Engineering Intern - AI Agents

Vikar technologies integrates Plaid for bank account opening. * home * Vikar technologies integrates Plaid for bank account opening. Vikar Technologies, a New Jersey-based provider of account opening and lending software for community banks and credit unions, has entered a technology partnership with Plaid to embed the data network's authentication and identity verification capabilities directly into its platform. The integration covers three functions: real-time external account authentication, document-based identity verification, and identity match, which cross-checks that the name on the applicant's identity document corresponds to the name on the funding account. The practical effect is that a community bank running Vikar no longer needs to route its onboarding workflow through a separate identity or payments tool. Account authentication replaces trial deposit delays at the point of account opening. The identity verification layer draws on what Plaid describes as authoritative data signals to support Bank Secrecy Act and anti-money-laundering compliance. The identity match step adds a fraud check at the same moment, without requiring a staff member to conduct a manual review. Glenn Bolstad, founder and chief executive of Vikar, said the two friction points historically slowing account opening had been funding authentication and identity verification. "By embedding Plaid directly into the Vikar platform, we're removing that friction entirely and helping banks fund accounts faster, verify customers more confidently, and reduce the manual work that slows onboarding down." Market context. The community banking segment is under sustained pressure from digital-native challengers and large retail banks, both of which have invested heavily in sub-five-minute account opening journeys. For institutions below the top tier, the answer is typically a third-party platform rather than bespoke technology investment, which explains the commercial logic of Vikar's integration strategy. Plaid, for its part, has expanded well beyond its original personal-finance aggregation roots and now positions itself as infrastructure for payments and identity across a wide range of financial applications. The identity verification and KYC tooling market has attracted significant investment, with providers including Jumio, Onfido and Socure competing for financial institution contracts alongside Plaid. What distinguishes the Vikar approach is the emphasis on embedding within a unified workflow rather than adding a point solution. For a community bank already running Vikar for loan origination and treasury, the Plaid integration removes a handoff rather than adding a vendor. Regulatory read-across. BSA/AML compliance is a live concern for US community banks. The Financial Crimes Enforcement Network has continued to update its customer due diligence expectations, and regulators have signalled close attention to whether digital account opening controls are equivalent to branch-based processes. An integrated identity verification step that creates an auditable record at account opening is commercially attractive partly because it reduces regulatory exposure. In the UK context, a parallel debate is under way around the FCA's consumer duty and digital onboarding standards, though Vikar's current market is the United States. The company said it will continue expanding its network of integrated partners. Near-term, the milestones to watch are whether named financial institution clients go live on the Plaid-integrated workflow and whether Vikar publishes measurable outcomes, such as reductions in time-to-fund or manual review rates, that would allow independent assessment of the integration's impact.

