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Accrue Savings

FDIC-insured wallet for savings and rewards

Strategic Partnerships Manager - Retail & Commerce

Full-Time
$120k - $160k+ Sales commission + Equity
Senior
New York, NY, USA
In Person
Sales & Account ManagementAccount Executive
No H1B Sponsorship

About the job

Requirements
  • At least 5 years of experience, including meaningful experience inside a large retail, travel, direct-to-consumer, or e-commerce organization in a role touching loyalty, digital, partnerships, or vendor management.
  • A genuine interest in transitioning to a commercial, revenue-driving role at a startup.
  • Strong existing relationships across the retail and commerce ecosystem.
  • Ability to translate product capabilities into business outcomes for a retail or commerce buyer.
  • Ability to hold a room with senior stakeholders.
  • Comfort operating without a playbook and motivation to build something new.
Responsibilities
  • Use a retail and commerce network and category knowledge to identify and prioritize high-value merchant targets.
  • Lead enterprise sales conversations using firsthand knowledge of the operational realities customers face.
  • Build multi-threaded relationships across merchant organizations, including loyalty, digital, marketing, finance, and C-suite stakeholders.
  • Help shape how Accrue positions its platform for retail, travel, direct-to-consumer, and e-commerce buyers.
  • Own deals end-to-end, from first conversation through negotiation and close.
  • Partner with leadership to refine the go-to-market approach based on market feedback.
  • Represent Accrue at industry events, using existing relationships to create an advantage.
Desired Qualifications
  • Experience evaluating a loyalty or payments vendor from within a major retailer or brand, with insight into what the vendor did well or poorly.

About the company

Accrue Savings provides a merchant-embedded payment platform that allows consumers to save up for specific purchases rather than taking on debt. The product functions as a dedicated digital wallet where customers can set a savings goal for a product or service from a partner retailer and make recurring deposits toward that goal. These funds are held in an FDIC-insured account through Bangor Savings Bank. Unlike traditional "Buy Now, Pay Later" services that charge interest or fees for immediate gratification, Accrue Savings operates on a "Save Now, Buy Later" model. It differentiates itself by offering instant cash rewards and incentives from the retailer as the customer hits savings milestones, effectively lowering the final price of the item. The company’s goal is to provide a debt-free alternative for consumer spending that helps retailers increase customer loyalty and conversion rates without relying on credit-based financing.

Company Size

11-50

Company Stage

Series B

Total Funding

$54.7M

Headquarters

New York City, New York

Founded

2021

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Simplify Jobs

Simplify's Take

What believers are saying

  • Built-in hiring in 2025-2026 signals active product and enterprise sales expansion.
  • JustFly's April 2024 launch validates travel as a high-intent use case.
  • Accrue’s rewards-plus-wallet structure gives merchants retention data BNPL cannot match.

What critics are saying

  • No fresh funding since January 2022; runway pressure grows as hiring continues.
  • Accrue targets a tiny SNBL niche while Klarna, Affirm, and banks own distribution.
  • If merchant signups stall in 2026, Accrue becomes a feature, not a company.

What makes Accrue Savings unique

  • Accrue’s SNBL model rewards saving, not borrowing, unlike Klarna and Affirm.
  • JustFly launched Accrue in April 2024 for travel-specific, FDIC-insured wallets.
  • Bangor Savings Bank backs deposits; closed-loop rewards tie savings directly to merchant purchases.

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Benefits

  • Health Insurance
  • 401(k) Retirement Plan
  • Flexible Work Hours

Growth & Insights and Company News

Headcount

6 month growth

0%

1 year growth

10%

2 year growth

0%
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Accrue Savings Raises $25M Series A led by Tiger Global

Accrue Savings, the merchant-embedded shopping experience that rewards consumers for saving, today announced it raised $25 million in a Series A fundi