J

JP Morgan Chase

Runs a consumer bank and an investment bank

Payments Software Engineer 3

Full-Time
$137.8k - $185k
Mid
Jersey City, NJ, USA
In Person
QA & TestingTest Automation Engineering

About the job

Requirements
  • Formal training or certification in software engineering concepts and at least 3 years of applied experience.
  • Experience troubleshooting, resolving, and maintaining Cucumber/Gherkin, Java, Selenium, or a similar tool.
  • Functional knowledge of the payments domain and testing processes to define requirements, document user stories and test scripts, and carry out test execution.
  • Previous experience with automated testing and test automation tools for efficient, timely end-to-end test execution.
  • Experience with testing processes to define requirements, document user stories and test scripts through execution, and ability to work with minimal day-to-day supervision.
  • Ability to organize and oversee critical testing tasks accurately and meet tight deadlines; solve problems, scope and structure complex issues, learn unfamiliar processes, and provide timely remediation.
  • Strong attention to detail to prevent errors and identify redundancies and opportunities.
  • Ability to maintain a strategic perspective, identify process-improvement opportunities, and develop recommendations.
  • Ability to use systemic, data-driven reporting to support program reporting.
  • Ability to provide clear, succinct verbal updates to team members, colleagues, senior leads, executives, and clients.
  • Ability to liaise effectively across lines of business and contribute to program updates, project meetings, and team meetings.
Responsibilities
  • Lead a test team day to day, including supervising the team, allocating duties, resolving testing issues promptly, communicating with the reporting manager, and providing accurate testing estimates during daily scrum calls.
  • Plan requirements against an end-to-end test strategy, including test data, environments, defect management, and test automation.
  • Lead daily scrum calls and deputize for the Program Test Manager in fortnightly Delivery Working Group meetings; manage expectations of stakeholders and teams supporting end-to-end test execution.
  • Identify testing automation opportunities and test synergies within the project.
  • Complete a knowledge audit or matrix for each team member, document gaps, address those gaps, and ensure UAT skills are transferable across the team.
  • Escalate daily issues to the Programme Test Manager and manage expectations concerning testing and project timelines.
  • Document and execute test scenarios, identify specific scenarios, and write test scripts using Business Driven Development methods such as Gherkin.
  • Partner with Operations, Product, and Technology groups; monitor and report testing defects, manage retesting, and validate and present test results for internal sign-off.
  • Use enterprise-authorized AI coding-assistance tools to improve code quality, delivery speed, and productivity across complex deliverables, validating outputs through peer review, automated testing, and secure coding standards; contribute reusable learnings and patterns to improve team effectiveness.
  • Apply knowledge of Software Development Life Cycle tools, including enterprise-authorized AI-assisted development and automation capabilities, to improve the value realized by automation.
Desired Qualifications
  • Experience with Business Driven Development or Test Driven Development methodologies, or test-case automation.
  • Experience using Cucumber/Gherkin, Java, Selenium, or a similar tool.
  • Ability to identify opportunities to accelerate and create synergies in testing processes for assigned projects, and share information with other team members for validation before implementation.
  • Relevant testing experience in the financial services industry, supporting multiple lines of business in a complex, high-pressure, high-volume environment.
  • Advanced numeracy and Microsoft skills, including PowerPoint/Pitch Pro skills to create professional slides and structure presentations with minimal input and secondary review.

About the company

JPMorgan Chase runs the largest bank in the United States, which serves households and small businesses as Chase and large companies, governments, and investors as J.P. Morgan. During the 2008 financial crisis it bought the failing investment bank Bear Stearns and lender Washington Mutual, and in 2023 it took over First Republic Bank after regulators seized it. Chase takes deposits and earns interest on credit cards, mortgages, and car loans, while the investment side earns fees for advising on mergers, raising money for companies, trading stocks and bonds, and managing wealth. Formed in a 2000 merger, JPMorgan Chase traces its roots to 1799 and is based in New York City.

Company Size

10,001+

Company Stage

IPO

Headquarters

New York City, New York

Founded

1799

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Simplify's Take

What believers are saying

  • Growth is broad-based: every JPMorgan division posted record revenue in the June 2026 quarter, and trading jumped 35%.
  • Stock grants gained value: shares rose 21% in three months, valuing JPMorgan at $965 billion in August 2026.
  • Tech teams are well funded: JPMorgan's nearly $20 billion yearly tech budget is the largest in banking.

What critics are saying

  • AI is shrinking some teams: Dimon said in July 2026 that AI cut up to 40% of certain roles.
  • Plan on five office days a week: JPMorgan ended hybrid schedules for all staff in early 2025.
  • It is fighting the president in court: Trump sued JPMorgan for $5 billion in January 2026 over his closed accounts.

What makes JP Morgan Chase unique

  • It ranks first in investment banking: JPMorgan earned 9.3% of global deal fees in the first half of 2026.
  • It trains future CEOs: 10 Fortune 500 chiefs were JPMorgan alumni in September 2025, fifth-most of any employer.
  • Its payments arm is a hidden giant: JPMorgan says it processes $12 trillion a day across 160-plus countries.

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Benefits

  • Health Insurance
  • Flexible Work Hours
  • Paid Sick Leave
  • Paid Holidays

Growth & Insights and Company News

Headcount

6 month growth

-9%

1 year growth

-4%

2 year growth

-4%
Bloomberg
Oct 19th, 2026
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JPMorgan Chase & Co. and its affiliates became a substantial holder in Peet Ltd on October 14, 2026, with a relevant interest in 24,757,726 ordinary shares. That equals 5.26% of voting power. The shares sit with two subsidiaries. J.P. Morgan Securities Australia Limited holds 15,414,744 shares through principal or proprietary trading. J.P. Morgan Securities PLC holds 840,285 shares the same way, plus 8,502,697 through rehypothecation of client securities under a Prime Brokerage Agreement. The filing lists trades by the Australian unit at A$1.65 to A$1.67 per share, starting June 15, 2026. Compliance officer Zahid Rasheed signed the disclosure on October 16, 2026.

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Goldman Sachs edges out JPMorgan Chase as the better buy for dividend investors, according to a Barchart comparison of the two banks. Goldman has the stronger recent numbers. Its annual sales rose 8.9% to $58.3 billion, and net income climbed 20.3% to $17.2 billion. JPMorgan's sales rose 0.5% to $280.3 billion, while net income slipped 2.4% to $57 billion. Dividends are close. Goldman pays $20 a share a year, a yield of about 2.2%, and JPMorgan pays $6.60, about 2%. Both payout ratios are near 25%. Goldman trades at about 13x forward earnings, against nearly 14x for JPMorgan. Analysts rate both stocks "Moderate Buy," with high targets implying upside of up to 44% for Goldman and 27% for JPMorgan.

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JPMorgan bars outside AI agents from customer accounts, citing "rogue agents" risk

JPMorgan Chase is blocking outside AI agents from logging in to or acting on customer accounts, chief executive officer Jamie Dimon said on its third-quarter earnings call. He cited security risks from "rogue agents." "We're not going to allow just any outside agent to come in inside the company because that's just too risky for clients and for JPMorgan," Dimon said. The bank blocks third-party agents that try to obtain customers' banking credentials, but still supports customer-authorized data sharing through open banking providers. Other firms take a looser approach. Germany's Scalable Capital opened its platform to ChatGPT, Claude, and Grok in August, though users must approve every trade. Dimon said JPMorgan is building its own tools to protect customers.

Asset Servicing Times
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