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AAA Club Alliance

Automotive membership and travel services

Senior Field Adjuster - Homeowner Claims

Claims AdjudicationConfirmed live in the last 24 hours
Full-timeNew Jersey, USA$38.88 - $51.88 /hr

About the Job

Requirements

  • Requires 6 or more years of related professional experience with transferable skills.
  • Requires 4 or more years of claims experience, preferably with an emphasis on homeowner claims.
  • Requires a high school diploma.
  • A related bachelor's degree or higher may substitute for 2 years of experience.
  • Requires knowledge of the Xactimate repair estimating system.
  • Requires knowledge of homeowner policies and procedures.
  • Requires a valid driver's license and insurable driving record, or alternative transportation to safely transport large or heavy equipment between sites.
  • Applicants must have authorization to work indefinitely in the United States.

Responsibilities

  • Obtain and record required loss information from the insured.
  • Under close supervision, investigate, evaluate, negotiate, and settle homeowners’ property and personal property claims through adjustment to conclusion, covering low- to higher-complexity claims that typically require physical inspection.
  • Own all claims assigned at the Field Adjuster level and progress to the competency level of a Level 5 Homeowner Adjuster.
  • As needed, assign, coordinate, and oversee independent adjuster assignments.
  • Investigate and evaluate all elements of moderate- to high-severity property loss claims in the field and virtually.
  • Contact and meet with the insured or a third party virtually or in person to photograph and inspect damaged dwellings, other structures, and personal property.
  • Determine the scope of repairs and prepare repair bids using the Xactimate estimating system.
  • Agree on repair costs with the insured and, where applicable, a Network Repair Program contractor or the insured’s contractor.
  • Follow the repair process through completion.
  • With expert assistance when needed, thoroughly investigate and identify the cause of loss.
  • Settle and pay dwelling or other-structure damages after completing the coverage analysis.
  • Handle correspondence to ensure claim files comply with regulations.
  • Participate in activities that support company culture, such as employee resource groups and volunteering.
  • Help onboard new team members and build relationships, including having cameras on when appropriate.
  • Travel as needed for the role, including divisional or team meetings and other in-person meetings.
  • Meet business needs, which may include investing extra time and assisting other teams.

Desired Qualifications

  • Homeowner claims experience is preferred.
  • A bachelor's degree or a combination of education and experience is desired.
  • Two or more years of field experience are desired.
  • Knowledge of home construction is desired.

About the Company

AAA Club Alliance

Automotive membership and travel services

AAA Club Alliance is a membership organization providing roadside assistance, automotive services, insurance, travel planning, financial products, and member discounts across its operating territory. It serves drivers, travelers, households, and businesses through digital channels, contact centers, local stores, car care locations, and affiliated service operations. The organization brings together several regional AAA clubs and trade names under a shared operating structure. Teams work across roadside service, automotive repair, insurance, travel, membership support, retail operations, financial services, technology, marketing, and corporate functions.

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