Full-Time

Senior Lifecycle Growth Manager

Ethos Life

Ethos Life

501-1,000 employees

Tech-driven online life insurance provider

No salary listed

Bengaluru, Karnataka, India

Hybrid

Hybrid role; on-site presence in Bangalore, India.

Category
Growth & Marketing (1)
Required Skills
SQL
Requirements
  • 7-10+ years in lifecycle marketing, growth product management/ product-led-growth, or customer relationship management at a business-to-consumer technology, fintech, software-as-a-service, or marketplace company with demonstrated impact on lifetime value, retention, or activation metrics that mattered to the business.
  • Fluent in Structured Query Language and understand the data in and out. You do not wait for an analyst to tell you whether a campaign worked — you pull the data yourself, segment the cohort, and come back with the answer. You understand statistical significance, power analysis, cohort retention curves, and the difference between a lift that is real and a lift that is noise.
  • Shipped product-led growth experiments, not just email campaigns. You have written a product requirements document, worked through a trade-off with an engineer, and measured in-product feature adoption.
  • Hands-on with enterprise customer relationship management platforms — Iterable, Braze, Customer.io, or similar. You can build a complex multi-branch journey without hand-holding, and you can debug why a campaign is not firing without escalating to a vendor rep.
  • You communicate like a senior operator. You can debate strategy with a Director, write a decision memo, and hold your ground when you disagree — while staying open when the counterpoint is stronger. You default to direct, concise, written communication and flag ambiguous items explicitly rather than resolving them with unspoken assumptions.
  • You have worked across time zones with a United States-based manager and know how to make asynchronous collaboration work — owning hand-offs, writing clear updates, and protecting the golden-hour overlap for high-bandwidth decisions.
Responsibilities
  • Own the Application Drop-Off Recovery lifecycle layer by mapping where drop-off concentrates across the application flow and building targeted recovery interventions for each leak point, coordinating with Product and Engineering on in-product recovery surfaces and outbound recovery motions across email, SMS, push, and Regal, and measuring step-to-step conversion lift and applicant-to-approved rate.
  • Own the ANA program with personalization as the core design principle, developing distinct journeys for each drop-off cohort and layering secondary personalization signals such as persona signals, term-length selected, quoted price band, and engagement recency, while managing evergreen ANA flow, term-length education moments, pricing transparency touchpoints, and social proof frameworks with success measured by activation rate lift by cohort.
  • Own the end-to-end Experimentation Engine, moving from sporadic tests to a high-velocity program with 10+ well-designed experiments per quarter, defining hypotheses, ensuring statistical power, and conducting ruthless post-mortems; translate winners into roadmap changes including incrementality tests, holdouts, frequency-cap experiments, and multivariate designs.
  • Lead Product-Led Activation Growth by partnering with Product and Engineering to design in-product interventions such as application-step nudges, saved-progress recovery surfaces, pricing-transparency moments, term-length education, and post-approval decision support, and measure feature adoption alongside channel metrics; treat product and CRM as a single activation funnel.
  • Oversee Lifecycle Operations & Velocity by translating quarterly objectives and key results into concrete execution plans, architecting workflows for fast, low-error lifecycle operations, co-owning quarterly planning with United States leadership, and pushing back with evidence when strategy is flawed or slower than needed.
  • Design AI-Native Workflow Design by building AI-powered lifecycle workflows that enable hypothesis-to-shipped-test speed with generation of copy variants, journey QA, cohort segmentation, and drafting briefs; design systems where AI agents execute the steps so human time focuses on strategy, analysis, and judgment
Desired Qualifications
  • Experience at a fintech, insurtech, or regulated-vertical company where compliance shapes the lifecycle program.
  • Hands-on background leading an email service provider or customer data platform migration (Iterable, Braze, Responsys, Salesforce Marketing Cloud).
  • Experience in a two-sided marketplace or high-volume business-to-consumer environment.
  • Prior product manager or product-manager-adjacent role with ownership of a roadmap, not just a campaign calendar.
  • Working familiarity with experimentation platforms such as Optimizely, Statsig, LaunchDarkly, or in-house feature flagging.
  • Basic HTML/CSS fluency to debug rendering issues without a developer.

Ethos Life offers online life insurance with a focus on simplicity and speed. What it does: Ethos provides term and whole life policies through an online platform, using partner carriers to issue coverage. How it works: Potential customers receive instant online quotes and can apply without a medical exam; the platform asks health and lifestyle questions to assess risk, with many applications approved in minutes. Revenue model: Ethos earns commissions on policies sold by its partner carriers. Value adds: Complimentary estate planning tools such as free wills and estate plans for eligible policyholders. How it differs from competitors: It eliminates medical exams, provides a fully online application process, and adds estate planning resources, positioning itself as a tech-driven, customer-friendly alternative in life insurance. The goal: Make life insurance easy to obtain and affordable for individuals and families while providing quick coverage and helpful planning tools.

