Full-Time

AI Native Software Engineer

Remitly

Remitly

1,001-5,000 employees

Facilitates international money transfers for immigrants

Compensation Overview

$124k - $155k/yr

+ Equity

Seattle, WA, USA + 1 more

More locations: Arlington, VA, USA

Hybrid

Three days on-site per week required.

Category
Software Engineering (1)
Required Skills
LLM
UI/UX Design
REST APIs
Data Analysis

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Requirements
  • Proficiency with AI coding agents for end-to-end application development
  • Ability to write effective prompts and iterate to achieve desired outcomes
  • Understanding of full-stack applications: frontend, backend, data, and infrastructure
  • Familiarity with common architectural patterns (web applications, APIs, databases, queues)
  • Awareness of fundamental design principles, common UI/UX patterns, and basic product development concepts
  • Ability to read and interpret basic analytics (usage metrics, conversion rates, error rates)
  • Strong communication skills and a collaborative, learning-oriented mindset
Responsibilities
  • Build complete applications, workflow automations, and basic agents within your team's product area using AI coding agents
  • Translate customer needs into buildable specifications and ship solutions from requirements through deployment
  • Instrument solutions to track usage and outcomes, iterating based on what you learn
  • Evaluate AI-generated output against Remitly's standards for security, privacy, reliability, and quality before shipping
  • Participate in customer conversations to understand acute problems and identify automation opportunities
  • Document your approaches, effective prompts, and patterns for the team

Remitly helps immigrants send money internationally by offering transfers to bank accounts, cash pickups, or mobile wallets. The service works through its website and mobile app, where users initiate transfers, compare fees, and view real-time tracking. Remitly earns money from per-transaction fees and a margin on exchange rates, and it charges customers via the transfer process. It differentiates itself by focusing on immigrant communities, offering competitive rates and fast, secure transfers, plus promotions and a user-friendly experience. Its goal is to provide affordable, transparent, and convenient remittance services worldwide while supporting the needs and financial education of immigrant communities.

Company Size

1,001-5,000

Company Stage

IPO

Headquarters

Seattle, Washington

Founded

2011

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Simplify Jobs

Simplify's Take

What believers are saying

  • Q2 2026 send volume rose 27% to $23.5 billion, with 10.2 million customers.
  • Revenue grew 20% to $495.2 million in Q2 2026, and adjusted EBITDA jumped 79%.
  • The July 9, 2026 UAE license opens a $50 billion remittance market.

What critics are saying

  • Sebastian Gunningham replaced Matt Oppenheimer in February 2026, and Ankur Sinha resigned June 19.
  • The Global Card enters crowded turf against Wise, Revolut, Visa, and bank debit products.
  • UAE SVF licensing raises compliance stakes; one AML failure can trigger shutdowns and fines.

What makes Remitly unique

  • Remitly serves immigrants in 175+ countries with corridor-specific pricing and delivery.
  • The July 30, 2026 Global Card bundles sending, spending, saving, and borrowing.
  • The May 12, 2026 Remitly Business launch targets SMB cross-border payments.

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Benefits

Continuing Education or Travel Stipend

Office Culture

Flexible PTO, Schedules and Leaves

DEI Learning Opportunities

Community Engagement

Inclusive Benefits

Growth & Insights and Company News

Headcount

6 month growth

0%

1 year growth

0%

2 year growth

0%
PrimePay Networks
Jul 31st, 2026
Remitly launches debit card to expand beyond remittances.

Remitly launches debit card to expand beyond remittances. Remitly, which has built its business on cross-border money transfers, is launching a companion debit card in the U.S., entering the growing market for international payments. The Remitly Global Card integrates with Remitly's cross-border payments platform, giving customers access to the company's foreign exchange rates and transfer services. Remitly says the card provides access to its lowest-cost and fastest transfer options. The company positions the product as an alternative to traditional bank debit cards, which can charge foreign transaction and currency conversion fees for international spending. The new product is issued through Lead Bank and operates on the Visa network. The account wallet is handled by Stripe, and the funds are held at Fifth Third Bank, giving customers FDIC insurance. Customers can hold balances in U.S. dollars or the USDC stablecoin rather than converting funds into local currencies. The card builds on the Remitly Wallet, a multi-currency digital wallet launched last year that supports both fiat currencies and stablecoins. It also includes a peer-to-peer option that allows customers to send money instantly to other Remitly cardholders. "This is a card built for international banking," said Ben Danner, Senior Analyst, Debit at Javelin Strategy & Research. "It all works within a unified system instead of having to juggle multiple accounts for money transmitting, bank accounts, etc. It's a one-stop shop." Beyond remittances. The launch expands Remitly's product lineup beyond remittances. Among its major U.S. competitors, MoneyGram does not offer a debit card, while Western Union's offering is limited to a prepaid card for cross-border remittances. UK-based competitors Wise and Revolut already offer debit cards that are available across most of the U.S. The new card is part of Remitly's broader effort to expand into everyday financial services. It also aligns with the company's focus on customers who send money internationally, including the underbanked. Building relationships. The card is initially available only in the U.S. Remitly says it plans to expand availability to the UK and Europe in the coming quarters, followed by a broader rollout to additional global markets. "It's a great product for bringing customers into the Remitly ecosystem and building a deposit relationship rather than relying on customers to fund their transfers only from outside accounts," said Danner. "One strong benefit of the debit card is it being on the Visa network, which has a strong global presence and acceptance. I can see this being a useful product for immigrants and long-term international travelers needing to utilize the money transfer service."

