V

Viva.com

Cloud-based neobank offering payment processing

Client Operations Representative

Full-Time
No salary listed
Mid
Madrid, Spain
In Person

About the job

Requirements
  • Experience in monitoring and analyzing account performance to drive growth.
  • Strong interest in technology and willingness to become a payments subject matter expert.
  • Ability to identify customer technical and commercial requirements to craft solutions.
  • Strong presentation skills, particularly over the phone or in video meetings.
  • Ability to collaborate with a wide range of people.
  • Native Spanish and fluent English.
  • CV submitted in English.
Responsibilities
  • Conduct market and account research to identify prospective merchants that meet defined targeting criteria, including relevant industry, transaction volume, and revenue potential.
  • Identify and prioritize high-potential prospects in line with agreed commercial priorities and internal qualification criteria.
  • Initiate outreach and arrange qualified introductory meetings for the relevant commercial team.
  • Use approved lead-generation and research tools, including Apollo, LinkedIn Sales Navigator, Claude/ChatGPT, and Google My Maps, to support prospect identification and account mapping.
  • Maintain accurate, complete, and up-to-date prospect and merchant records in the company’s CRM and internal systems.
  • Collaborate with Commercial, Operations, and other relevant teams to ensure appropriate lead handover, follow-up, and service delivery.
  • Support prospective and existing merchants with registration, onboarding, and payment-acceptance setup, following approved procedures and guidance.

About the company

Viva Wallet provides cloud-based payment processing and banking services for merchants across 24 countries, including online gateways, POS terminals, and business accounts with local IBANs and corporate debit cards. Its platform on Microsoft Azure supports 30+ payment methods and features like Tap to Pay on iPhone/Tap on Phone and a Smart Checkout that localizes language, currency, and payment options to improve conversions. A key differentiator is the 0% commission model for merchants who use both card acceptance and Viva Wallet’s corporate debit card, plus its licensed European neobank status and merchant cash‑advance capability. The company aims to simplify cross-border payments for merchants and expand its European footprint in payments, banking services, and mobile card acceptance.

Company Size

501-1,000

Company Stage

Acquired

Total Funding

$178.5M

Headquarters

Athens, Greece

Founded

2010

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Simplify's Take

What believers are saying

  • Viva.com won Cyprus's state payments contract, covering over €1.5 billion annually.
  • Wero launches across Belgium, France, and Germany, reaching 57 million users.
  • BlueStar and Advance Booking Factoring expand hardware distribution and merchant financing.

What critics are saying

  • JPMorgan's €916 million lawsuits still target Viva.com's directors in 2026.
  • The valuation fight can trigger a forced sale below €5 billion.
  • A court-ordered sale to JPMorgan would end Viva.com's founder-controlled strategy.

What makes Viva.com unique

  • Viva.com spans 29 European markets with one banking and payments integration.
  • It supports 40-plus payment methods, including Wero and Tap to Pay.
  • Fiskaltrust gives Viva.com fiscalisation plus payments, a rare compliance moat.

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Benefits

Health Insurance

Performance Bonus

Professional Development Budget

Wellness Program

Growth & Insights and Company News

Headcount

6 month growth

↑ 0%

1 year growth

↓ -1%

2 year growth

↓ -4%
Yahoo Finance
Jul 23rd, 2026
Viva.com joins European Payments Initiative to integrate Wero wallet across 29 markets

Viva.com has joined the European Payments Initiative (EPI), integrating the Wero digital wallet into its payments and banking platform. The integration will initially launch in Belgium, France and Germany, with additional countries to follow as Wero expands. Viva.com operates as a pan-European banking infrastructure across 29 markets, providing services including card acceptance and payment gateways for businesses. Wero will join more than 40 payment methods available through its platform. The Wero digital wallet supports instant account-to-account transfers and reportedly has more than 57 million users across Europe. Viva.com also plans to support Wero's expansion into NFC-based in-store acceptance when available. Earlier this year, Global Payments' Worldpay business joined EPI as a principal member.

Coindoo
Jul 22nd, 2025
UK Court Blocks JPMorgan's $1.1B Viva Bid

A UK court has blocked JPMorgan Chase's $1.1 billion lawsuit against Greek fintech Viva Wallet. The dispute arose from JPMorgan's 2022 acquisition of a 48.5% stake in Viva, with an option to buy the remaining shares if Viva's valuation fell below €5 billion by July 30, 2025. JPMorgan alleged Viva obstructed growth to maintain its valuation above the threshold, but the court halted the bank's efforts to trigger the buyout option.

Viva.com
Feb 19th, 2025
Viva.com Acquires Majority Stake in Fiskaltrust - viva.com

Viva.com Acquires Majority Stake in Fiskaltrust to Become the First in Europe to Offer Payments & Banking Solution, Integrated with Fiscalisation Services.

BilKuj
Jan 9th, 2025
JPMorgan Takes Legal Action Against Viva Wallet In Ongoing Valuation Dispute

JPMorgan Chase & Co. (NYSE: JPM) has filed two lawsuits against Greece's Viva Wallet, escalating a long-standing legal battle over the fintech company's valuation.

Greek City Times
Jan 8th, 2025
JP Morgan Sues Viva Wallet in Ongoing Dispute Over Valuation

JP Morgan sues Viva Wallet in ongoing dispute over valuation.