Director Regulatory Compliance & Deputy MLRO
Nium
Director Regulatory Compliance & Deputy MLRO
Nium
Real-time cross-border payments and FX platform
Nium provides global infrastructure for real-time cross-border payments. We were founded on the mission to deliver the global payments infrastructure of tomorrow, today. Our platform enables banks, fintechs, and global businesses to move money instantly, everywhere.
Co-headquartered in San Francisco and Singapore with offices in 14 markets worldwide, we are entering one of the most exciting chapters in our journey. In March 2026, we delivered the largest month in our 11-year history with record revenue, record volumes, and EBITDA profitability. Today, Nium moves nearly $60B in payments annually, almost entirely for enterprises, while continuing to strengthen an already healthy balance sheet.
It is an incredible time to join us, and we are only just getting started.
Our payout network spans 190+ countries and 100 currencies, with 100 + corridors in real time. We power seamless transfers to accounts, wallets, and cards, support local collections in 35 markets, and as a principal card issuer on Visa, Mastercard, Discover, and UATP, Nium issues over 50 million card tokens every year. Backed by regulatory licenses in 40+ markets, we make it simple for our partners to onboard, integrate, and scale globally. This scale and innovation have earned us recognition as one of CNBC’s World’s Top Fintech Companies 2025, winner of Best Cross-Border Payments Solution at the PayTech Awards, and inclusion in FXC Intelligence’s Top 100 Cross-Border Payments Companies list.
In 2024, we raised US$50 million in Series E funding at a US$1.4 billion valuation to accelerate network expansion, product innovation, and talent growth. With the B2B payments market projected to hit US$175 trillion by 2030, Nium offers ambitious builders the chance to shape the future of global money movement with the scale of a leader and the energy of a high-growth company.
Support the MLRO in overseeing and enhancing the company's AML/CFT program
Conduct risk assessments and maintain key regulatory documentation, including the Key Regulatory Obligations Register, Compliance policies, and AML/CFT frameworks.
Provide compliance and AML/CFT advisory support for new products, business models, and use cases.
Drive improvements and efficiencies across end-to-end compliance operations through automation, technology, and machine-learning-enabled solutions.
Ensure all Client Due Diligence requests and activities, including review of clients’ profile, risk rating, name screening, verification of documentations during the clients' lifecycle are resolved within agreed timeframes, and any issues or bottlenecks that arise are escalated in a timely manner.
Perform periodic, trigger-based, and ad hoc AML reviews, ensuring adverse news and elevated risk factors are appropriately identified and escalated.
Review and resolve transaction monitoring and name-screening alerts in a timely manner.
Prepare and submit Suspicious Transaction Reports (STRs) as required.
Ensure accurate and timely regulatory and AML/CFT reporting to the Monetary Authority of Singapore (MAS).
Prepare compliance reports for senior management and Compliance Committees.
Minimum 10 years’ experience in compliance roles within regulated environments.
Strong expertise across Compliance and AML/CFT domains, including KYC/KYB, sanctions, and financial crime.
Solid understanding of the Payments and Fintech industry.
Prior experience in payments or fintech strongly preferred.
ACAMS and/or ICA certification preferred.
Strong analytical and problem-solving skills, with the ability to design and implement scalable solutions.
Demonstrated accountability, sound judgment, and a proactive, positive approach.
Ability to identify inefficiencies, challenge the status quo, and drive sustainable process improvements.
Proven ability to prioritise effectively and meet deadlines in a fast-paced environment.
Excellent stakeholder management and communication skills.
Commitment to continuous learning and staying current with global regulatory developments.
Fluency in English.
Nium is a global fintech platform that enables real-time money movement for banks, fintechs, and money service businesses. It supports instant cross-border transfers, foreign exchange management, payment processing, and fraud mitigation through a proprietary API. It serves corporate purchasing, supplier payments, and travel payments with flexible funding and direct debit options. Its goal is to streamline global payments by offering a unified API-driven system with fast settlement and enterprise-grade fraud protection.
Explore more opportunities at Nium