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Banco Bilbao Vizcaya Argentaria

Global banking and financial services

Retail Risk Associate 1

Full-TimePosted on 10/21/2026Deadline 11/7/26
No salary listed
Junior
Bachelor's
San Isidro, Peru
Hybrid
Finance & BankingRisk Management

About the job

Requirements
  • A Bachelor's degree or completed degree in Economics, Industrial Engineering, Statistical Engineering, Administration, Finance, or a related field.
  • At least 2 years of experience in the financial sector, preferably in Risk, Credit, Admissions, Strategy, or Data Analytics.
  • Experience analyzing and monitoring credit-risk indicators and retail-portfolio behavior.
  • Experience preparing reports, dashboards, and executive presentations to monitor results.
  • Knowledge of retail credit-risk management and portfolio-quality indicators.
  • Knowledge of retail financial products and credit-admission processes.
  • Advanced Excel skills.
  • Intermediate SQL skills.
  • Intermediate Power BI or data-visualization-tool skills.
  • Knowledge of applied statistics and data analysis.
  • Analytical ability and critical thinking.
  • Effective communication and ability to synthesize information.
  • Proactivity and orientation toward continuous improvement.
  • Organization, planning, and priority management.
  • Collaboration and relationship-building with multidisciplinary teams.
  • Results orientation and business vision.
Responsibilities
  • Support analysis, monitoring, and explanation of risk metrics and the retail portfolio profile presented in reports and dashboards from the Admission Reporting team, identifying potential alerts and recommendations for preventive risk management.
  • Help define and monitor strategies, initiatives, and pilots in the Retail Credit unit to mitigate credit risk in preventive and reactive admissions, and suggest changes to retail credit policies.
  • Support monitoring and communication of results against retail operating frameworks.
  • Assist with research into best practices for preventive retail-risk management in the financial system and other geographies.
  • Help explain risk-metric results and trends and the retail portfolio profile to Commercial Banking and Retail Banking.
  • Participate with the Admission Reporting team in defining and designing recurring reports and dashboards for the retail portfolio, with established data sources, execution processes, and delivery schedules.
  • Support prioritization of recurring retail-portfolio reporting requests for the Admission Reporting team.
  • Support requests for one-off reports, documents, presentations, and analyses of the retail portfolio.
  • Perform other duties assigned by the immediate supervisor.
Desired Qualifications
  • Experience evaluating admission strategies, credit policies, or risk-mitigation initiatives.
  • Knowledge of credit policies, risk-appetite frameworks, and portfolio-monitoring methodologies.
  • Python or SAS skills.

About the company

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Banco Bilbao Vizcaya Argentaria

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Banco Bilbao Vizcaya Argentaria, commonly known as BBVA, is a multinational financial services group offering retail, commercial and corporate banking. It provides accounts, payments, lending, mortgages, investment products and financial guidance for individuals and businesses, alongside services for institutional clients. BBVA combines physical banking networks with digital channels and operates across multiple international markets. Its business spans everyday financial needs, business financing, wealth management and transaction services within the regulated banking industry. Its workforce combines specialist delivery, customer support and business operations.

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