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Wells Fargo

Nationwide banking and financial services

Mortgage Retail Sales Consultant

Retail & Commercial BankingConfirmed live in the last 24 hours
Full-timeIrvine, CA, USARemote

About the Job

Requirements

  • At least 2 years of Mortgage Retail Sales experience, or equivalent demonstrated through work experience, training, military experience, or education.
  • Basic Microsoft Office skills are desired.
  • Documented retail residential mortgage fundings over the past 12 months referred primarily from established, local, external sources are desired.
  • Excellent verbal, written, and interpersonal communication skills are desired.
  • Mortgage industry experience is desired.
  • Knowledge and understanding of sales prospecting and generating referrals are desired.
  • Experience developing and cultivating professional relationships is desired.
  • Customer service experience is desired.
  • Must obtain SAFE registration at the time of employment; the employer initiates registration after the employment start date.
  • Loan Originators must meet Consumer Financial Protection Bureau qualification requirements and applicable financial responsibility, character, general financial fitness, and criminal background standards, and comply with related employer policies.
  • Must meet ongoing regulatory requirements, including additional screening if necessary.
  • Ability to lift more than 20 pounds.
  • Reliable transportation.
  • Ability to work nights, weekends, and/or holidays as needed or scheduled.

Responsibilities

  • Solicit residential mortgages from various sources.
  • Produce high-quality, compliant loans while providing customer service.
  • Build relationships with realtors, builders, financial professionals, bank stores, past customers, and other non-traditional sources.
  • Maintain visibility for the employer's Home Mortgage business in the marketplace and stay informed about mortgage industry trends and developments in the assigned market.
  • Present recommendations for producing loans and exercise some independent judgment while developing understanding of and adherence to functional-area policies, procedures, compliance requirements, and loan-generation practices.
  • Understand real estate appraisals, title reports, and real estate transactions.
  • Receive customer applications, quote rates and points, complete follow-up activities related to registration lock-in, and analyze and offer mortgage loan products based on client needs.
  • Review and analyze low- to moderately-complex financial and credit data, matching customer needs with an appropriate loan program and level of risk.
  • Inform prospective and existing customers about mortgage programs, rates, policies, underwriting requirements, and loan procedures; maintain customer satisfaction and quality through timely, proactive communication.
  • Pursue employer training offerings to increase knowledge of company products, policies, procedures, and underwriting requirements.
  • Meet Loan Originator requirements under Regulation Z for the role, including applicable requirements for dwelling-secured transactions.

Desired Qualifications

  • Basic Microsoft Office skills.
  • Documented retail residential mortgage fundings over the past 12 months referred primarily from established, local, external sources.
  • Excellent verbal, written, and interpersonal communication skills.
  • Mortgage industry experience.
  • Knowledge and understanding of sales prospecting and generating referrals.
  • Experience developing and cultivating professional relationships.
  • Customer service experience.

About the Company

Wells Fargo

Nationwide banking and financial services

Wells Fargo provides banking, investment, and payment services across the United States. Its products include checking and savings accounts, loans, credit cards, wealth management, and payment solutions that work through branches, online and mobile platforms, and an extensive network of branches and ATMs to move money and manage accounts. The bank leverages a long West-to-Midwest footprint and an integrated suite of banking, investment, and payments, reflecting its evolution from 1852 and the 1998 Norwest merger that adopted the Wells Fargo name. Its goal is to help customers manage money, grow wealth, and pay and transfer funds safely and reliably for individuals, small businesses, and institutions.

Company size
10,001+
Company stage
IPO
Headquarters
San Francisco, CA
Founded
1851

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