Yahoo Finance
Jul 30th, 2026
Remitly launches Global Card with USDC support, instant cross-border transfers and credit access

Remitly has launched the Remitly Global Card, designed for people whose financial lives span multiple countries. The card allows users to send, spend, save, and borrow from a single account, regardless of their location. Key features include preferred foreign exchange rates and faster delivery speeds for remittances, no foreign transaction fees, and the ability to hold balances in US dollars or USDC in select locations. Cardholders can receive direct deposits, make instant transfers to other Remitly Global Cardholders, and access global ATMs. Through the Remitly Global Card Membership plan, eligible customers can access a line of credit without credit history requirements. The membership also includes a 3GB global travel eSIM and Smart Rate protection, which automatically credits users if exchange rates improve within 24 hours of a transfer. The card addresses the needs of underbanked customers and those living across borders.

GeekWire
Jul 27th, 2026
Tech Moves: Remitly names CISO; Joseph Williams leads cybersecurity ed at WWU; Yoodli gets product VP.

Tech Moves: Remitly names CISO; Joseph Williams leads cybersecurity ed at WWU; Yoodli gets product VP. - Jeff Lyon is now chief information security officer at Seattle's Remitly. Lyon joins from Coinbase, where he was head of infrastructure security for two years. Past roles include security leadership at Robinhood and Amazon Web Services. Lyon also served as a petty officer with the U.S. Navy for more than nine years. "Remitly's mission to transform lives through trusted financial services that transcend borders resonates deeply and is a natural progression of my work building security organizations, secure applications, and safe-by-default platforms across fintech," Lyon said in a LinkedIn post. Remitly has seen a reshuffling of leadership since co-founder and CEO Matt Oppenheimer departed in February. Ankur Sinha resigned as chief product and technology officer in June, and Rina Hahn left as chief marketing officer earlier this month. Veteran tech and finance executive Sebastian Gunningham now leads the company. - Joseph Williams, a longtime Seattle-area leader at the intersection of tech and public service, was named director of Cybersecurity Programs at Western Washington University. Williams most recently served as the governance, risk management and compliance (GRC) practice director at consulting firm Artemis Connection. His varied career includes working as information and communications technology sector lead for the Washington State Department of Commerce; Seattle office director for Pacific Northwest National Laboratory; and divisional CTO at Microsoft. Williams' experience "sets the stage for propelling our cybersecurity programs to new heights as we seek to equip and empower our graduates to be successful in exciting careers in a fast-changing technology landscape," said Filip Jagodzinski, computer sciences' department chair. - Kartik Murthy was named vice president of product for Yoodli, a roleplay platform using AI to help people improve their professional skills. Murthy joins the Seattle-based startup from the cybersecurity company Coalition, where he served as head of product for four years. He has held product management roles at companies including Meta, Google and Uber. "In a world where many AI products try to automate workflows, Yoodli is taking a bet on humans and it's already paying off," Murthy said on LinkedIn. - Phoebe Weiser is now an investor at the longtime Seattle venture firm Madrona. She joins from Databricks, where she worked as a product manager, and previously held internship and full-time roles at Microsoft. "After building in security at Microsoft and data engineering at Databricks, I'm looking forward to partnering with the next generation of founders. I'm especially grateful to the managers, mentors, and teammates over the past few years for everything they taught me about building products at scale," she said on LinkedIn. - Salman Taherian is now head of AI for Grant Thornton, a Chicago firm offering audit, assurance, tax and advisory services. Taherian, who is based at the company's office in Bellevue, Wash., joins from Amazon Web Services where he was global head of agentic AI and strategic partner accounts. Past employers include Wipro Limited and Relx. - Two Fred Hutch Cancer Center researchers have received endowed chairs: * Kate Markey, an assistant professor at Fred Hutch and UW Medicine, has received the Innovators Network Endowed Chair. Markey is a bone marrow transplant physician and studies how gut bacteria affect recovery for cancer patients. * Sita Kugel, a pancreatic cancer researcher and Fred Hutch professor, is the inaugural recipient of the Leung Roy Family Endowed Chair. - Jeff Weintraub was appointed chief operating officer and chief financial officer for Nabu, a Seattle startup that publicly launched this year that's building tools for software product teams. Its co-founders are Jon Grant and Eric Thompson. Weintraub was most recently at Apple for more than 12 years, leaving the role of director of consumer and enterprise support engineering. Earlier in his career he was with Intel and also owned a bathroom fixture manufacturing company.

