Jeeves

Global corporate card and expense platform

Underwriter

Retail & Commercial BankingConfirmed live in the last 24 hours

Full-timeBogotá, Bogota, ColombiaNo salary listed

About the Job

Requirements

2–4 years of experience in credit analysis, underwriting, or credit risk in Colombia at a bank, fintech, FIDC, credit bureau, factoring company, or similar organization.
Hands-on experience reading and analyzing Colombian company financial statements and assessing repayment capacity.
Working familiarity with Colombian credit data sources such as DataCrédito, TransUnion/CIFIN, or similar sources.
Experience conducting client conversations to clarify questions about financial and risk information provided for analysis.
Strong Excel or Google Sheets skills, including comfort building a simple analysis from raw data.
Experience using AI tools such as Claude, ChatGPT, or Gemini in analytical work, and curiosity about using them further.
Ability to write concise credit recommendations that non-credit colleagues can follow.
Fluency in Spanish and professional fluency in written and spoken English.
Must be based in Bogotá and able to work hybrid from the Parque de la 93 office.

Responsibilities

Analyze new corporate card applications from Colombian startups and SMBs, reviewing financial statements, bank data, bureau reports, and internal model scores.
Prepare credit recommendations, including proposed limits, key risks, and mitigants, for review and approval.
Explain in writing and verbally how model scores and non-model elements of the assessment fit together.
Research borrowers and their industries to understand factors that could affect their ability to pay.
Work a share of the daily application queue within agreed turnaround times.
Conduct periodic reviews of existing accounts, including requests for limit increases and decreases.
Track portfolio health, including utilization, payment behavior, and delinquency, and flag accounts needing attention.
Partner with Collections on accounts showing early signs of stress.
Keep account files and credit memos organized so teammates can take over decisions.
Use AI tools to support analysis and verify their outputs against source data.
Suggest and help build improvements to AI workflows based on observed results.
Build sufficient context on the Colombia book to cover the queue and key accounts when the senior underwriter is out.
Help document underwriting guidelines, decision rationale, and recurring edge cases.
Suggest improvements to make the underwriting process faster or more consistent.
Help evaluate new Colombian data sources, including bureaus, Open Finance data, and receivables data, with the team.
Give Sales and Account Management clear, timely answers about applications and limits, including the reasoning behind declined applications.
Join customer conversations when more financial information is needed to make a decision.
Share observations about the Colombia market with the wider Credit & Risk team.

Desired Qualifications

Experience underwriting SMB or commercial credit rather than consumer-only credit.
Exposure to corporate cards, payments, working capital, or other revolving credit products.
Some experience with SQL, Python, or business intelligence tools for pulling and analyzing portfolio data.
Experience at a high-growth startup or fintech.
A degree in Finance, Economics, Accounting, Business, Engineering, or a related field.

Jeeves is the stablecoin-native banking platform for global enterprises. Thousands of companies across 35 countries run their corporate cards, payments, treasury and spend on one platform, with more than $5B in annualized volume, payouts to 190 countries, and one of the fastest-growing stablecoin payment networks in the world. BMW, H&M, Lululemon, Burger King, Kavak and XP are among them, and more than 80% of customers use multiple Jeeves products.

We chose hard problems on purpose.

We hire for one thing: relentlessness. A strong motor that keeps going when the problem has no playbook. You'll know in your first week if Jeeves is right for you. For the right people, it's the steepest learning curve of your career.

Jeeves has raised more than $400 million in equity funding from Andreessen Horowitz, Y Combinator, CRV, Coinbase Ventures, GIC, AllianceBernstein, CoinFund and others.

If you want to rebuild how money moves across borders, come build it with us.

Colombia is one of Jeeves's fastest-growing markets, and the number of companies applying for our corporate cards there keeps climbing. Every one of those applications needs a thoughtful credit decision, and every approved account needs to be watched over time. Today that work sits largely with one senior underwriter. We're adding an Underwriter to the team so we can keep decisions fast and sound as volume grows, and so the Colombia book is never dependent on a single person.

Alongside traditional credit analysis, our underwriters work closely with AI tools that help organize borrower data, draft parts of the analysis and surface questions worth asking. The judgment and the final call stay with you. We're continually moving more of our workflow onto AI, and you'll be part of shaping how that happens. If you're excited by the idea of building the next version of underwriting while practicing the fundamentals, this role is for you.

