Full-Time
Principal Software Engineer
Java
Mastercard
11-50 employees
Global payments network and services provider
No salary listed
Pune, Maharashtra, India
In Person
 Software Engineering (1) |
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- You have demonstrable experience in designing and building a high performance, hi transaction volume, scalable platform.
- You have a good understanding of design patterns, principles and infrastructural elements – both hardware and software.
- Progressively grown career with proven design and development experiences in multiple languages e.g., Java, .NET, JavaScript, SQL, secure coding standards e.g., OWASP, CWE, SEI CERT, and vulnerability management.
- Overall 15-20 years of experience into Software Engineering
- Has an expert understanding and experience of DevOps best practices to guide developers and abstract application development from underlying hosting platforms and infrastructure. Infrastructure as code and cloud first software development knowledge experience preferred.
- Experienced in the skills required to implement advanced test set ups in production environment e.g., A/B testing, canary releases, blue-green deployment, feature flags
- Experience in Continuous Integration CI and Delivery CD concepts, and capabilities to support automation, pipelines, virtualization, and containerization
- Has skills to develop and evangelize on reference architecture and run principles to help teams adopt Engineering Principles from the start: poison pill, active/active/active, auto-scaling, self-healing, others
- Has skills to promote and coach teams on take on full stack development and facilitate end-to-end service ownership
- Has skills to engage engineers across Technology organization to promote standard software patterns and reuse of common libraries and services
- Has experience in leading and coaching teams to perform software planning and estimation for large scale complex programs
- Has skills to drive trade-off discussions to set right development capacity based on value drivers e.g., regulatory, security, new business, market parity, technical debt
- Has experience in design and execution of automation across multiple business areas and provides guidance on best methods and tools.
- Has skills to succinctly articulate architecture patterns of complex systems, with business and technical implications, to executive and customer stakeholders
- Has skills to define and drive advanced chaos and other operational testing practices to test points of failures, monitors, and system behaviors under adverse conditions e.g., resource spikes, network congestion, component or infrastructure failure
- Experienced in agile and modern SDLC practices: Scrum/Kanban/Continuous Delivery/DevOps/Quality engineering, and the delivery situations they are used for
- Abide by Mastercard’s security policies and practices; Ensure the confidentiality and integrity of the information being accessed; Report any suspected information security violation or breach, and complete all periodic mandatory security trainings in accordance with Mastercard’s guidelines.
- At least 40% individual contributor with technical team leadership. Who is recognized as a team/s authority and technical expert within a discipline, and drives innovation and organizational growth through their contributions.
- They get their adrenaline rush by coding away in IDEs. They spend majority of their time in writing non-feature code. They are hands on all the time and collaborate by writing interfaces, tests; unit or acceptance and architecture fitness functions, outside of meeting rooms.
- They implement, monitor and maintain compliance and security concerns in CI/CD pipelines to bring life to the principle of “Code is Design and Design is Code”.
- Domain driven design is their game. They code to enforce the contextual mappings and aggregates for each bounded context. They drive implementation of consumer driven contracts to allow for evolution and learning of the domain model with hyper speed while meeting our promises to other teams internally and customers alike.
- Work on complex enterprise-wide initiatives spanning multiple services/programs and drives resolution
- Work with business/product owners to architect and deliver on new services to introduce new products and bundles
- Participate and contribute to team’s agile process and decisions. Understand and contribute to Prioritization. Drive prioritization decisions and trade-offs in working with product partners
- Drive the architectural design, including dependent services, service interactions, and policies
- Take ownership to improve the customer experience of an entire set of services/applications sold as products or bundled services
- Contribute and lead Guild initiatives by engaging and mentoring Engineers at all levels to improve the craftsmanship of Software Engineering
- Simplify and improve the cost/benefit of a function/service/architecture strategy
- Consult across teams and across organization lines to identify synergies and reuse opportunities
- Participate and contribute to Principal review architecture meetings and drive resolutions to enterprise-wide challenges and regulatory needs
- Write recommendations for job promotions based on an unbiased view of one's accomplishments
- Conduct technical interviews for hiring engineering staff and raising the performance bar
- Identify and raise awareness to Silo-ed behaviors within the organization and teams
Mastercard operates a global payments network that enables people and businesses to pay with cards and digital methods. Banks issue Mastercard-branded debit and credit cards, and Mastercard’s network authorizes transactions, clears them between banks, and settles funds, allowing merchants to receive payments securely and quickly. The company differentiates itself by leveraging a worldwide alliance of banks and merchants, transitioning from a cooperative of banks to a publicly traded company via its 2006 IPO, and continuously expanding its reach through partnerships and new payment technologies. Mastercard’s goal is to provide fast, secure, and convenient cross-border payment services and to grow its share of the global payments market by enabling merchants and customers to transact smoothly anywhere in the world.