Socure launches Remote Verifier, wins multi- million identity proofing contract. * Identity verification and risk intelligence firm Socure launched its Remote Verifier solution this week. * Available within the company's RiskOS platform, Remote Verifier supports human agents when verifying identities for the small percentage of the population that cannot be accurately verified using traditional methods. * Socure most recently demoed its technology at FinovateFall 2017. Johnny Ayers is Founder and CEO. Trust infrastructure provider for global identity and risk intelligence, Socure, has unveiled its Remote Verifier. The new offering, available in Socure's RiskOS platform, is designed for individuals who do not initially pass Socure's verification process, do not want to use automated systems, or require a manual option to verify their identity. While Socure notes that this is a relatively small population - the company believes fewer than 1% of all individuals will require Remote Verifier - the solution nevertheless helps organizations accurately and efficiently verify every identity presented. Remote Verifier provides human agents with uploaded identity documents, explanations for why the initial check failed, real-time Socure fraud intelligence signals and risk indicators, relevant attributes, and other verification insights to make efficient, evidence-based decisions that reduce friction and ensure compliance. "Socure's new Remote Verifier gives human reviewers the data and insights needed to make high-confidence identity decisions while limiting the friction felt by individuals accessing critical government services," Socure Head of Public Sector Jordan Burris said. "This new integration ensures that live agents are not reviewing documents in isolation or using basic video conference software but are operating with the full context of Socure's AI-driven fraud detection and identity intelligence. Ultimately, Socure is enabling public sector organizations to make smarter decisions that safeguard program integrity and prevent fraud, all while delivering an improved customer experience." RiskOS (Risk Operating System) is Socure's AI-native decisioning and orchestration platform for identity verification, fraud prevention, risk management, and compliance. The platform integrates multiple data sources, enables real-time identity verification, fraud detection, and risk assessment workflows, and covers the full spectrum from identity verification to transaction monitoring, credit underwriting, and KYB solutions. Within RiskOS, Remote Verifier will enable teams to add remote identity document verification capabilities alongside the platform's existing identity verification, fraud detection, and risk assessment tools. "Socure has been a trusted partner for many years and a critical part of our ecosystem as we modernize loan and grant programs across the federal government," Allocore CEO Bill Webner said. "Together, we've helped transform critical federal systems - blocking hundreds of millions of dollars in fraudulent activity each month while improving access for legitimate applicants. As we expand this partnership to support efforts to unify and modernize lending and grant programs, integrating Socure's Remote Verifier into our turnkey IAL2 solution, including closing and notary capabilities, will deliver even greater value to our federal customers." Allocore is a leading provider of modern technology solutions for government lending, grants, investment management, and fraud prevention. The company's platform helps federal agencies streamline operations, meet regulatory compliance obligations, and leverage automation, data intelligence, and AI-driven innovation to deliver better outcomes for customers. Founded in 2012 and headquartered in New York, Socure most recently demoed its technology at FinovateFall 2017. The company specializes in digital identity verification, compliance, and fraud prevention, leveraging AI and machine learning to achieve high accuracy, automation, and capture rates. With more than 3,000 customers, Socure works with 19 of the 20 top US banks, 13 of the 15 top US credit card issuers, 4 of the top 5 social networks, and 600 leading fintechs. Johnny Ayers is Founder and CEO. Socure's new product announcement comes just days after the company reported securing a five-year, $163 million contract with Login.gov. Login.gov acts as a single, secure account to facilitate access to a variety of government services. Serving as subcontractor for Xcelerate Solutions, a defense and national security company, Socure will help deliver an identity verification solution that provides a continuous view of identity, including real-time identity resolution, attribute validation, fraud detection, behavioral analytics, and digital intelligence. The partnership will be especially helpful in enhancing the government's remote identity verification capabilities. "Organized networks and nation-state actors are deploying advanced techniques to exploit identity infrastructure at a speed that legacy systems cannot match, and an adaptive data-driven approach is the only credible way to stay ahead," Socure Head of Public Sector Jordan Burris said. "The good news is we can do that without creating new barriers for the Americans who depend on these services, and that is exactly what we set out to achieve with Xcelerate."

Socure launches manual fallback for digital identity verification. Company says fewer than 1 percent of users require manual review, but those cases remain critical for complete identity coverage. Socure has launched Remote Verifier in RiskOS, in a bid to provide comprehensive coverage for digital verification. According to a release, the product is designed for individuals who do not initially pass Socure's biometric verification processes, do not want to use automated technology systems or require a manual option to verify their identity. In effect, it's a contingency: Socure anticipates fewer than 1 percent of all individuals will require use of Remote Verifier to complete identity verification. In those instances, live agents are given access to uploaded identity documents, reasons the initial check failed, real-time Socure fraud intelligence, signals and risk indicators, in-session analytics, relevant identity attributes and other verification insights, to arrive at a conclusive verification result without the need for the user to schedule a video call with a live agent. The product is available to service a broad spectrum of industries, but has been given additional functionality and security measures for public sector deployments. "Socure's new Remote Verifier gives human reviewers the data and insights needed to make high-confidence identity decisions while limiting the friction felt by individuals accessing critical government services," says Jordan Burris, head of public sector at Socure. "This new integration ensures that live agents are not reviewing documents in isolation or using basic video conferencing software but are operating with the full context of Socure's AI-driven fraud detection and identity intelligence. Ultimately, Socure is enabling public sector organizations to make smarter decisions that safeguard program integrity and prevent fraud, all while delivering an improved customer experience." The first half of 2026 has seen New York-based Socure win a five-year, $163 million call order to provide identity proofing technology for Login.gov as a subcontractor to Xcelerate Solutions, and partner with Thomson Reuters on a digital identity verification and fraud prevention initiative. Article topics. Latest biometrics news. Jul 20, 2026, 3:46 pm EDT The constrained financial resources of organizations like UNHCR leave no room for misunderstanding during the procurement process for important but... Jul 20, 2026, 3:45 pm EDT Emerging threats like deepfakes and sophisticated synthetic identities pose new challenges to biometric systems, and to maintaining trust in them... Jul 20, 2026, 3:39 pm EDT SITA and Qatar Airways have launched opt-in face biometrics for check-in, bag drop, security and boarding at Hamad International Airport... Jul 20, 2026, 3:38 pm EDT Organizations preparing to implement NIST SP 800-63-4 now have a practical roadmap to accompany the new digital identity standard. This... Jul 20, 2026, 2:43 pm EDT Identity and biometrics companies are continuing to strengthen their leadership teams as the market shifts toward AI-driven fraud prevention, trusted... Jul 20, 2026, 2:21 pm EDT A recent post from TikTok declares its commitment to AI transparency, and introduces new efforts to that effect. The social...