Billing & Revenue Analyst

NCR Atleos research shows ATMs linked to nearly £500M of monthly in-store spend. * ATMs * 30.09.2026 09:21 am NCR Atleos Corporation, a leader in expanding self-service financial access for financial institutions, retailers and consumers, has published new research showing a symbiotic relationship between retail and financial services, as changes to traditional cash infrastructure see retailers take on a greater role in how consumers access and manage cash. Drawing on more than 300,000 responses across 4,646 UK ATMs, the research found that ATMs influence repeat visits, with more than half (56%) visiting the shop more often because it has one, 76% more likely to return and 63% regularly using the same machine. These visits translate into spend. Over one third (37%) said they would spend the cash they withdrew in-store, while 31% said withdrawing cash leads them to spend more. Applied to the £1.35 billion dispensed across 5,300 NCR Atleos ATMs in major convenience stores and supermarkets in June 2026, that suggests around £499.5 million was spent in-store, underlining the commercial value of having an ATM there. Neil Martin, Managing Director at NCR Atleos UK, Ireland, Benelux, Baltics and Nordics, said: "Physical retail has always been about more than the transaction at the till. An ATM is not simply a piece of equipment in the corner of a store. It is the connective tissue between consumers, retailers and local services. That creates an important role for retailers, both in meeting a genuine customer need and supporting the economics of the store. As deposit-capable ATMs become more widely available, these locations can support not only consumers accessing cash, but business owners looking for convenient ways to deposit their takings. The retail estate is already one of the UK's most important pieces of physical infrastructure. How far that role extends into financial services will be an important shift to watch over the next few years." Having an ATM in these retail locations -supermarkets, convenience stores, forecourts - is also convenient for consumers visiting. 80% said they specifically came to withdraw cash, while 39% said withdrawing cash forms part of their shopping trip and 82% said having an ATM was convenient for their shopping. Luke Ashton, Head of Operations, Gift Card and Cash Services, Asda Money said, "Customer choice is an important part of the retail experience. With more than 18 million shoppers visiting Asda each week, we want people to be able to access the services they need conveniently as part of their shop, including cash. For customers who choose or need to use cash, having an ATM on site provides a simple way to access it in a place they are already visiting. Making cash readily available across our stores helps us serve a wider range of customer needs, makes the shopping trip more convenient and gives customers greater choice in how they pay and manage their money." The role extends beyond the individual retailer, with 83% saying their local area would be worse off without the ATM.As deposit services develop alongside withdrawals, retail locations have the potential to become increasingly important points where cash both enters and leaves the system, serving consumers and small businesses while making better use of places people already visit.