Company Size
11-50
Company Stage
IPO
Headquarters
Town of Harrison, New York
Founded
2007
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Simplify's Take
What believers are saying
- August 3, 2026 BVNK acquisition deepens stablecoin infrastructure and cross-border settlement capabilities.
- August 4, 2026 Fiserv partnership expands Mastercard Merchant Cloud into enterprise merchant workflows.
- August 10, 2026 One Credential and Hong Kong Taste by Priceless broaden premium monetization.
What critics are saying
- March 17, 2026 UK antitrust appeal keeps merchant fee economics under judicial fire.
- April 21, 2026 New York merchants filed another swipe-fee lawsuit targeting Mastercard rules.
- If India and Europe force open-account routing, Mastercard loses issuer economics within five years.
What makes Mastercard unique
- Mastercard Network Tokenization and Crypto Credential bridge cards, stablecoins, and bank rails across 100+ countries.
- Its Merchant Cloud and Priceless ecosystem bundle acceptance, premium benefits, and data-driven merchant services.
- EEMEA spans 81 countries, giving Mastercard unmatched regional distribution and local bank partnerships.
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Benefits
New Parent Leave
Inclusive Family Building Benefit
Employee Family Resource Program
Bereavement Leave
Dependent Scholarship
Employee Assitance Fund
Business Resource Groups
Employee Recognition
Flexible Work
Tuition Assistance
Travel Assistance
Matching Charitable Gifts
Company News
Mastercard appoints Yasemin Bedir to lead expanded EEMEA region. ByStaff Writer August 10, 2026 Mastercard has appointed Yasemin Bedir as President of its Eastern Europe, Middle East and Africa (EEMEA) region, expanding her responsibilities across an 81-country market Mastercard has appointed Yasemin Bedir as President of its Eastern Europe, Middle East and Africa (EEMEA) region, expanding her responsibilities across an 81-country market that includes some of the company's fastest-growing economies. Bedir will take up the UAE-based role on 1 September 2026 and will oversee Mastercard's operations and regional strategy across EEMEA. She will also join the company's Management Committee. She succeeds Dimitrios Dosis, who was recently appointed Chief Commercial Payments Officer, where he will lead Mastercard's Commercial and New Payment Flows business. Bedir is a nearly 20-year Mastercard veteran and most recently served as Division President for Eastern Europe, a position she held for four years. During that period, she led the business through a complex geopolitical and regulatory environment across the region. Her new mandate comes as Mastercard's EEMEA footprint has expanded to 81 countries, bringing together a diverse set of markets spanning Europe, the Middle East and Africa. In the new role, Bedir will work with financial institutions, fintechs, businesses, governments and retailers across the region. "Yasemin is a leader who finds the best in her teams to help them deliver the greatest impact for our customers and to fuel local economies," said Sachin Mehra, Chief Business Officer at Mastercard. "This is a vast and complex region that demands creative thinking, proven results and strong relationships. Yasemin has delivered that throughout her career." Bedir joined Mastercard in 2007 and has held roles across several markets. She previously served as General Manager for Mastercard's Turkey and Azerbaijan operations before moving to North America, where she spent nearly five years overseeing relationships with community institutions and payment processors. Her career has also included roles at HSBC, Garanti Bank and Yapı Kredi in Turkey. In her new position, Bedir will inherit a regional business operating amid significant changes in digital payments, financial inclusion and financial technology adoption. Markets across Africa and the Middle East in particular are seeing increased investment in digital payment infrastructure, while regulators and financial institutions are working to expand access to formal financial services. Bedir said her immediate focus would be on building on the work carried out by the regional leadership team in recent years. "I've been inspired by the teams here at Mastercard," Bedir said. "Their resilience, innovative spirit and relentless dedication to meet and exceed customer needs is what powers our impact every day. Together, we will build on the strong foundation the regional team has created under Dimi's leadership over the past five years." Beyond her corporate responsibilities, Bedir is among the founders of the Professional Women Network and has been involved in initiatives supporting the growth of small and medium-sized enterprises. Her appointment comes at a time when Mastercard and other global payments companies are navigating rapid changes in how consumers and businesses make and receive payments, with digital wallets, account-to-account payments, fintech platforms and new payment technologies reshaping financial services across emerging markets.
