Principal Software Engineer - Payments Technology

Organization

At CommBank, we never lose sight of the role we play in other people’s financial wellbeing. Our focus is to help people and businesses move forward to progress. To make the right financial decisions and achieve their dreams, targets, and aspirations. Regardless of where you work within our organisation, your initiative, talent, ideas, and energy all contribute to the impact that we can make with our work. Together we can achieve great things.

Job Title: Principal Software Engineer

Location: Bangalore

Business & Team: BB Tech - Payments Technology

Enterprise Services (ES) is responsible for the world leading application of technology and operations across every aspect of CommBank, from innovative product platforms for our customers to essential tools within our business. We also use technology to drive efficient and timely processing, an essential component of great customer service. CommBank is recognized as leading the industry in IT and operations with its world-class platforms and processes, agile IT infrastructure, and innovation in everything from payments to internet banking and mobile apps.

The Payments Technology and Environments team resides in the Payments Service Utility and its purpose is to restore the trust of our customers by transforming the Payments services experiences provided by the Bank to 99.999% availability, greater agility and reliability. Our team is composed of engineers and technology leaders, who bring in the right mix of skills to enable this transformation. We also work very closely with our business and operations colleagues to support these services which are critical to the Australian and Global economy. Our team is also responsible to also drive Engineering Governance, Continuous Delivery and key technological simplification pillars such as Cloud and Payments Event based architecture.  
 

Impact & Contribution

As a Principal Software Engineer within Payments Technology - Batch, you will be responsible for defining the Engineering Strategy for the greenfield development which will be the foundation for future proof Solutions being developed as a part of Service Domain initiative. Specifically, as a Principal Software Engineer, you are expected to develop solutions and guide design to drive outcomes across the Core Product Systems within Realtime Payments. You are responsible for design analysis and the estimation process from Business Case, ideation, discovery and inception phases. You would also be working on some of the legacy technologies (like WebSphere) which are used in some of the applications and plan to maintain and modernize them.

Roles & Responsibilities:

• Design and implement BIAN APIs and specifications

• Lead high performing API and Cloud Engineering team

• Adopt a ‘Design to Run’ mentality to architect robust solutions that are fully supportable in a production environment

• Provide developmental advice and consult for business case/ideation, discovery, inception and enhancement requests by examining current vs target architectures ensuring align with ES strategy and architecture standards

• Collaborate with Solution Architecture and functional SME’s to prototype solutions to explore alternatives, seeking simple & standard solutions with a low cost of ownership

• Collaborate with upstream and downstream system representatives to ensure an integrated end to end solution is delivered to achieve the desired outcomes

• Proactively seek opportunities for continuous improvement of Core Product systems and data to leverage existing capabilities

• Work with senior technical and business management teams in identifying issues of current state architecture, developing target state architecture with the ability to communicate the features and benefits

• Identifies and engages stakeholders, including architecture disciplines, asset owners, delivery owner, business stakeholders and SMEs to ensure architecture is optimal, and has the greatest chance of success

• Effectively challenges business leaders to obtain the best technology solutions and fit with ES strategy

• Continually learning modern technology best practices and bring them back to the group. Go above and beyond in improving quality and performance in the delivery of efficient, reliable and maintainable application and solutions that meet design and requirements specifications for technology projects.

Essential Skills

• 14-18 Years of experience in experience in Java/J2EE and Scripting Language (TypeScript/JavaScript/Python)

• Experience in AWS services like lambda, API gateway, EKS Cluster, IM Roles & Policy, Bean Stalk, Fargate, VPC, SubNets, Route tables, Load balancer etc.

• Experience in CI-CD Tools – Github, Github Action, Sonar Qube/Cloud, Teamcity/Jenkin, Docker, Kubernetes

• Monitoring and logging tools – Splunk/ObservInc, AppDynamics, Cloud Watch Canary

• Technical leadership of tools and technologies within capability (develop, build, test automation, deployment, monitoring & logging, or service management & orchestration) being specialized

• Strong understanding of application architecture and knowledge of software implementation best practices and object orientated design principles

• You are able to debug complex technical issues involving multiple system components

• Ability to work and participate in an agile (scrum) environment

Education Qualifications

• Bachelor’s degree/master’s degree in engineering in Computer Science/Information Technology or any similar stream

Advertising End Date: 29/11/2026