Full-Time

Senior Software Engineer

Payment Systems

Posted on 9/19/2025

Gravie

Gravie

201-500 employees

Health benefits provider; no-deductible plans

Compensation Overview

$109.8k - $183k/yr

No H1B Sponsorship

Minneapolis, MN, USA

Hybrid

Hybrid position requiring some in-office presence.

Category
Software Engineering (1)
Required Skills
Microsoft Azure
Python
MySQL
Java
Postgres
GraphQL
Microservices
AWS
Google Cloud Platform
Requirements
  • Bachelor's or Master's degree in Computer Science, Software Engineering, or a related field.
  • 5+ years of hands-on experience as a software engineer and a passion for writing code.
  • Proficiency in one or more modern programming languages (e.g., Java, Python, Event-Based Systems).
  • Experience with relational and/or NoSQL databases (e.g., PostgreSQL, MySQL).
  • Familiarity with cloud platforms (e.g., AWS, Azure, GCP) and microservices architectures.
  • Experience with API design and development (RESTful, GraphQL).
  • Strong problem-solving skills and the ability to debug complex issues across multiple systems.
  • Excellent communication, collaboration, and interpersonal skills.
  • Ability to work independently and as part of a highly collaborative team in a fast-paced environment.
  • You must be eligible to work in the United States without need of sponsorship now or in the future.
Responsibilities
  • Design, develop, test, and deploy complex payment and financial systems, ensuring high performance, scalability, and reliability.
  • Collaborate closely with managers, business analysts, and other engineering teams to translate business requirements into technical specifications and innovative solutions.
  • Implement secure, compliant solutions that adhere to healthcare industry regulations (e.g., HIPAA, PCI-DSS) and financial standards.
  • Drive technical excellence through code reviews and the promotion of best practices in software development.
  • Troubleshoot and resolve complex technical issues related to payment processing, financial reconciliation, and data integrity.
  • Identify and implement opportunities for system optimization, automation, and efficiency gains.
  • Demonstrate commitment to our core competencies of being authentic, curious, creative, empathetic and outcome oriented.
Desired Qualifications
  • Experience with healthcare payment or financial systems and frameworks.
  • Experience with real-time payment processing or high-throughput transaction systems.
  • Contributions to open-source projects or a strong GitHub profile.
  • Experience with CI/CD pipelines and DevOps practices.
  • Prior experience in a startup or fast-paced, high-growth environment.
  • Passion for engineering culture, continuous improvement, and shaping team norms.

Gravie provides simple, cost-conscious health benefits for individuals and small-to-midsize employers. Its flagship offering, the Comfort plan, has no deductible and zero copays for most common services, making healthcare costs predictable. The plan also includes virtual care options for musculoskeletal and mental health support. Gravie also offers Gravie Pay, an interest-free payment option to help members cover healthcare expenses. The company targets small and midsize businesses to reduce premiums compared with prior carrier renewals and to achieve high member retention. Overall, Gravie aims to lessen the financial burden of healthcare and improve access to needed services.

Company Size

201-500

Company Stage

Debt Financing

Total Funding

$382.6M

Headquarters

Minneapolis, Minnesota

Founded

2013

Simplify Jobs

Simplify's Take

What believers are saying

  • Steve Wolin's Oscar Health COO experience accelerates growth beyond 150% three-year CAGR trajectory.
  • $40 million Trinity Capital debt facility funds market expansion and product development initiatives.
  • 2022 data shows 15% employer premium savings and 61% lower employee out-of-pocket costs versus competitors.

What critics are saying

  • Vermont regulatory scrutiny of owned RSIC insurer risks license revocation, halting level-funded operations.
  • Teladoc partnership deteriorates as stock plunged 90% since 2021, disrupting virtual health offerings.
  • Debt covenants breach if claims exceed projections from zero-deductible plan's high utilization rates.