Company Size

501-1,000

Company Stage

IPO

Headquarters

Austin, Texas

Founded

2016

Simplify Jobs

Simplify's Take

What believers are saying

  • Liberty Mutual partnership expands reach through established insurer channels.
  • Banner Life launches two whole life products in under five months, totaling 12 offerings.
  • 2026 IPO raises $200M at $1.2B valuation, funding tech and carrier expansions.

What critics are saying

  • Liberty Mutual captures direct customers, bypassing Ethos commissions in 12-24 months.
  • Carrier fragmentation with Protective and Ameritas dilutes Ethos brand moat immediately.
  • New York exclusion hands market to Haven Life, siphoning urban customers ongoing.

What makes Ethos Life unique

  • Ethos automates laddering from Term Prime to Choice for instant no-exam approvals.
  • Proprietary underwriting engine powers white-label platforms for Liberty Mutual.
  • Offers 10-40 year terms up to $2M via Protective partnership since January 2025.

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Benefits

Remote Work Options

Growth & Insights and Company News

Headcount

6 month growth

0%

1 year growth

0%

2 year growth

-1%
Yahoo Finance
Mar 24th, 2026
Ethos and Banner Life launch two whole life insurance products in under five months

Ethos Technologies has expanded its partnership with Banner Life Insurance Company to offer two new Ethos-branded whole life insurance products: Simplified Issue Whole Life and Guaranteed Issue Whole Life. The products will be available through Ethos' technology platform, extending the company's final expense solutions to more families. The collaboration moved from concept to market launch in under five months. Ethos now offers 12 products through its platform, working with carriers including Banner Life, TruStage Financial Group, Ameritas Life Insurance, Protective, North American Sammons and Aflac. The new whole life products will initially be available through select agencies and aim to help families cover end-of-life and other expenses. Both companies emphasised their shared commitment to closing the US life insurance coverage gap through more accessible and affordable solutions.

Yahoo Finance
Mar 3rd, 2026
Citi raises Ethos Technologies price target to $16 on strong Q4 revenue of $110M

Citi has raised its price target on Ethos Technologies Inc. to $16 from $15, maintaining a Buy rating following the company's strong Q4 results. The bank cited sustained operational momentum and acceleration continuing into Q1. Ethos reported Q4 revenue of $110.1 million, beating consensus estimates of $108.32 million, with 65% year-over-year growth. The digital life insurance platform reached 500,000 activated policies, a key milestone for adoption. The company projects fiscal 2026 revenue between $510 million and $514 million, representing approximately 32% year-over-year growth, with adjusted EBITDA of $99 million to $103 million. Founded in 2016, the Austin-based company uses AI and data science to modernise life insurance distribution through a no-medical-exam application process.

Carousel Capital
Feb 4th, 2026
Carousel Capital closes continuation vehicle for Ethos with Dextra Partners

Carousel Capital has closed a continuation vehicle for Ethos, a national provider of tech-enabled insurance claims investigation and medical management solutions. The vehicle is anchored by Dextra Partners, with Carousel Capital Partners VI making a significant investment alongside. Since partnering with Ethos in 2020, Carousel has supported the company's transformation from a specialised investigations provider into an integrated platform offering comprehensive services. Under CEO Micah Smith, Ethos has expanded nationally, completed strategic acquisitions and invested in its proprietary Sightline operating system and AI-enabled tools like Pathfinder. The continuation vehicle will support further technology investment, expansion of medical management offerings and deeper market penetration. Ethos has also established a new senior credit facility led by Freeport Financial, with participation from Apogem Capital and Barings.

Seeking Alpha
Jan 29th, 2026
Ethos IPO prices at $19 per share, raises $97.5M in middle of expected range

Ethos, a life insurance technology platform, priced its initial public offering at $19 per share, the middle of its expected range of $18-$20. The company offered 5.13 million shares of class A stock in the listing.

Yahoo Finance
Jan 29th, 2026
Insurance platform Ethos Technologies, backers raise about $200 million in US IPO

The company and the selling shareholders ‌sold 10.5 million shares at $19 apiece, the midpoint of its targeted range of $18 to $20 a ‌share. The IPO valued Ethos at about $1.2 billion, based on the number of shares outstanding mentioned in its prospectus. Ethos, backed by venture capital firms Accel and Sequoia, said its platform and underwriting engine transform the buying, selling, and ⁠risk management of life ‌insurance, helping customers secure coverage in minutes rather than months.