Botim and Mastercard launch all-in-one card via One Credential. * August 10, 2026 Botim, the UAE's leading fintech platform, has collaborated with Mastercard to launch the Mastercard One Credential, giving eligible Botim cardholders greater flexibility and control over how they access and manage payments through a single card solution. This launch also marks the first rollout of the solution in the UAE and across Eastern Europe, the Middle East, and Africa (EEMEA), strengthening the companies' committment to product innovation. Mastercard One Credential links one payment product to multiple funding sources through a seamless digital interface. Eligible users can switch between prepaid balances and credit funding, giving them more ways to pay without needing a separate card. The launch responds to consumer demand for flexible payments. According to Mastercard's global consumer research, 83 per cent of UAE consumers surveyed said they would use card installments through One Credential. The research also highlighted the appeal of bringing multiple payment options together in one capability, giving consumers greater convenience, and control over everyday spending. For first-time credit users, the solution offers a simpler entry point by embedding credit access into an existing card experience. Botim cardholders can also access funds across multiple currencies and convert any purchase into simple, flexible installments, increasing purchasing power while providing clearer visibility over card transactions and financial management. "At Botim, we believe financial services should improve how people access and manage everyday financial lives," said H.E. Dr. Tariq BinHendi, Board Member at Astra Tech and CEO of Botim. "Its work with Mastercard reflects a shared commitment to fostering greater choice, transparency, and confidence in digital payments. By bringing this capability to Botim cardholders, Intlbm is providing a more practical and trusted way to pay, while continuing to build a platform that can support long-term financial participation and create sustainable value. "Consumers increasingly expect payment experiences that are secure, simple, and embedded in their everyday digital lives", said Gina Petersen-Skyrme, senior vice president and country manager, UAE and Oman at Mastercard. "By combining Mastercard's One Credential technology with Botim's digital platform, we are simplifying how cardholders access and manage different payment methods through one scalable solution. Equally important, One Credential also demonstrates how solutions can be implemented quickly and efficiently in markets, supporting our partners' efforts in launching new solutions." This new prepaid and installment proposition marks the first milestone in the collaboration's broader roadmap. It lays out the groundwork for future Botim card propositions and additional payment use cases designed to broaden the ways customers can pay. Source
Dubai property market cools as home prices and rents decline amid rising supply. 09/08/2026 2 minutes read City-wide residential sale prices fell 4 per cent quarter-on-quarter, while average rents dropped 6 per cent over the same period as the market shifted towards a more balanced phase. Geographic Reference Dubai's residential property market showed further signs of cooling in the second quarter of 2026, with both sale prices and rents declining as new supply entered the market and buyer activity slowed after several years of rapid growth. Discover more Business Formation According to Cushman & Wakefield Core, city-wide residential sale prices fell 4 per cent quarter-on-quarter, while average rents dropped 6 per cent over the same period as the market shifted towards a more balanced phase. The consultancy said price corrections were becoming increasingly evident across most apartment and villa submarkets following five years of exceptional growth. It expects further moderation as transaction volumes remain subdued, buyer and seller expectations continue to diverge, and additional housing supply comes to market. However, established end-user communities are expected to remain relatively resilient, supported by underlying demand. Apartment prices recorded some of the steepest quarterly declines, led by Palm Jumeirah (down 9 per cent), Downtown Dubai (7 per cent) and Business Bay (7 per cent), while Dubai Hills Estate (down 4 per cent) and Jumeirah Village Circle (3 per cent) proved more resilient. Villa performance was mixed, with The Springs and The Meadows declining 9 per cent and Dubai Hills Estate falling 5 per cent, while Palm Jumeirah and Jumeirah Village Circle continued to post modest gains. Discover more Business & Industrial News, Events Stocks & Bonds Rental rates also softened as affordability pressures encouraged tenants to seek better-value homes. Apartment rents saw the largest declines in Downtown Dubai (14 per cent), Dubai Hills Estate (10 per cent), Dubai Marina (10 per cent) and Palm Jumeirah (9 per cent). Villa rents also eased, with Dubai Hills Estate recording the sharpest quarterly decline of 12 per cent. The latest declines extend a correction that began late last year, where property prices declined for the second month in a row to reach Dh1,673 per sq ft,according to the consultancy. Supply remains on track Business Formation Despite the softer pricing environment, residential deliveries remained strong during the quarter. More than 13,200 homes were completed in Q2, including projects in Sobha Hartland, Damac Lagoons, Jebel Ali Village, Dubai Science Park and The Valley. Approximately 32,000 additional units are expected to be delivered in the second half of 2026, with a substantial development pipeline extending through 2030. However, Cushman & Wakefield warned that contractor capacity constraints and supply chain issues are expected to affect project handovers in the coming months, even as overall delivery volumes remain broadly on track. 23/07/2026 Mastercard launches uae's first ai-powered e-commerce transaction. Abu dhabi supermarkets remove unhealthy foods from checkout and high-traffic zones. Foreign investors remain net buyers of GCC stocks in Q2.
