Renmoney

Fintech offering loans, savings, and investments

Card Product Designer - Cards

Product ManagementConfirmed live in the last 24 hours

Full-timeLagos, NigeriaNo salary listedIn-person

About the Job

Requirements

A bachelor's degree in Business Administration, Marketing, Finance, or a related field.
Four to six years of experience in card product management, digital banking, fintech, or payments.
Proven experience working with debit or credit card products.
Strong understanding of the payments ecosystem, including card schemes and digital channels.
Experience collaborating with cross-functional teams such as technology, operations, and marketing.
Strong analytical and problem-solving skills.

Responsibilities

Design and develop innovative debit, credit, and premium card products.
Define product features, including rewards programs, benefits, pricing models, and target customer segments.
Develop value propositions that differentiate the product in the market.
Map and optimize end-to-end customer journeys, including application, onboarding, activation, usage, and servicing.
Work with UX/UI and digital teams to create seamless card experiences across mobile and web platforms.
Identify opportunities to simplify and improve the customer experience.
Conduct market research and competitive analysis to identify emerging trends and product opportunities.
Benchmark card products, pricing models, and benefits against local and international competitors.
Collaborate with technology, operations, compliance, and card scheme partners to develop and launch new card products.
Support product roadmap planning and innovation initiatives within the cards business.
Monitor and analyze product performance metrics, customer behavior, and usage trends.
Recommend enhancements to improve customer engagement, product adoption, and profitability.

Card Product Designer

Renmoney · Lagos, Nigeria · Full-time · Posted 2026-03-06

Workplace: on_site

Department: Cards

Description

The Card Product Designer will be responsible for designing and enhancing customer-centric card products across debit and credit card offerings. This role focuses on developing product features, pricing structures, customer journeys, and value propositions that drive product adoption, usage, and profitability.

The ideal candidate will combine strong product thinking, market insight, and payments ecosystem knowledge to create innovative card solutions that meet customer needs while supporting business growth.

Requirements

Product Design & Innovation

Design and develop innovative debit, credit, and premium card products.
Define product features including rewards programs, benefits, pricing models, and target customer segments.
Develop compelling value propositions that differentiate the product in the market.

Customer Experience Design

Map and optimize end-to-end customer journeys including application, onboarding, activation, usage, and servicing.
Work closely with UX/UI and digital teams to create seamless card experiences across mobile and web platforms.
Identify opportunities to simplify and improve the customer experience.

Market & Competitive Analysis

Conduct market research and competitive analysis to identify emerging trends and product opportunities.
Benchmark card products, pricing models, and benefits against local and international competitors.

Product Development

Collaborate with technology, operations, compliance, and card scheme partners to develop and launch new card products.
Support product roadmap planning and innovation initiatives within the cards business.

Product Performance Optimization

Monitor and analyze product performance metrics, customer behavior, and usage trends.
Recommend enhancements to improve customer engagement, product adoption, and profitability.

Key Requirements

Bachelor’s degree in Business Administration, Marketing, Finance, or a related field.

4–6 years of experience in card product management, digital banking, fintech, or payments.

Proven experience working with debit or credit card products.

Strong understanding of the payments ecosystem including card schemes and digital channels.

Experience collaborating with cross-functional teams such as technology, operations, and marketing.

Strong analytical and problem-solving skills.

Benefits

Competitive salary package

Health insurance coverage

Pension contribution

Annual leave and public holidays

Professional development and learning opportunities

Opportunity to work in a fast-growing fintech environment

Apply

Apply at Renmoney

About the Company

Renmoney

Fintech offering loans, savings, and investments

Renmoney provides personal and business financial products, including loans, savings, and investments, designed to be simple, useful, and accessible. It uses data-driven insights to understand customers and tailor offerings to individual needs, enabling convenient loans to help people do more today, savings plans to stay on track with goals, and investments to grow money over time. The company differentiates itself by focusing on making finance easy and available to a broad audience, rather than restricting access, and by combining a flexible hybrid work model with customer-centric product design. Its goal is to help people manage money more effectively and reach their financial objectives.

Company size: 501-1,000
Company stage: Not listed
Total funding: Not listed
Headquarters: Lagos, Nigeria
Founded: 2012

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