Yahoo Finance
Jul 20th, 2026
Remitly named top stock under $50 as Kraft Heinz and PENN Entertainment warned off

Remitly, an online money transfer platform backed by Amazon founder Jeff Bezos, is emerging as a standout investment opportunity under $50. Trading at $24.65, the company has demonstrated strong fundamentals with active customers growing 28.4% annually. The fintech firm's earnings per share surged 247% annually over the past three years, significantly outpacing revenue growth. Its free cash flow margin expanded by 35.2 percentage points, providing flexibility for reinvestment and shareholder returns. In contrast, Kraft Heinz faces declining sales and shrinking margins, with operating margin falling 25.1 percentage points last year. PENN Entertainment struggles with weak cash flow generation and declining returns on capital, despite its diversified casino and sports betting operations. Remitly's consistent customer acquisition and improving profitability position it favourably amongst stocks in this price range.

Legal Residency Costa Rica
Jul 16th, 2026
Sending money to Costa Rica: Best ways to transfer USD and exchange colones (2026).

Sending money to Costa Rica: Best ways to transfer USD and exchange colones (2026). Once you decide to move to Costa Rica, a very practical question follows: how do you actually get your money there without losing a fortune to fees and bad exchange rates? Whether you are funding a Rentista deposit, paying rent, or just topping up your local account, here is how expats move money in 2026. Understanding the colón. Costa Rica's currency is the colón (CRC). In 2026 the exchange rate typically floats between 500 and 600 colones per US dollar. Dollars are widely accepted in tourist areas and for large transactions like rent or real estate, but day-to-day life - groceries, buses, sodas - runs on colones. You will constantly convert between the two, so getting a good exchange rate matters more than you might think. The single biggest way people lose money is the hidden exchange-rate markup. Many banks and services advertise "no fees" but quietly build a 2-5% margin into the rate they give you. On a $60,000 Rentista transfer, a 3% markup is $1,800 gone. The expat favorite: Wise. By a wide margin, the tool most expats recommend is Wise (formerly TransferWise). The reason is simple: Wise uses the real mid-market exchange rate - the one you see on Google - and shows its fee (usually 0.4-0.6%) upfront and separately. There is no hidden markup. * Most transfers arrive within a day; many in seconds. * You can hold USD and CRC in the same account and convert when the rate is favorable. * It integrates cleanly with Costa Rican banks for moving funds to your local account. Other services like Xoom, Remitly, and Wise's competitors work too, but Wise is the benchmark expats measure everything else against. When you still need a bank wire. Some situations require a traditional bank wire, especially: * Funding the $60,000 Rentista requirement, which must be verified in a Costa Rican bank. * Large real estate purchases handled through escrow. * Meeting proof-of-funds documentation for your application. For these, the money often needs to arrive through a regulated banking channel with a clear paper trail. Legal Residency Costa Rica help clients handle this correctly - see its bank wire transfers in USD page and its proof of origin of funds guide, since Costa Rican banks require documentation showing where large sums came from. Comparing your options. | Method | Typical cost | Best for | | Wise | ~0.4-0.6% + real rate | Everyday transfers, rent, topping up | | Bank wire (SWIFT) | $15-$50 + markup | Rentista deposit, real estate, proof of funds | | Western Union | Higher markup | Cash pickup, urgent small amounts | | ATM withdrawal | Fee + poor rate | Small amounts of cash in a pinch | Opening a local bank account. To open a full Costa Rican bank account, you generally need your residency (a DIMEX card) first. Before that, many newcomers rely on their Wise account plus a US bank card. Once you have residency, a local account makes paying CAJA, utilities, and bills far easier. Its banking in Costa Rica and bank account guide walk through the full process. Smart habits that save money. * Never accept "Dynamic Currency Conversion" at a store or ATM - always choose to be charged in colones, not dollars, to avoid a stacked markup. * Batch your transfers to minimize per-transaction fees rather than sending small amounts repeatedly. * Watch the rate - holding funds in a multi-currency account lets you convert when the colón is favorable. * Keep records of large inbound transfers; you may need them for banking and residency documentation. How money ties into residency. For the Rentista category especially, moving and documenting funds correctly is part of qualifying. Its team coordinates the banking and paperwork so your deposit and proof-of-funds line up with what Immigration expects. Learn more about Pensionado vs Rentista and the residency cost breakdown. The bottom line. Use Wise for everyday transfers, a documented bank wire for big regulated moves like the Rentista deposit, and never let a bank hide its markup in the exchange rate. Do that and you will keep thousands of dollars that would otherwise vanish in fees. Call Legal Residency Costa Rica: +506-8385-5008 | Email: [email protected] | Office: Santa Ana, Costa Rica Planning a move and want the money side handled right? Contact its team today. Free Consultation - No Obligation Ready to start your new life in Costa Rica? Over 500 families have trusted Legal Residency Costa Rica with their residency process. 25+ years of experience. 98% approval rate. Reach out now - Legal Residency Costa Rica typically respond within minutes during business hours (8am-5pm CST, every day). +506-8385-5008 - [email protected] - Santa Ana, Costa Rica