Group Transaction Monitoring Analyst

Responsibilities

• Conduct complex investigations on escalated alerts: full transaction history review, source of funds and wealth analysis, beneficial ownership checks, open-source intelligence gathering, and cross-entity pattern analysis
• Prepare high-quality SAR/STR narratives and supporting evidence packs to a standard suitable for entity MLRO review and regulatory filing, in accordance with regulatory timeframes and internal quality standards
• Make independent disposition decisions on the most complex alerts, documenting rationale to an auditable standard — for the highest-risk alert categories, dispositions are subject to QC sampling and senior review
• Perform background checks and contextual research on counterparties and entities linked to alerts using public and subscription databases
• Maintain clear audit trails ensuring all investigative steps, conclusions, and rationale are accurately captured in the case management system
• Liaise with entity MLROs on SAR filings, responding to queries and providing supplementary evidence where required
• Liaise with external counsel and regulators where required, under the direction of the Head of TM
• Mentor L1 and L2 analysts on investigation techniques and complex typology recognition
• Support thematic reviews of specific client segments, typologies, or products as directed by the Head of TM or QA and Governance
• Proactively identify process improvements and suggest control enhancements to strengthen detection and reporting capability

Requirments

• Minimum four years in financial crime investigation, transaction monitoring, or AML/CTF compliance, with at least two years conducting complex investigations and drafting SARs/SMRs/STRs
• Experience working in or with CFD brokers, forex brokers, investment firms, or fintech platforms offering leveraged trading products
• Demonstrated exposure to end-to-end TM investigation, alert disposition, and SAR/STR preparation within a regulated financial services environment
• Bachelor's degree in Finance, Economics, Law, Business, or a related field
• Strong analytical and investigative mindset with the ability to interpret complex transactional datasets across multiple accounts and entities
• Excellent drafting and case-writing skills — SAR narratives must be clear, factual, well-structured, and defensible
• Sound understanding of AML/CTF regulations, ML/TF typologies, and red-flag indicators relevant to online trading platforms, including deposit-withdrawal cycling, structuring, trade-based laundering, deliberate loss, and geographic and identity anomalies
• Independent decision-making on complex cases with the ability to distinguish genuine suspicious activity from unusual but explainable client behaviour
• High attention to detail, organisation, and accountability in documentation
• Risk-based mindset — this role produces the team's most consequential written output and is not a process-following exercise
• Desirable: ICA Certificate or Diploma in AML or Financial Crime, CAMS, or equivalent