrutiny.

What makes Wells Fargo unique

  • June 2025 Fed lifted Wells Fargo’s $1.95 trillion asset cap, restoring balance-sheet growth.
  • May 2026 Advisor Gateway gave 200-plus tools and BlackRock Aladdin analytics to wealth advisors.
  • Wells Fargo still owns a top-tier U.S. branch franchise and $2.2 trillion wealth platform.

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Benefits

  • Health Insurance
  • 401(k) Retirement Plan
  • Paid Vacation
  • Paid Sick Leave
  • Parental Leave
  • Disability Insurance
  • Life Insurance
  • Tuition Reimbursement
  • Commuter Benefits
  • Adoption Assistance

Company News

Kalkine
Oct 15th, 2026
Shoe Station extends $100M credit facility to 2031, lifts payout basket to $40M

Shoe Station Group (NASDAQ:SHOE) has extended the maturity of its $100 million revolving credit facility to October 15, 2031. The company disclosed the amendment in a Form 8-K filing on October 15, 2026. Wells Fargo Bank, National Association is the administrative agent. Revolving loans will bear interest at either a Base Rate plus 0.00% to 1.00%, or Adjusted Term SOFR plus 1.00% to 2.00%, depending on the company's leverage ratio. The amendment removes a 0.10% credit spread adjustment from the SOFR definition. The annual restricted-payment basket rises to $40 million. The company may also take on up to $35 million of debt secured by property for its corporate headquarters, and may carry out certain sale-leasebacks involving real property in Evansville, Indiana.

Associated Press
Oct 15th, 2026
Wells Fargo hires BBVA's Cayetano Gea-Carrasco as head of AI and data for consumer banking

Wells Fargo has hired Cayetano Gea-Carrasco as head of AI and data for Consumer Banking and Lending. He will be based in San Francisco and report to Saul Van Beurden, head of Enterprise AI and co-chief executive officer of the unit. Gea-Carrasco will oversee the full lifecycle of AI use cases, simplify the data environment, and speed up responsible AI delivery. He will also work with the Enterprise AI team to scale solutions across the bank. He joins from BBVA, where he led enterprise AI transformation and its global data and analytics organisation. He previously spent 15 years at Moody's. "Cayetano understands how strong data and disciplined execution turn AI into better customer experiences," said Van Beurden.

CNBC
Oct 14th, 2026
Cramer: bank stocks fell despite strong earnings, but he sees buying chances in Wells Fargo and Goldman

All six major US bank stocks fell after third-quarter earnings, even as several banks posted strong results. CNBC's Jim Cramer said investors are worried about persistent inflation, rising interest rates, and shaky capital markets. Citigroup revenue grew 8%, its best third quarter in a decade, yet shares dropped 5.6%. Goldman Sachs beat estimates, with investment banking fees up 21%, but its stock finished lower. Bank of America missed expectations and faced a $1.2 billion regulatory penalty; shares fell roughly 5%. Cramer sees buying opportunities. His Charitable Trust upgraded Wells Fargo and Goldman Sachs to buy-equivalent ratings.

Yahoo Finance
Oct 14th, 2026
Big banks' Q3 dealmaking fees hit $8.47B, up 15%, but deals "delayed rather than canceled

Four of Wall Street's biggest banks reported third quarter dealmaking fees of $8.47 billion, up 15% from a year earlier but down 7.5% from a banner second quarter. Goldman Sachs, JPMorgan Chase, Citigroup, and Wells Fargo said activity remains strong despite market volatility and higher borrowing costs. JPMorgan chief financial officer Jeremy Barnum said deals were "delayed rather than canceled" after a slowdown in late September, when volatility widened the gap between what buyers and sellers would accept. Goldman's fees rose 22% to $3.2 billion, led by record M&A advisory revenue. Wells Fargo's rose to $894 million, and Citigroup's rose 9% to $1.35 billion. Goldman chief executive officer David Solomon said some companies postponed initial public offerings (IPOs) in September rather than accept valuations 10% to 15% lower.

Yahoo Finance
Oct 13th, 2026
JPMorgan misses forecasts despite $15.3B profit as big US banks warn on rates and inflation

Four of the biggest US banks reported higher third-quarter profits on Tuesday, but warned that higher interest rates and inflation could hurt consumers and the economy. JPMorgan Chase, the largest US bank by assets, earned $15.3 billion, or $5.57 a share, up from $14.4 billion a year earlier. It missed analyst forecasts of $5.93 a share, its first miss in nearly three years. Goldman Sachs posted a profit of $5.29 billion, up from $4.1 billion, as equities revenue jumped 72%. Wells Fargo earned $5.95 billion and beat forecasts, while Citigroup's profit rose 40%. JPMorgan chief executive officer Jamie Dimon cited "large fiscal deficits, sticky inflation, elevated asset prices, rising interest rates and geopolitical conditions.