You'll work side by side with our senior underwriter in Colombia, analyzing new applications from startups and SMBs, preparing credit recommendations, and helping monitor the existing portfolio for early signs of stress. You'll learn how our scoring models work and when judgment needs to go beyond the model, and you'll build the kind of context on the book that lets you cover confidently when your teammate is out. You'll also work closely with our Sales and Account Management teams in Colombia, who rely on clear, timely answers.

This is a hands-on analyst role with real ownership of a growing share of the queue. You won't hold final approval authority on day one — you'll earn more of it as you build judgment and a track record — and there's a clear path to growing into a senior underwriting role as Colombia scales.

Location: This role is based out of Bogotá, Colombia, and is a full-time hybrid position where it is required to come into our office in the Parque de la 93 area (2-3 days/week). #LI-HYBRID

What You'll Do:

Credit Analysis & Underwriting

Analyze new corporate card applications from Colombian startups and SMBs, reviewing financial statements (DRE, balanço), bank data, bureau reports and our internal model score

Prepare clear credit recommendations — proposed limit, key risks, mitigants — for review and approval

Explain how the model score and the non-model parts of your assessment fit together, in writing and verbally

Research borrowers and their industries to understand what could affect their ability to pay

Work a share of the daily application queue within agreed turnaround times

Portfolio Monitoring

Run periodic reviews of existing accounts, including limit increase and decrease requests

Track portfolio health (utilization, payment behavior, delinquency) and flag accounts that need attention

Partner with Collections on accounts showing early signs of stress

Keep account files and credit memos organized so any teammate can pick up a decision

Working With AI

Use AI tools to support your analysis, and verify their outputs against source data

Suggest and help build improvements to our AI workflows as you see what works and what doesn't

Business Continuity & Process

Build enough context on the Colombia book to cover the queue and key accounts when our senior underwriter is out

Help document underwriting guidelines, decision rationale and recurring edge cases

Suggest improvements that make the underwriting process faster or more consistent

Help evaluate new Colombian data sources (bureaus, Open Finance data, receivables data) alongside the team

Cross-Functional Partnership

Give Sales and Account Management clear, timely answers on applications and limits — including the reasoning behind a "no"

Join customer conversations when more financial information is needed to make a decision

Share what you see in the Colombia market with the wider Credit & Risk team

Minimum Requirements:

2–4 years of experience in credit analysis, underwriting or credit risk in Colombia — at a bank, fintech, FIDC, credit bureau, factoring company or similar

Hands-on experience reading and analyzing Colombian company financial statements and building a view on repayment capacity

Working familiarity with Colombian credit data sources such as DataCrédito, TransUnion/CIFIN or similar

Experience conducting conversations with clients to clarify questions regarding the financial and risk information provided for analysis.

Strong Excel or Google Sheets skills — comfortable building a simple analysis from raw data

Experience using AI tools such as Claude, ChatGPT or Gemini in your analytical work, and curiosity about using them more

Can write a concise credit recommendation that a non-credit colleague can follow

Fluent in Spanish and professionally fluent in English (written and spoken) — English is how we work across regions

Based in Bogotá and able to work hybrid from our Parque de la 93 office

Preferred Qualifications:

Experience underwriting SMB or commercial credit (as opposed to consumer only)

Exposure to corporate cards, payments, working capital or other revolving credit products

Some experience with SQL, Python or BI tools for pulling and analyzing portfolio data

Experience at a high-growth startup or fintech

Degree in Finance, Economics, Accounting, Business, Engineering or a related field

About the Company

Jeeves

Global corporate card and expense platform

Jeeves provides a corporate card and expense management platform for startups and global companies. The corporate card lets teams spend in local currencies with no fees or interest, integrated with a mobile-first platform that tracks expenses and reconciles across currencies. It differentiates itself by removing foreign exchange fees, offering instant access to funds, and giving up to 4% cashback within a unified cross-border solution. The goal is to simplify global business finances, giving visibility and control over international spending as companies scale.

Company size: 201-500
Company stage: Series D
Total funding: $653.1M
Headquarters: Miami, FL
Founded: 2019

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