F

FICO

Predictive credit risk scoring & analytics

Analytic Consultant

Data ScienceConfirmed live in the last 24 hours
Full-timeNo salary listed

About the Job

Requirements

  • A master's degree in Applied Mathematics, Economics, Statistics, Operations Research, Computer Science, Engineering, Physics, Cognitive Science, or a related quantitative, technical, or natural science discipline is required.
  • Relevant experience in financial services, fintech, insurance, consumer lending, or credit bureau environments is required.
  • Strong programming and data analysis skills using languages or tools such as Python, R, C++, Java, MATLAB, or similar, with the ability to prepare, manipulate, analyze, and model large datasets are required.
  • The candidate must be able to analyze complex datasets, identify data, processing, or analytical issues, pinpoint root causes, and recommend practical solutions that support reliable modeling outcomes.
  • The candidate must be able to work collaboratively and independently in cross-functional and client-facing environments.
  • The candidate must be willing to work on global projects, including occasional meetings outside normal business hours to accommodate international client time zones.

Responsibilities

  • Contribute to international FICO Scores projects through client data analysis, model development, model validation, and delivery activities.
  • Design, develop, and evaluate data-driven exploratory analyses, predictive models, and decision models to solve business problems across the financial services industry.
  • Analyze large-scale consumer credit and credit bureau datasets to assess modeling suitability, identify data patterns, develop variables, and support scoring solutions.
  • Apply statistical modeling, machine learning, pattern recognition, and performance inference techniques to identify effective modeling approaches and improve model performance.
  • Anticipate, investigate, and resolve data, modeling, and analytical issues by identifying root causes and recommending practical solutions.
  • Create, review, and deliver formal presentations of analytical work, clearly communicating modeling results, key insights, and recommendations to internal stakeholders and clients.
  • Manage assigned analytical work streams across simultaneous projects, adjusting to changing priorities while consistently delivering high-quality work against client and internal deadlines.
  • Communicate with project teams and client stakeholders, share progress, raise questions or risks early, and participate in meetings across international time zones.
  • Travel occasionally for client meetings or project needs, including domestic or international engagements.

Desired Qualifications

  • Familiarity with consumer credit risk, fraud risk, credit bureau data, or lending decisioning is preferred.
  • Exposure to cloud-based analytics platforms such as AWS, Azure, GCP, or similar is a plus.

About the Company

FICO

Predictive credit risk scoring & analytics

FICO provides data analytics and decision-management tools for credit risk and lending, with the FICO score as its flagship measure of consumer credit risk used by lenders. The score is calculated from a user’s credit report data to predict loan repayment likelihood, and FICO software applies analytics and decision rules to guide loan approvals, pricing, fraud detection, and account management. Unlike many competitors, FICO combines a widely adopted score with an end-to-end suite of predictive analytics and decision-management tools that cover the full lending lifecycle. Its goal is to help financial institutions make better lending and risk decisions, prevent fraud, and optimize customer relationships through data-driven, rules-based systems.

Company size
1,001-5,000
Company stage
IPO
Headquarters
San Jose, CA
Founded
1956

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