Wing Bank, KAA, and Mastercard launch Exclusive Card for Cambodian artists. A card that doubles as KAA membership, built with Mastercard around the practical needs of Cambodia's working artists. Wing Bank, the Khmer Artists Association (KAA), and Mastercard have partnered to launch the KAA Exclusive Card. Supplied Every country is shaped by its culture, and by the artists who keep it alive. As more Cambodian artists perform, exhibit and collaborate abroad, the practical side of that work, that is getting paid, crossing borders, staying connected, matters as much as the creative side. Wing Bank, the Khmer Artists Association (KAA), and Mastercard have partnered to launch the KAA Exclusive Card, created exclusively for KAA members. It functions as both a Mastercard payment card and the official KAA membership card, letting artists pay, withdraw cash and manage their finances worldwide through the Wing Bank App, with travel and lifestyle benefits built in. Lok Chumteav Neak Oknha Mao Chamnan Kith Meng, President of the Khmer Artists Association, said, "the collaboration marks an important milestone in recognizing the value and contributions of Cambodian artists." "This initiative not only honours Khmer artists but also offers practical financial and lifestyle benefits that support our members throughout their professional and personal journeys. We are pleased to work with Wing Bank and Mastercard to introduce a card that brings both identity and value to our artistic community," she added. For Wing Bank, the partnership is more than a product launch. Talent makes great art possible; the freedom to travel, get paid and take part in today's economy is what lets artists make a living from it. Dr. Dmytro Kolechko, CEO of Wing Bank, said, "No country exists without its own culture, and no culture survives without the people who keep making its art. Wing is a 100% Khmer-owned bank, so this is not a marketing decision for us. It is an obligation that comes with who we are. We built this card so that a KAA member's attention can stay on the work, and not on the logistics around it". The card reflects a simple view at Wing Bank: financial services should remove friction from an artist's life, not add to it. Alongside global payment acceptance, it gives KAA members a way to manage money and travel without banking overhead getting in the way of the work itself. Mr. Sharad Jain, Country Manager for Cambodia, Vietnam and Laos, Mastercard, added, "Our collaboration with Wing Bank and the Khmer Artists Association underscores Mastercard's belief in using digital payments as a catalyst for opportunity. By equipping Cambodian artists with secure, flexible and globally accepted payment tools, we aim to support their livelihoods and help them connect more easily to opportunities at home and abroad." Benefits include a four-year annual fee waiver, complimentary airport lounge access, travel insurance and cashback on selected bookings. The design draws on Cambodian heritage and cultural symbols, so the card doubles as a keepsake as well as a financial tool. Cardholders manage balances, alerts and security settings through the Wing Bank App, with code verification on every transaction. KAA members can apply for the card at Wing Bank Tower, Chroy Changvar Branch, Boeung Trabek Branch and Sen Sok Branch. For more details, call 023 999 989.
Fiserv has announced a global partnership with Mastercard to integrate advanced merchant services into Mastercard Merchant Cloud. The collaboration aims to simplify commerce for large enterprise merchants and expand Fiserv's value-added services offering. Through the agreement, Fiserv will connect its Commerce Hub platform to Mastercard's cloud-based infrastructure, enabling merchants to access payment acceptance across in-store, online and mobile channels through a single integration. The partnership follows a challenging quarter for Fiserv, which reported revenue of $5.29 billion and net income of $627 million, both lower year-on-year, and reduced its 2026 outlook. Fiserv's share price currently stands at $54.11, down over 50% on three- and five-year views. The move forms part of Fiserv's broader strategy to leverage existing technology and partnerships more efficiently whilst managing earnings pressure.