NCR Atleos Corporation reports strong second quarter results. * Infrastructure * 05.08.2026 01:24 pm NCR Atleos Corporation, a leader in expanding self-service financial access for financial institutions, retailers and consumers, today reported second quarter 2026 results. Key highlights include: * Total revenue for the first six months of 2026 was $2.1 billion, up 3% year-over-year. * Total revenue of $1.1 billion in Q2, with 70% from recurring revenue streams. * Net income attributable to Atleos for the first six months was $87 million, up an impressive 64% year-over-year; Adjusted EBITDA for the first six months was $426 million, up 14% year-over-year. * Net income attributable to Atleos in Q2 was $65 million, up 67% year-over-year; Adjusted EBITDA for Q2 was $254 million, up approximately 25% year-over-year. * Self-Service Banking revenue for the first six months of 2026 increased 6% with Self-Service Banking Adjusted EBITDA growth of 9%. * Self-Service Banking revenue for Q2 was up 1% as Financial IT compare against record hardware volumes for the last 12-month period. * Self-Service Banking Adjusted EBITDA for Q2 increased 13% led by ATM as a Service ("ATMaaS"), Software, net tariff refunds, and productivity initiatives offsetting elevated memory and fuel costs. * Network revenue was flat for the first six months of 2026 with Network Adjusted EBITDA growth of 10%. * Network revenue for Q2 declined 1% with lower demand in crypto transactions, offset by strong volume growth in South Africa and Australia. * Network Adjusted EBITDA for Q2 increased 23% year-over-year, led by positive settlement processing and lower vault cash costs. * Allpoint core transaction volumes remain strong with deposits reaching over one million in Q2, fueled by the expansion of one of the largest convenience retailers and a renewal with one of the largest prepaid programs in the world. Tim Oliver, Atleos' Chief Executive Officer, said, "NCR Atleos delivered another strong quarter and a very good first half of 2026. Its service-led growth initiatives and investment in product innovation are encouraging financial institutions and retailers to choose its differentiated and comprehensive offering to meet their evolving self-service needs. In the first half, service and software business paced its growth and ATM hardware revenue was steady at historically high 2025 levels. Productivity programs that outpaced war-related pressures and tariff relief allowed profit margins to improve significantly. "The regulatory and administrative processes required to complete our proposed transaction with The Brink's Company are progressing and we now anticipate an accelerated timeline to close early in the first quarter of 2027. At the end of June, both Brink's shareholders and NCR Atleos stockholders overwhelmingly voted to approve the transaction. This marked a significant step toward bringing together two great companies in a merger that will expand financial access, provide innovative solutions to our customers, and offer exciting opportunities to our employees," Mr. Oliver concluded. Andy Wamser, Chief Financial Officer, added, "We have completed several important milestones in the regulatory and administrative processes required to complete our proposed transaction with The Brink's Company, and we continue to make meaningful progress toward closing. In the first half of the year, we again delivered results that met our internal plan. As we close out the year, we expect higher earnings and cash flow conversion that will allow us to further reduce our net leverage in advance of the anticipated transaction." Key Financial Highlights * Q2 Total Revenue of $1.10 billion, flat year-over-year; with 70% from recurring revenue streams. * Q2 Net Income Attributable to Atleos of $65 million, an increase of 67% year-over-year. * Q2 Adjusted EBITDA of $254 million, an increase of 25% year-over-year. * Q2 Diluted Earnings per Share of $0.86, an increase of 65% from prior year Q2; Adjusted Diluted Earnings per Share of $1.49, an increase of 67% from prior year Q2. * Q2 Net Cash from operating activities of $30 million, Q2 Adjusted Free Cash Flow-unrestricted of $16 million. Total Revenue of $1.10 billion was flat year over year for the second quarter of 2026, and included $776 million of recurring revenue, compared to $1.10 billion and $772 million, respectively, in the prior year period. Revenue from software and services (including ATMaaS) increased, offset by a reduction in hardware sales and associated installation services, and an expected reduction in other revenues as commercial agreements and commerce-related contracts with Voyix continued to wind down. Gross Margin Gross margin for the three months ended June 30, 2026 increased to 28.0% compared to 22.9% in the prior year period. The increase was driven by net tariff refunds, favorable product mix in software and services, productivity initiatives, and positive settlement processing and lower vault cash costs in the transaction business, offset by an increase in other costs, including fuel and memory chips. Adjusted gross margin increased from 24.9% to 30.2%. Net Income and Net Income Margin Net income attributable to Atleos for the second quarter of 2026 increased 67% to $65 million, or 6% of revenue, compared to $39 million, or 4% of revenue in the prior year period. Other Results Net cash from operating activities for the second quarter was $30 million. Adjusted free cash flow-unrestricted was $16 million. Pending Transaction with The Brink's Company In light of the pending transaction with The Brink's Company (Brink's), Atleos will not be hosting an earnings conference call to review second quarter results or providing a financial outlook. References to Atleos' website and/or other social media sites or platforms in this release do not incorporate by reference the information on such websites, social media sites, or platforms, and Atleos disclaims any such incorporation by reference.

Credit Union 1 (Alaska) expands collaboration with NCR Atleos through statewide ATM branding in Circle K stores. * ATMs * 28.07.2026 02:59 pm NCR Atleos Corporation, a leader in expanding self-service financial access for financial institutions, retailers and consumers, today announced that Credit Union 1 (CU1), headquartered in Anchorage, Alaska, is expanding its collaboration with Atleos through an ATM branding agreement at Circle K stores in Alaska, reinforcing its commitment to accessible, convenient self-service banking for members across the state. Under the agreement, Atleos displays Credit Union 1 branding on ATMs in 24 Circle K locations throughout Anchorage, Fairbanks, Wasilla and the Kenai Peninsula. The initiative, launching in July-August 2026, provides continuity of service while establishing a consistent and recognizable CU1 presence across high-traffic retail locations. Credit Union 1 serves Alaskan communities statewide and manages more than $1.7 billion in assets, making it the second largest credit union in Alaska. With members spread across vast geography and diverse communities, reliable access to cash through trusted retail locations is a critical element of the credit union's service model. Operating across one of the most geographically expansive and logistically complex environments in the world, Credit Union 1 utilizes ATM infrastructure backed by strong monitoring, fulfillment and service capabilities. NCR Atleos brings significant expertise in supporting self-service banking at scale - even in remote and demanding environments - and provides operational services across Alaska. "Access and convenience are essential for our members, no matter where they live in Alaska," said Mark Burgess, President/CEO of Credit Union 1. "Our collaboration with NCR Atleos and the branding agreement at Circle K in Alaska extends the reach and visibility of Credit Union 1 into the everyday places our members already visit, making it easier for them to access their financial services while they shop, fuel and travel across the state." This agreement is one of many continued efforts that have expanded CU1's reach across Alaska, including new branch openings in Kotzebue, Wasilla and Skagway in 2025, a branch opening in Homer coming in August, and the recently approved merger with MAC Federal Credit Union. Together, these investments continue to strengthen access, convenience and service for members statewide. "Retail ATM access plays a critical role in expanding financial access across large and remote regions," said Steven Nogalo, General Manager of North America for Atleos. "By supporting Credit Union 1's Circle K branding initiative statewide, Atleos is helping deliver self-service access backed by operational strength and proven service capabilities. We're proud to deepen this relationship and help support members across Alaska."