What makes Gravie unique

  • Zero deductibles and copays on 85% of common healthcare services differentiate Comfort from traditional plans.
  • Level-funded model with owned Risk Solutions Insurance Company enables unique stop-loss structure and cost control.
  • ICHRA expansion under Andrew Reeves captures growing market as adoption tripled since 2020.

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Benefits

Health Insurance

401(k) Retirement Plan

401(k) Company Match

Paid Holidays

Paid Vacation

Paid Sick Leave

Flexible Work Hours

Paid Parental Leave

Wellness Program

Alternative Medicine Coverage

Cell Phone Reimbursement

Transportation Perks

Education Reimbursement

Paid Paw-ternity Leave

Growth & Insights and Company News

Headcount

6 month growth

0%

1 year growth

-1%

2 year growth

0%
Coverager
Feb 18th, 2025
Gravie Names Steve Wolin Ceo

Gravie <i class="fa fa-info-circle company-popover" data-content="h3Gravie/h3. div. table

PR Newswire
Feb 10th, 2025
Gravie Names Steve Wolin Chief Executive Officer

MINNEAPOLIS, Feb. 10, 2025 /PRNewswire/ -- Gravie , one of the nation's fastest growing health benefits innovators, has named Steve Wolin as the company's new chief executive. Wolin succeeds Gravie Co-founder and CEO Abir Sen, who will continue as chairman of the board of directors. Prior to joining Gravie, Steve was the chief operating officer at Oscar Health."I'm incredibly excited for this opportunity to lead Gravie into the future as it continues to revolutionize the employer-sponsored health benefits market—especially for small and midsize firms whose unique challenges the industry has historically ignored," said Wolin. "Gravie has been on a remarkable growth trajectory with a three-year compound annual growth rate of more than 150%, while maintaining some of the best customer satisfaction scores I've ever seen in the employer space. In an industry dominated by a handful of players whose business models no longer support the needs of small and midsize firms, this is Gravie's time."Gravie's flagship health plan, known as Comfort®, is a level-funded product with zero premiums and zero deductibles on the most common healthcare services, like doctor's appointments, specialists, urgent care, generic drugs, and labs and imaging

The Business Journals
Jun 25th, 2024
Gravie secures $40M in debt facility from Trinity Capital

Employer health benefits startup Gravie received a commitment of $40 million debt facility from Trinity Capital Inc.

The Minneapolis Egotist
Mar 29th, 2024
Gravie Launches New Podcast: It's a Gravie Thing

Gravie, one of the nation's fastest growing health benefits innovators, announces the launch of its new podcast called It's a Gravie Thing: Health Benefits You Can Love.

PR Newswire
Sep 19th, 2023
Healthcare Executive Ken Paulus Joins Gravie Board Of Directors

MINNEAPOLIS, Sept. 19, 2023 /PRNewswire/ -- Gravie, one of the nation's fastest growing health benefits innovators, announced today that Ken Paulus has joined its board of directors. Paulus, who recently retired as the CEO of pharmacy benefit management firm Prime Therapeutics LLC, joins Gravie as an independent director.Paulus brings to the Gravie board decades of experience driving change across several areas of the healthcare industry, including leadership roles at PBMs, health systems and health plans at companies like Allina Health, Harvard Vanguard and Partners Healthcare System. Paulus currently serves on the boards of directors for virtual care leader Teladoc and orthopedic device manufacturer Breg, Inc."We're fortunate to bring someone with Ken's depth of experience and wide breadth of knowledge to Gravie as we continue our ambitious work to build a health plan everyone can love," said Gravie Co-Founder and CEO Abir Sen. "Ken has a unique understanding of how the healthcare ecosystem works and has seen firsthand how misaligned incentives across the industry create a zero-sum game that ultimately fails consumers. His counsel will be invaluable as Gravie works to redefine the health benefits experience."Gravie announced earlier this year that growth equity investor General Atlantic anchored a $179 million investment in the company, alongside existing investors FirstMark Capital and AXA Venture Partners

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