Full-Time

Second Line Loan Review Emerging Risk Analyst

Confirmed live in the last 24 hours

SoFi

SoFi

1,001-5,000 employees

Offers diverse personal finance solutions

Fintech
Financial Services

Senior

Frisco, TX, USA

Category
Risk Management
Finance & Banking
Required Skills
SQL
Tableau
Data Analysis
Requirements
  • Bachelor's degree in Finance, Accounting, Business, or a related field.
  • 5+ years in credit risk management, credit analysis, or a related field within a financial institution, with a strong background in consumer lending and risk assessment.
  • Previous experience in Operations, Compliance, or Risk
  • Strong knowledge of database management and data warehousing for effective data extraction.
  • Strong analytical and problem-solving skills, with the ability to interpret complex data and trends.
  • Attention to detail and a commitment to maintaining high-quality standards.
  • Demonstrated ability working with Tableau Creator
  • Experience using SQL to extract actionable information from relational databases.
  • High motivation to learn, drive change, and able to work collaboratively in a complex and fast-paced environment.
  • Strong cross-functional, teaming, and communications skills, as well as an ability to work in a fluid and highly collaborative environment.
  • Ability to operate independently with excellent time management skills.
  • Excellent written and oral communication skills, including strong presentation skills.
Responsibilities
  • Design and implement data collection and processing pipelines
  • Strong experience owning product analytics workflows including formulating success metrics, socializing them across the organization, and creating dashboards/reports
  • Evaluate and interpret the results of data analysis
  • Build data pipelines to deploy production level datasets for emerging risk dashboard
  • Monitor external and internal environments for new and emerging risks
  • Analyze datasets to identify patterns, trends, and anomalies that may indicate potential risk.
  • Build out data driven monitoring metrics against underwriting and regulatory policy requirements
  • Recommend improvements to lending policies and practices based on credit challenges with policy owners and document the findings.
  • Data validation on all monitoring metrics ensuring consistent definitions with business partners.
Desired Qualifications
  • Knowledge of OCC regulations and guidelines related to credit risk management.

SoFi provides a variety of financial services aimed at helping individuals manage their money effectively. Its offerings include home loans, personal loans, student loan refinancing, credit cards, and investment options. SoFi's platform is designed to be user-friendly and mobile-first, allowing members to easily access and utilize these services. The company differentiates itself from competitors by offering a comprehensive suite of financial products under one roof, along with educational resources to assist users in making informed financial decisions. SoFi's goal is to create a seamless experience for its members, encouraging them to engage with multiple services while fostering an inclusive environment.

Company Stage

IPO

Total Funding

$4.5B

Headquarters

San Francisco, California

Founded

2011

Growth & Insights
Headcount

6 month growth

-7%

1 year growth

0%

2 year growth

-1%
Simplify Jobs

Simplify's Take

What believers are saying

  • SoFi's member base grew to 10 million, indicating strong market penetration.
  • The $525 million securitization deal boosts SoFi's lending capacity and revenue potential.
  • Partnerships with Mesh Payments and Galileo enhance SoFi's technological infrastructure.

What critics are saying

  • Increased competition from banks and fintechs could erode SoFi's market share.
  • Rapid member growth may strain SoFi's customer service and operations.
  • Integration of new technologies could pose cybersecurity and operational challenges.

What makes SoFi unique

  • SoFi offers a comprehensive suite of financial products under one platform.
  • The company leverages mobile-first technology to enhance user experience and engagement.
  • SoFi's member-centric approach fosters loyalty and long-term customer relationships.

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Benefits

You’re taken care of. SoFi employees receive comprehensive health, vision, dental, life insurance, and disability benefits—as well as flexible time off, fitness, fertility, and family planning options.

Realize your ambitions. We want to help our employees achieve financial freedom, just like our members. That’s why we contribute $200 per month toward your student loans to help pay down your debt—plus free financial classes.

Never stop learning. We offer frequent training, mentorship opportunities, and leadership programs to develop our people. We also cover tuition costs for approved programs, up to $5,250 per year.